Ever opened your mortgage statement and thought… **WHY did my payment go up?!* You’re not crazy and you’re definitely not alone.

In this episode, we’re breaking down the real reasons mortgage payments increase (even when you have a “fixed” rate), and what you can do about it. We’ll explain it in a way that actually makes sense.

✅ In this episode, we cover: • Why your mortgage payment can increase after closing • What an escrow shortage is (and how it happens) • How property taxes and homeowners insurance impact your monthly payment • The difference between escrow changes vs. your actual interest rate • What to look for on your mortgage statement • How to avoid surprises year after year

If your payment jumped and you’re feeling stressed — this episode is for you.

📍Have a question you want us to cover next? Drop it in the comments! 🎧 Listen, subscribe, and share with a homeowner who needs this.

Ever opened your mortgage statement and thought… **WHY did my payment go up?!* You’re not crazy and you’re definitely not alone.

In this episode, we’re breaking down the real reasons mortgage payments increase (even when you have a “fixed” rate), and what you can do about it. We’ll explain it in a way that actually makes sense.

✅ In this episode, we cover: • Why your mortgage payment can increase after closing • What an escrow shortage is (and how it happens) • How property taxes and homeowners insurance impact your monthly payment • The difference between escrow changes vs. your actual interest rate • What to look for on your mortgage statement • How to avoid surprises year after year

If your payment jumped and you’re feeling stressed — this episode is for you.

📍Have a question you want us to cover next? Drop it in the comments! 🎧 Listen, subscribe, and share with a homeowner who needs this.

Welcome back to Beyond the Sold Sign Real Estate Unplugged! This week, Naya and Lauren tackle a listener's challenging situation: navigating how to buy a house while going through a divorce. They offer essential divorce advice and discuss factors like who gets the house in a divorce, providing practical guidance for those seeking a fresh start through home buying. Tune in for candid insights, real estate tips and support for your real estate journey.