Feeling like you’re constantly swimming against the tide—bosses setting impossible targets, family members pushing their agenda, or friends squeezing you into decisions? In this episode of Be Money Smart, Augustia shares the simple phrase that flips the script on manipulators: “the problem isn’t here.” Learn how to:

• Reframe impossible KPIs at work by shifting focus to strategy and realistic planning.
• Turn academic or household pressure into collaborative conversations about effective methods and shared responsibility.
• Identify your leverage—legal rights or unique contributions—to force others to honor promises.
• Use a three-step strategy: list your manipulators, uncover their true goals, and meet those on your terms.

Click through and listen to the end for real-life examples and actionable tactics that will give you the clarity and confidence to stand your ground.

00:08 – Introduction

00:57 – Recognizing Manipulation

02:11 – Example 1: Reframe the Problem

03:44 – Applying Reframing Beyond Work

04:40 – Example 2: Leverage Your Strengths

05:50 – Three-Step Anti-Manipulation Strategy

07:30 – Closing

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

Discover the untold side of China’s “richest” entrepreneurs—where immense responsibility outweighs flashy success. In this episode of Be Money Smart, host Augustia peels back the myth of overnight millionaire founders, revealing how private business leaders juggle the livelihoods of thousands, relentless scrutiny, and the weight of national progress. From Huawei’s Ren Zhengfei structuring his empire beyond a single leader to Fuyao Glass’s Cao Dewang adapting foreign tech against regulatory odds, you’ll witness diverse philosophies that shape a new China.

00:00–02:00 Introduction to the topic

02:00–03:30 Different leadership philosophies

03:30–04:15 Case studies

04:15–05:30 The burden of entrepreneurship

05:30–07:07Conclusion

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

Are you held back by where you started in life? What if your background doesn’t have to define your future success? In this powerful episode of Be Money Smart, host Augustine shatters the myth of a “low starting point" and reveals how your mindset, clear goals, and authentic hard work can propel you far beyond any limitations. Whether you come from privilege or struggle, the real secret lies in focusing on what you can control and pushing forward with purpose.

00:00 - 01:15 | Introduction and Theme: Starting Point Does Not Define Future

01:15 - 02:29 | Two Types of Factors in Life: Fixed and Changeable

02:29 - 03:36 | Education as a Path Upward, Especially in China

03:36 - 04:45 | Sales as an Example: Success Does Not Depend on Background

04:45 - 06:25 | Reframing ‘Low Starting Point’ and Avoiding Comparison

06:25 - 09:04 | Advice for Students and Goal Setting

09:04 - 10:05 | Internal Rewards of Achieving Meaningful Goals

10:05 - End | Closing Message

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

"If a relationship drains your energy… it’s costing you more than you think."
Whether it’s a romantic partner, a friend, or your job — the healthiest connections don’t feel like hard work. In this eye‑opening episode of Be Money Smart, discover how to spot truly “low‑maintenance, high‑value” relationships, why compatibility is the secret to effortless collaboration, and how to know when it’s time to walk away.
Your time and energy are your most precious resources — learn how to protect them. 🎧

0:08 – Introduction: The Importance of Relationships

0:29 – Characteristics of Healthy Relationships

1:16 – Signs of Good Relationships

1:58 – The Value of Understanding Each Other

3:20 – Parallel Between Work and Personal Relationships

4:10 – Workplace Examples

5:06 – Knowing When to Move On

5:40 – Final Advice

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

What’s the real difference between those who just get by and those who build fortunes? In this episode of Be money Smart, Augustia reveals the game‑changing secret: aiming outrageously high. You’ll learn why small goals keep you small, how big visions attract powerful allies, and the mental shift that could multiply your results tenfold.

Packed with memorable stories and practical tips, this episode will challenge how you set goals and show you how thinking bigger can transform your wealth — and your life. Don’t miss the ending… it might just change your future.

00:08 – 00:55Introduction – linking mindset episode to previous skill-focused episode.

00:55 – 01:50Aim above your target; higher goals yield better outcomes.

01:50 – 02:44Ambition and guts often trump elite backgrounds.

02:44 – 04:0310x thinking forces revolutionary approaches.

04:03 – 05:57Mindset shift attracts like-minded allies; watch who you keep close.

05:57 – 06:50Wealth as a top priority; balancing with other values.

06:50 – 08:07Bricklayer story illustrating vision and goal setting.

08:07 – 09:39Practical goal-setting and “10x better” question.

09:39 – End Closing remarks – skill + big mindset are essential.

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

What if managing your resources—money, time, people—is the real secret to building wealth? In this episode, Augustine reveals how your ability to allocate wisely creates positive feedback, attracts bigger opportunities, and transforms every part of your life. Discover why top performers aren’t just earners—they’re world-class allocators. Stick around and you’ll learn how this skill can put you on the fast track to success, both financially and personally.

00:09 – Introduction to Allocation and Wealth

00:38 – Resource Oversight

01:37 – Application to Individuals and Businesses

02:45 – Resource Allocation = Power

04:40 – Example of an Effective Allocator

05:22 – Leadership Through Practical Solutions

07:10 – Positive Feedback Cycle

07:40 – Wealth Control as a Prerequisite to Wealth Creation

08:24 – Ability + Goals

08:54 – Spending vs. Investing Mindset

09:13 – Holistic Wealth Allocation

10:32 – Closing

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

Bitcoin just smashed $120k, hitting over $123k before pulling back slightly. What’s driving this surge? Policies, institutional money, and its rise as a major asset. Learn why dollar-cost averaging works, if $200k is possible, and how to play it safe—no leverage needed. Dive in to stay ahead

• 00:08 - Bitcoin's price movement:
• 00:52 - Drivers of Bitcoin's previous major rallies
• 01:31 - Personal investment adjustment
• 02:25 - Bitcoin as a major asset
• 03:31 - Higher returns and investment strategies
• 05:25 - DCA suitability and tests
• 07:14 - Reasons for Bitcoin's surge and policy impact
• 09:01 - Impact on other cryptos and allocation
• 09:47 - Investment analysis and operation
• 11:17 - Episode summary and call to action

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com

Stop Drowning in Time Management Apps – This Simple Mindset Shift Will Transform How You Control Your Day

Forget everything you think you know about time management. While everyone else is obsessing over productivity apps, complex scheduling systems, and cramming every minute with tasks, Augustia reveals why 97% of time management attempts fail – and the surprisingly simple approach that actually works.

This isn't another generic productivity hack. Augustia cuts through the noise with a counterintuitive truth: the best time managers only schedule 1-2 items per day and intentionally leave 20-40% of their time completely open. Sounds backwards? That's exactly why it works.

00:09-02:05 Foundation of Time Management

02:05-03:04 Core Principles

03:04-04:55 Goal Categorization

05:15-06:55 Strategic Approach

06:55-09:29 Practical Implementation

09:29-11:17 Maintaining Simplicity

11:17-13:00 Final Recommendations

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"Be Money Smart" is a daily podcast that introduces how to smartly earn wealth and understand its underlying principles. It covers the "philosophy, methods, techniques, and tools" for acquiring material wealth, spiritual wealth, and health body and mind. We hope to help everyone establish healthy and positive wealth concepts, making it easier to achieve life's financial goals. We wish all our listeners early achievement of financial freedom!. For business collaboration, please contact: augustia0816@gmail.com