Description

If you’re self-employed, run a trade business, operate as a contractor, or manage a growing company, this episode could save you from the most common mistake business owners make when scaling.

Winning work is exciting. Funding the growth to deliver it is where businesses either level up… or fall apart.

In this episode, Aaron sits down with equipment and vehicle finance specialist Chanel to unpack what really happens behind the scenes when businesses take on bigger contracts, expand their fleet, or try to grow without strangling their cash flow.

From mining contractors needing millions in equipment to tradies upgrading from one ute to a full fleet, this conversation reveals how smart operators structure finance so growth becomes sustainable - not stressful.

You’ll also hear why profitable businesses still fail, why banks don’t fund “potential,” and how the right advisory team can turn debt into a strategic advantage instead of a risk.

If you’re self-employed, planning to scale, or already feeling the pressure of growth - this episode is essential listening.

Chapters:

00:00 - Why Self-Employed Owners Must Think Differently About Finance

04:15 - The Growth Trap: Winning Work Without Funding It11:40 — Case Study: Funding a Mining Contractor’s Expansion

22:05 - Scaling a Business Across Multiple States

31:30 - The Truth About Equipment & Vehicle Finance

39:10 - Why Profitable Businesses Still Fail

45:50 - ATO Debt, Cashflow Pressure & Market Trends

52:30 - What Every Self-Employed Operator Should Do Next

Connect with Chanel:

chanelv@translease.com.au

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au