This episode of Money and Change on the Trim Radio Network shifts focus from pure finance to urgent winter storm preparedness and global economic shifts. The host provides a comprehensive guide to surviving the current "ludicrous mode" weather while also tracking major movements in the precious metals market.

With record-breaking snow and ice affecting the Eastern U.S., the host emphasizes the "preparedness" side of financial change:

• Red Cross Safety: Wear layers, avoid caffeine/alcohol (which can lower body temp), and maintain a 3-foot clearance around space heaters.

• Power Outage Protocol: Keep freezers closed (they last about 48 hours). Have 3 gallons of water per person per day and blue tarps ready for emergency shelter or roof leaks.

• The GMRS Advantage: A deep dive into GMRS radios (specifically the Wouxun KG-935G Plus) for emergency communication when cell towers fail. Note: Requires a $35 FCC license valid for 10 years.

• Vehicle Kits: Always carry Mylar blankets, felt blankets, hand warmers, and a first aid kit in your trunk.

The financial segment focuses on "hedging against calamity" as the U.S. national debt surpasses $38.6 trillion:

• Silver Surge: Discussion of a recent buyer who moved $1 billion into physical silver. Silver is currently trading around $103.91/oz (up over 7%), while Gold is nearing $5,000/oz.

• The "Fiat" Warning: The host warns against cryptocurrencies (which you "can't hold in your hand") and highlights Germany's move to repatriate its gold from U.S. vaults.

• Energy Costs: Natural gas prices are volatile, spiking up to 75% recently due to the cold snap before settling. Expect home heating bills to rise significantly this month.

• Support the Show: The network is listener-supported via merchandise (beanies, mugs, "Cut the Bull" t-shirts) and donations.

• Join the Airwaves: A call to action for listeners to start their own shows by clicking the "red dot" on the Trim Radio website.

• Education Spotlight: A shout-out to the University of Findlay, noting its 12:1 student-to-faculty ratio and its status as a top-ranked Midwestern value college.