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Share bazaar mein paisa lagakar use duguna tiguna karne ki chahat zyadatar logon mein hoti hai. Lekin samay ki kami, share bazaar ke bare mein jankaari ka abhaav tatha share market ki asthirta bahut se logon ko share bazaar mein utarne se rokti hai. Yahi kaaran hai ki logon ko apni mehnat ki punji bemann se nivesh ke paaramparik tareeko mein lagakar uspar mile kam return par hi khush rehna padta hai. Aise niveshakon ke liye mutual fund nivesh ka ek behatareen vikalp hai. Mutual fund unn niveshakon ke liye nivesh ka sabse aasan rasta hai jo share bazaar mein nivesh karna chahte hain, lekin zyada jokhim lene se darte hain tatha unhe share bazaar ki jankaari nahi hoti. Aise mein unke liye mutual fund nivesh ka ek aisa vikalp banta hai, jo unhe na sirf share bazaar ki tezi ka laabh dilaata hai, balki jokhim ka anupaat bhi. Yahi kaaran hai ki pichhle kuch varshon se Bharat mein mutual fund tezi se niveshakon ke beech lokpriya ho raha hai. Mutual fund industry mein retail investors ki bhagidari lagataar badhi hai. Mutual fund ki lacheeli karyapranali va kam jokhim ke saath har saal niveshakon ko milnewala behtar return naye niveshakon ko lagataar is taraf aakarshit kar raha hai. Isliye zaroori hai ki niveshak mutual fund ki karyapranali ko theek tarah se samjhein, taaki nivesh karte samay ve sabse behtar fund tatha scheme ka chunav kar sakein.
©2008 Prabhat Prakasha (P)2019 Audible, Inc.

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