274. Is the 5x Income Mortgage a Dangerous Sign?
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274. Is the 5x Income Mortgage a Dangerous Sign?
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BTF Episode: 274. Is the 5x Income Mortgage a Dangerous Sign?
Ireland's mortgage market is shifting again, with Nua Money now offering up to 5x income borrowing. In this episode, we break down the history of Ireland's lending rules and explore the potentially dangerous second-order effects of expanded credit colliding with rising construction costs and housing shortages.
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