Our newest episode of the Main Street Money podcast is live, and it’s a timely one.

If the recent market moves have caught your attention, you’re not alone. Over the past week we’ve seen renewed volatility in the S&P 500, sharp swings in gold and silver, and notable moves from some of the largest technology companies. In this episode, Andrew Gay, Gilbert Pies, and Zachary Green unpack what’s been happening in the markets and why it matters for everyday investors, not just Wall Street headlines.

We also take on one of the most important — and least understood — retirement risks: sequence of returns risk. It’s a concept that can sound complicated, but it has very real implications for anyone taking income from an investment portfolio. We explain how poor returns early in retirement can impact long-term income, why required withdrawals from traditional IRAs can add pressure during market downturns, and what thoughtful planning can do to help manage these risks.

At Texas Hill Country Advisors, our goal is to help people gain clarity and confidence around their income, especially in retirement. This conversation is meant to educate, spark awareness, and help you ask better questions about your own plan.

Tune in, join the conversation, and share the episode with someone who could benefit from a clearer understanding of today’s markets and retirement income planning.