「挺你所想！與你一起生活的銀行」

2026/5/31前至中國信託LINE官方帳號輸入「母親節拿優惠」玩互動遊戲，免費領勝博殿、雞湯大叔…等多家餐廳優惠券，現省超過300元！

首次綁定LINE個人化服務再送10點OPENPOINT。

加入中國信託LINE官方帳號 https://fstry.pse.is/92lzf8

—— 以上為 Firstory Podcast 廣告 ——

Summary
About 20 years ago, a landmark study found that toddlers before the age of 3 in low-income families would hear 30million less words than the more affluent families, putting them at disadvantage before they start school. Now, a growing number of researches has found that it’s the quality of communication between children, parents, and caregivers that is more important than the number of words children hear. According to research observations, the frequent use of parentese — the slow, high-pitched voice commonly used for talking to babies — were reliable predictors of language ability at age 2. Professor Anne Fernald of Stanford suggests that increased quantity of language inevitably leads to better quality. When you learn to talk more, you tend to speak in more diverse ways and elaborate more, and that helps the child’s cognitive development.

原討論文章: https://www.15mins.today/blog/ep-938-new-thoughts-on-math-of-effective-baby-talk

Vocabulary and Sample Sentences:

Affluent adj. having a great deal of money The affluent families were previously thought to have an advantage in children’s development. Affluent communities tend to have more educational resources available for children

Correlation n. mutual relationship or connection to two or more things The total number of words heard by a child has no correlation to the child’s future ability. Research has found high correlation between oil prices and the American dollar.

Proficiency n. high degree of competence or skill Toastmasters club is a great place to improve your English proficiency. Language proficiency comes with practice and long-term use.

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台股衝破歷史新高 40,000 點！這個消息最近是不是也在你的 Line 群組裡炸鍋了？本週《英語咖啡館》John 老師和剛結束蜜月旅行回歸的 Patrick 老師，要來聊聊這波台股熱潮背後的市場心理、投資觀念，以及不可不學的財經英文（還是我們通勤家族早就都會了？）

兩位老師不僅討論了 TSMC 的市場狂熱(frenzy)、FOMO 錯失恐懼心理，還有 ETF、EPS、本益比等投資新手必知關鍵字。節目中也分享了各自的投資啟蒙故事，以及東西方在「談錢」這件事上很不一樣的文化態度，原來在西方，公開聊投資可能會被認為是在炫耀！？

Taiwan's stock market broke the historic high of 40,000 points! Has this news been blowing up your Line group chats recently too? This week on English Cafe, John and Patrick, who just returned from his honeymoon, discuss the market psychology behind this Taiwan stock market surge, investment concepts, and essential financial English vocabulary (or do our 15Mins family already know it all?)

The two hosts not only discuss TSMC's market frenzy, FOMO (fear of missing out), but also key terms for investment beginners like ETF, EPS, and P/E ratio. The show also shares their own investment origin stories and the very different cultural attitudes between East and West when it comes to "talking about money"—turns out in the West, openly discussing investments might be seen as bragging!?

「挺你所想！與你一起生活的銀行」

2026/5/31前至中國信託LINE官方帳號輸入「母親節拿優惠」玩互動遊戲，免費領勝博殿、雞湯大叔…等多家餐廳優惠券，現省超過300元！

首次綁定LINE個人化服務再送10點OPENPOINT。

加入中國信託LINE官方帳號 https://fstry.pse.is/92lzf8

—— 以上為 Firstory Podcast 廣告 ——

-----------------------------------
🎧 通勤學英語 VIP 專區 & 🚀 線上課程
-----------------------------------
💡 想要更自然的提升英語力？加入VIP會員，獲得專屬內容與優惠！

• 立即加入VIP方案 → https://15minstoday.firstory.io/join
• VIP訂閱常見問題 →https://15minsengcafe.pse.is/5cjptb

🔥 社會人核心英語有聲書課程→https://15minsengcafe.pse.is/554esm

-------------------------------
🌎 15Mins.Today 相關連結
-------------------------------
💬 你的想法很重要！留言分享 → 留言連結

Web：www.15mins.today
YouTube：https://15minsengcafe.pse.is/3rhuuy
商業合作/贊助來信：15minstoday@gmail.com
意見回覆 : ask15mins@gmail.com

--------------------------------------------
📜 單集逐字稿 & 內容摘要（播放器字數有限，完整逐字稿請到官網查看）
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