If you think Valentine's Day is the ultimate commitment, think again. Forget flowers and chocolates; money is the real love language. What else is there beyond joint accounts? What’s the 'financial foreplay' for testing compatibility and why is equities-investing your relationship's final exam? Howie Lim gets insights from Jeremy Tan, CEO of Tiger Fund Management.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:55 Financial compatibility more enduring than Valentine's Day

03:17 Maintain individual accounts and document large shared financial arrangements

08:43 The fine line of financial transparency

09:46 Equities as the "ultimate test" of compatibility

11:47 Sending "test balloons" early in a relationship

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jeremy Tan, CEO, Tiger Fund Management

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

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Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

If 2025 left your portfolio feeling like a runaway train and before you chase the next shiny AI stock or panic-sell everything, take heed. How can you cut through the noise, the greed, and the well-meaning, inflation-averse relatives? Howie Lim finds out why systematic rebalancing beats FOMO, how to generate cashflow now, and where to find safety and growth in a chaotic 2026.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:13 Systematic, habitual rebalancing trumps timing

04:52 Importance of holding additional equity or 'dry powder'

10:01 Three behavioural traps

12:57 FOMO vs. risk management

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Winshern Ho, wealth manager, PhillipCapital and Oriano Lizza, sales trader, CMC Markets

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

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Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Bull markets breed bad habits. You might be confusing a great company with a great investment! Jose Mayora of Divita Value-Growth Fund reveals to Howie Lim the crucial and simple valuation metric retail investors must focus on when the hype runs high. Which overlooked sectors offer real compounding potential and why might the most boring investment strategy might be your best?

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:09 Cash flow compounding

04:28 The biggest pitfall

11:17 Overlooked sectors

16:08 Stock-pick or save?

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Jose Mayora, author and founder of the Divita Value-Growth Fund

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

New year, clean slate. But does your money reset have to feel stressful?

In this episode of Money Hacks, Emily Liu explores a softer way to plan for the year ahead. Financial consultant Patrine Choo and Gen Z money author Lillian Zhang share how they reflect on the past year, manage emotional money habits, and turn big goals into small, doable steps.

From automating savings to letting go of guilt, this episode reminds us that progress compounds, and a reset can start quietly.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:50 How to review your 2025 finances

03:37 It’s ok to feel scared

06:42 How to stop overspending

08:57 Start with small steps

10:40 Know your monthly expenses

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Emily Liu (emilyliu@sph.com.sg)

With Patrine Choo, financial consultant, Great Eastern and content creator, and Lillian Zhang, product marketing manager at Google and author, The New Money Rules: The Gen Z Guide to Personal Finance

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

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Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

This episode is your financial ‘crystal ball’! Did 2025 leave your portfolio feeling... something? As cash yields drop, find out where the real returns hide. Ditch nominal gains as Howie Lim gets the expert-led playbook for a more resilient 2026.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:45 2025 review

04:57 Private market warning

08:52 AI concentration risk

11:49 Policy-backed trends

12:50 Global diversification the key

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Charu Chanana, chief investment strategist, Saxo; Hugh Chung, chief investment officer, Endowus; and Jeremy Hall, head of international for Brookfield’s private wealth business, Brookfield Oaktree Wealth Solutions

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Your business is your biggest asset—but is it your smartest retirement plan? SME owners often risk starving personal wealth by betting everything on a future sale. Howie Lim learns the essential strategies for valuing your business, achieving tax-smart profit extraction, and building a separate, resilient retirement portfolio from Grace Tay, associate director, finexis advisory. Stop risking your future for the business's growth.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Methods to value an SME for sale

03:28 The business is the engine that fuels retirement

09:32 Four factors that make a business attractive to buyers

12:11 Common pitfalls for SME owners

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Future-proof your finances? That's what your advisor wants you to believe. Chris Miles, the anti-financial advisor, rips up the rulebook on saving for the "long haul," the myth of "money making money," and why high-risk is just high nonsense. Howie Lim gets the real cheat code from him.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:42 The 'long haul' lie: why saving for retirement can fail

02:36 Creating wealth without capital

06:17 The Cashflow Index

10:16 High risk does not mean high return

14:39 The 'cheat code': Why financial advisors hate it

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chris Miles, CEO, Money Ripples

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Forget the blue chips. Singapore’s iEdge Next 50 indices are outperforming the STI by significant margins, signalling a seismic shift in market focus. Are mid-caps the new sweet spot for growth, offering higher potential with less small-cap volatility? Experts dissect the fundamentals, risk management strategies, and macro indicators essential for navigating this exciting segment.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:55 Assessing mid-cap fundamentals

04:44 Impact of analyst coverage

07:27 Portfolio integration

13:06 Macro outlook - key economic indicators

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Chong Yik Ban, equity research analyst, Phillip Securities Research and Daphne Tan, head of business development, CMC Markets Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.