Is your bank account leaking money to forgotten subscriptions? Join Akil, Joel, and Fasil on Salaam Radio's "The Tech Factor Live" as we kick off 2026 with essential tech survival tips. In this episode, we reveal how to perform a "subscription sweep" using banking apps and PayPal to reclaim your budget. Discover a brilliant hack for free audiobooks (hint: it involves your local library!) and hear about the latest tech innovations—from IKEA’s linkable Bluetooth speakers to a robot vacuum that can actually climb stairs. We also dive into serious tech news, including the record-breaking £1.9 billion cost of the Jaguar Land Rover cyber attack and the rise of "Prompt Lock," the new agentic AI ransomware. Plus, don't miss our high-speed "Quantum Quiz" where we test tech basics under pressure. Stay connected with us in real-time by calling 01733 602 133 or texting 07411 19 1062. Follow Salaam Radio: Website: www.salaamradio.co.uk Facebook: www.facebook.com/salaamradio Twitter/X: twitter.com/salaamradio1062 Key Timestamps: [03:28] How to perform a "subscription leak test" [04:56] The free audiobook hack using library apps [06:21] Wearables without screens: The Luna Band [08:24] The Dwarf 3 digital telescope for deep space photos [11:06] The Saros Rover: A robot vacuum that climbs stairs [13:24] The £1.9 billion impact of the Jaguar Land Rover cyber attack [16:35] Major security updates coming to Microsoft Teams [19:28] Understanding "Prompt Lock" agentic AI ransomware [21:38] The Quantum Quiz: Tech basics under pressure #SubscriptionLeaks #CyberSecurity #TechTips #SalaamRadio #AIRansomware #TechFactor #SmartHome #DigitalPrivacy #TechNews2026 #SavingMoney