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The History of Consumer Credit: A Conversation with the National Consumer Reporting Association

The History of Consumer Credit: A Conversation with the National Consumer Reporting Association

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In this episode of the AFSA Extra Credit Podcast, we sit down with Eric Ellman, President at the National Consumer Reporting Association. Ellman has been in the consumer credit and reporting space for almost 30 years and walks us through the history of consumer credit and its interesting anecdotes.

Ellman takes us in a time machine back into the late 19th century to discover how merchant-based credit systems evolved into our modern national credit bureau, the role of the Fair Credit Reporting Act, and the significant challenges consumers have faced over the years.

Guest: Eric Ellman, President, National Consumer Reporting Association

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