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All Things Home Loans, Credit, and Real Estate

All Things Home Loans, Credit, and Real Estate

Written by: Regal Mortgage
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All Things Home Loans, Credit & Real Estate breaks down the parts of homeownership no one ever explains, without the fluff or confusing jargon. Hosted by an experienced mortgage professional, Deborah Criddle also known as the Mortgage Queen, this podcast dives into home loans, credit strategy, real estate trends, and the financial decisions that shape your future. Whether you’re a first-time buyer, seasoned homeowner, real estate agent, or just trying to make smarter money moves, each episode delivers clear insights, real-world examples, and practical advice you can actually use. If you want to understand the “why” behind the numbers and feel confident navigating the path to homeownership and wealth, this is the show for you.

© 2026 All Things Home Loans, Credit, and Real Estate Economics Personal Finance
Episodes
  • Home Loan Pre-Qualification Process

    Home Loan Pre-Qualification Process
    Jan 27 2026

    In this episode, Deborah goes into detail on every step of the pre-qualification process.

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    17 mins
  • Extra Costs You Didn’t Know You Were Paying

    Extra Costs You Didn’t Know You Were Paying
    Jan 22 2026

    In this episode, Deborah explains Loan Level Price Adjustments (LLPAs). She talks about the cost that they are to borrowers, and the fact that most borrowers don’t even know they are paying for them. She also talks about the possibility of LLPAs going away for a little while with the latest talk from Trump, and the huge benefit that would be to borrowers trying to buy and refinance.

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    11 mins
  • Real Estate Is A Long Game

    Real Estate Is A Long Game
    Jan 20 2026

    In this episode, Deborah teaches about DSCR investment loans, aka: loans that help you buy an investment property without providing any income documents. She uses real numbers, and shows you how to invest in real estate now, so you can benefit from the cash flow later. If you want to invest in real estate, then this episode is for you!

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    12 mins
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