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Berger Points Broadcast

Berger Points Broadcast

Written by: Deep Stuff
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 Welcome to Berger Points! Chris Berger - Real Estate Agent - Home Renovator & Property Manager

Sharing my 40+ years experience, one 2 minute point at a time.

Licensed in NY, FL & CT. -- Yankees fan. Concert goer. Dog lover. Grandfather.

bergerpoints.comCopyright Deep Stuff Economics
Episodes
  • Tips For Searching For Properties ONLINE...

    Tips For Searching For Properties ONLINE...
    Jan 16 2026
    Well good afternoon everybody. This is Chris Berger and yes it’s time for a Berger Point.

    You know I wanted to tell you a little bit about as a buyer… you go on Realtor.com or Zillow.com and you type in your email address what happens after that…

    Well, chances are is that that email address will be passed on to an agent and who may be a buyer’s agent or actually the listing agent.

    Either way, always remember you’re not tied into that agent.You can still look.You can still get information.It does not obligate you to that particular agent.

    The listing agent who may have contacted you, they’re always tied to the seller because they have a signed contract.But you, as a buyer, you’re still free and clear, so don’t be intimidated.

    Go online, put in your information.

    Feel good about it. Learn about the house so you can go to the next step.And that’s my point.

    Welcome to Berger Points! Chris Berger - Real Estate Agent - Home Renovator & Property Manager sharing my 40+ years experience.

    Licensed in NY, FL & CT. -- Yankees fan. Concert goer. Dog lover. Grandfather.

    bergerpoints.com
    Show More Show Less
    1 min
  • Negotiating The Offer & Acceptance of A Real Estate Deal

    Negotiating The Offer & Acceptance of A Real Estate Deal
    Jan 16 2026
    Well, good afternoon, everybody. This is Chris Berger, and yes, it’s time for a Berger Point.

    You know, one of the most challenging times in the whole real estate transaction is really the offer and acceptance and how we negotiate that.

    And myself personally, when the listing agent is selling a house for $500,000 and I do represent the buyer and the buyer comes in and makes an offer of $480,000.

    Now it’s key because I want to see how much the listing agent or the seller is going to come down and how close he’s going to get to our offer, which was 480.

    So we’re $20,000 apart.

    So I look for two things.Does he come down $10,000 or does he come down $1,000?

    Because that makes a difference because if he is coming down that $10,000, he’s indeed willing to negotiate a little bit further. So I go back and prepare my buyer to that scenario.

    However, if he’s talking about coming down $1,000, I’ll go back to my buyer and say, listen, if you want this house, you’re going to have to go after it and get closer to his price.

    So this way I’m justifying to my buyer the reality of the real price in order to get that home.Because ultimately my job is to make sure that my buyer gets that house.

    And if he winds up paying a couple thousand dollars more, well, over the next 20 or 30 years, it doesn’t matter because my buyer will have his dream house. And that’s the goal.




    Welcome to Berger Points! Chris Berger - Real Estate Agent - Home Renovator & Property Manager sharing my 40+ years experience.

    Licensed in NY, FL & CT. -- Yankees fan. Concert goer. Dog lover. Grandfather.

    bergerpoints.com
    Show More Show Less
    2 mins
  • A Short Talk on Reverse Mortgages

    A Short Talk on Reverse Mortgages
    Jan 16 2026
    Hey, good afternoon, everybody.This is Chris Berger, and it’s time for a Berger Point.

    You know, I was speaking with an elderly group of senior citizens, and they were talking about selling their home and how difficult that is.So anyway,

    I wanted to speak to reverse mortgages a little bit.And this is actually good for younger people whose parents are in that position.

    The first rule is that you have to be over 62.And the second rule is that you should have 50% of the equity paid off in your home.

    Now, if you want to stay in your house, now is the best time (2024) to do it because appraising the home is going to be high.

    Whereas even three years ago, you just made so much money on your home that it’s really a good thing to do.

    So I would invite you to speak to a mortgage person who is reputable on reverse mortgages and at least get a sense of what he can do for you.

    Because again, once you ascertain a reverse mortgage, you have options.

    You don’t have to take money each month.You can just live off your own income, but the mortgage that you had is gone.

    And basically what you’re responsible for is the upkeep of the home, your homeowner insurance, and your taxes.

    And if you want to live like that for the next 10 years, then go for it.

    And conversely, anytime during those 10 years, say you wanted to reown your home, you go back to the mortgage company that’s holding your reverse mortgage and you pay off what you owe.

    And that can get a little tricky.And yes, there are ins and outs.But again, speak to your mortgage person and get the right deal for you.Keep your home.

    That’s my point.

    Welcome to Berger Points! Chris Berger - Real Estate Agent - Home Renovator & Property Manager sharing my 40+ years experience.

    Licensed in NY, FL & CT. -- Yankees fan. Concert goer. Dog lover. Grandfather.

    bergerpoints.com
    Show More Show Less
    2 mins
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