In this episode of Morgan Means Business, host Morgan sits down with Richard Helms, a property and casualty insurance provider at Thomas, Harrison & Associates. With over 25 years of experience, Richard shares his journey from high school coaching to the insurance industry, offering unique insights into how to build a resilient life and business.

Richard emphasizes the importance of intentionality, especially when it comes to personal health and well-being. He shares his own struggles with balancing a demanding career, coaching, and a large family, and the lessons he learned about the necessity of taking care of oneself first.

We also dive into the world of insurance, with Richard explaining the nuances of crop insurance, the importance of uninsured motorist coverage, and the risks associated with trees on your property. Whether you're a business owner, a homeowner, or just looking for ways to improve your daily routine, this episode is packed with practical advice and inspiration.

Key Takeaways:

• The power of being present and intentional in every aspect of life.
• How to balance professional ambitions with personal health and family.
• The importance of understanding your insurance coverage, especially in coastal areas.
• Why working with friends or family can be a double-edged sword.

Connect with Richard Helms:

• Facebook: https://www.facebook.com/thomasharrisonandassociates/
• Instagram: https://www.instagram.com/thomasharrisonassociates/
• Office Phone: 251-621-2180

Timestamps

• 0:00 – The Importance of Being Present and Intentional
• 0:45 – Introducing Richard Helms and Thomas Harrison & Associates
• 1:28 – Richard's Roots: From Alabama to Florida and Back
• 1:57 – Coaching High School Football and Basketball
• 4:10 – The Challenges of Balancing Career, Coaching, and a Large Family
• 5:12 – Health and Wellness: Lessons Learned in Your 30s
• 6:51 – Morgan's Personal Health Journey and Recovery
• 8:14 – The Critical Role of Nutrition in Overall Health
• 10:11 – Morning Routines and the Necessity of Sleep
• 11:58 – The Impact of Family History on Health Choices
• 13:17 – The Transition from Sweetened to Black Coffee
• 15:37 – Richard's Career Path: From Planning to Custom Home Building
• 16:47 – The Pros and Cons of Working with Friends and Family
• 19:16 – Reflecting on Parenting and Professional Sacrifices
• 21:18 – Understanding Crop Insurance and Federal Subsidies
• 22:25 – Essential Auto Insurance: Uninsured Motorist Coverage
• 23:24 – Homeowners Insurance: The Risks and Realities of Trees
• 27:44 – Why Choose Thomas Harrison & Associates?
• 29:05 – How to Connect with Richard Helms