First Time Homebuyers: Under Contract in Under 1 Week (Interview)
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About this listen
Get the exact “move fast without panicking” checklist Gideon and Caroline used to get under contract in under a week—numbers first, must-haves clear, team aligned.
Gideon and Caroline share how they got under contract in under a week by doing the prep that prevents regret: running numbers early, narrowing to a true non-negotiable, and leaning on a coordinated lender/realtor team. They also break down how they handled common first-time buyer sticking points—PMI, one borrower vs two, inspection tradeoffs, and avoiding closing-cost surprises.
“I didn’t realize how smooth the process could be… they were all talking to each other in the background, and it was almost completely hands off for us.” — Caroline
Highlights
- When should you “run the numbers” so you can move fast without overbuying?
- What’s the fastest way to identify your true non-negotiables (so you stop second-guessing)?
- How can one must-have narrow your search and speed up the whole timeline?
- Should you apply with one income or two—and why might it change your interest rate?
- If PMI is scaring you off, what does it look like when you price it out with real math?
- What does an “integrated” lender/agent/title relationship actually do to reduce stress and delays?
- What inspection limits might you run into—and how do you decide what risk is acceptable?
- How do you avoid surprise costs at closing (especially when everything moves quickly)?
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
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