Do You Have A Good 401(k) Plan? With 401(k) Forensic Consultant Paul Sippil cover art

Do You Have A Good 401(k) Plan? With 401(k) Forensic Consultant Paul Sippil

Do You Have A Good 401(k) Plan? With 401(k) Forensic Consultant Paul Sippil

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On this episode of the builders podcast, John Busby sits down with Paul Sippil, a registered investment advisor and 401(k) forensic consultant, to unpack how retirement plans really work, and why most employees and employers are paying more than they should. Paul explains what a 401(k) actually is, how fees quietly erode long-term savings, and why transparency in plan design and advisor compensation matters more than most people realize. The conversation also explores investment strategies beyond traditional index funds, best practices for early and mid-career investors, and Paul’s broader mission to bring transparency to complex systems.

Paul and John discuss:
01:26 – What a 401(k) really is (and how it differs from an IRA)
05:43 – How to tell if you have a good or bad 401(k) plan
09:58 – Advisors, administrators, and where hidden fees come from
14:50 – Paul’s path to becoming a 401(k) forensic consultant
19:55 – Best practices for early-career investors
31:22 – Paul’s community dining initiative and food system transparency

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👉 Explore Paul’s website: www.paulsippil.com

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