Is Home Ownership Overrated? The Truth for 2026 ft. Jarred Smith | EP. 148
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About this listen
Watch the full episode on YouTube
Is homeownership still the "American Dream"…or has the math and lifestyle completely changed for younger generations?
In this episode of the First Sip Podcast, I'm sitting down with Jarred Smith to have a balanced conversation about whether buying a home still makes sense in today’s economy. With rising prices, higher interest rates, and more people prioritizing flexibility, the rent vs buy debate looks very different than it did for previous generations.
This is not a sales pitch for buying a home and it's not an argument against renting. It's a real discussion about timing, strategy, and what people are actually optimizing for in this stage of life.
We break down:
- Why more people are questioning homeownership today
- The real tradeoffs between renting and owning
- Stability vs flexibility and commitment vs optionality
- When buying a home can be a smart move and when it might not be
- Why homeownership should be viewed as a strategy, not a milestone
If you are renting, thinking about buying, or feeling stuck in between, this episode will help you think more clearly about the decision without pressure or hype.
Listen through the end and ask yourself one simple question:
What am I optimizing for right now?
Thank you for listening, and as always...enjoy your first sip!
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I’m here to help you make these complicated financial concepts make sense in your own life. If you're ready to stop playing it safe, and start building a life you actually enjoy, subscribe to the newsletter. Every week I dive deeper into the topics of business, money, and real estate, breaking down the proven systems we'll need to win the long term game.
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