What if the economy isn’t a maze to solve but a city to manage, one intersection at a time? We take a practical lens to markets, debt, and reform by introducing “intersection economics,” a rule-set that prioritizes safe, efficient flow over ideology and quick fixes. Instead of arguing about who should drive, we define how to keep the lights timed, the lanes clear, and the incentives aligned so people and capital move where they create the most value.

We start by confronting a hard truth: meaningful reform rarely happens without pain. From the Great Depression’s sweeping changes to the 1970s fight against inflation and the partial clean-up after 2008, crises created the pressure to act. With structural deficits, compounding interest costs, and entitlement promises colliding with demographics, the signals are flashing again. The question isn’t whether to choose winners; it’s whether to design the intersection so winners emerge from clear rules and transparent trade-offs.

Our framework breaks down three failure modes you see in the wild: chaos (no lights), overreach (everything stops for perfect safety), and corruption (the “cop” waves through whoever pays). We map those to economic realities, laissez faire blowups, paralyzing regulation, and regulatory capture, and then lay out a better role for government: set the signals, update them with data, and measure success by flow. That means adaptive fiscal rules, countercyclical safeguards, and visible triggers that adjust benefits and contributions before a crash happens. We apply this concretely to Social Security, proposing automatic, transparent adjustments that protect the vulnerable while restoring balance.

If you’re tired of doom without direction, this is a blueprint you can use to judge policies and demand better ones. Listen to rethink how markets, policy, and incentives fit together, and how smarter “traffic lights” can cut crashes, speed recovery, and grow opportunity.

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