• Ep 265 Pay Off Your Home Or Not, What Most Overlook
    Feb 16 2026

    On today's episode, Financial expert and #1 Amazon best-selling author John Browning and his co-host Doug Sandler talk about the emotional and financial aspects of deciding whether to pay off a home before retirement. He emphasizes the importance of treating a home as a dynamic asset rather than a static one, suggesting tools like reverse mortgages and all-in-one mortgages to leverage home equity for cash flow. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.


    Connect with John Browning:

    Substack: https://substack.com/@buildalifeyoulove

    LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/


    John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA


    Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe


    Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.


    #buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

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    22 mins
  • Ep 264 Are you withdrawing too much in retirement?
    Feb 2 2026

    On today's episode, Financial expert and #1 Amazon best-selling author John Browning and his co-host Doug Sandler talk about the importance of managing retirement withdrawals. He emphasizes that the 4% rule for retirement withdrawals is overly simplistic and doesn't account for individual spending needs and life expectancy. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.


    Connect with John Browning:

    Substack: https://substack.com/@buildalifeyoulove

    LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/


    John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA


    Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe


    Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.


    #buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

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    19 mins
  • Ep 263 Are You Planning to Work at 80?
    Jan 19 2026

    On today's episode, Financial expert and #1 Amazon best-selling author John Browning and his co-host Doug Sandler talk about the challenges of retirement planning, emphasizing the impact of automation and AI on job security. They highlight the increasing number of people over 80 in the workforce, now at half a million, and the importance of financial planning. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.


    Connect with John Browning:

    Substack: https://substack.com/@buildalifeyoulove

    LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/


    John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA


    Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe


    Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.


    #buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

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    30 mins
  • Ep 262 Reclaim Your Time: Small Business Strategy, AI Tools & Faith-Driven Purpose
    Jan 5 2026
    In this inspiring episode of the Building Your Life Podcast, host John Browning of Guardian Rock Wealth talks with Ben Baldwin, founder of BSquared Solutions, for a powerful conversation about small business ownership, purpose, faith, and the smart use of AI.Contact Ben at https://bsquaredsolutions.net/Substack: https://substack.com/@buildalifeyoulove LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/ John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe Subscribe to the Guardian Rock Wealth Morning update each trading day morning for a dive beneath the headlines to get your day started off right.Ben shares why so many entrepreneurs lose sight of their why, how business can unintentionally take over life, and how reclaiming time helps owners reconnect with what truly matters. Together, John and Ben dive into the importance of community impact, faith-centered decision-making, and balancing human connection with the rapid evolution of AI tools.If you’re a small business owner, professional, or entrepreneur in West Palm Beach, Wellington, Jupiter, Palm Springs, Port St. Lucie, Stuart, Hobe Sound, Greenacres, Lake Worth, or anywhere seeking financial freedom and clarity, this episode offers rich insight, practical strategy, and heartfelt encouragement.Key Takeaways1️⃣ Reconnect With Your Foundational WhyBen outlines his “rule of three” framework:Personal Why – Why you started the business beyond tasks and spreadsheets.Community Why – Would your community notice if your business disappeared?Spiritual or Moral Why – Your deeper compass and guiding values.2️⃣ Business Owners Are Often “Golden Handcuffed.”John and Ben discuss how careers, money, and responsibility can trap people in roles misaligned with their calling—yet every experience can be preparation for a purpose-driven future.3️⃣ AI Is a Tool, Not a Replacement for HumanityBen explains:AI is a “glorified guessing machine”—not creative on its own.It should amplify your strengths, not replace empathy or critical thinking.Entrepreneurs should avoid becoming intellectually lazy and instead use AI for efficiency, not identity.4️⃣ Mission, Vision & Values Must Come Before ToolsTechnology only works when aligned with the heart of the business. Ben helps clients clarify vision first, then apply AI strategically so owners regain time—not lose themselves.5️⃣ Zone of Genius MattersEntrepreneurs often struggle to delegate, especially highly educated professionals. Ben and John discuss how leveraging others’ strengths accelerates growth and frees owners to focus on what they do best.💬 Notable Quotes“AI is a tool—like a nail gun, but you still need the roofer’s wisdom to use it well.”“You don’t pick refined gold out of the mountain. Trials refine you into who you’re meant to be.”“Be intentional with everything—your business, your relationships, and your use of technology.”Why This Episode Matters for Florida Business OwnersThis conversation speaks directly to business owners and professionals across South Florida, West Palm Beach, Wellington, Lake Worth, Jupiter, Palm Springs, Port St. Lucie, Stuart, Hobe Sound, and Greenacres who are navigating growth, financial strategy, balance, and purpose.Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning
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    38 mins
  • Ep 261 The Intimacy Shift That Unlocks Business Growth
    Dec 22 2025
    In this episode of The Building Your Life Podcast, wealth management expert John Browning of Guardian Rock Wealth (serving clients in West Palm Beach, Florida, Wellington, Florida, and across the U.S.) interviews leadership coach Annie Yatch, CEO of Reinvention XO. They explore how intimate relationships impact business performance, leadership, and long-term wealth.What We Cover in This EpisodeIs your home life quietly capping your revenue? How home life shows up in your decision-making, leadership, and ability to grow your business or career.The bold question that grabbed a thousand executives Annie’s now-famous stage opener and the real message behind it: channeling healthy intimacy and energy into your leadership.From transactional to transformational relationships Why many leaders default to transactional business relationships, and how to build long-term, emotionally intelligent partnerships instead.A simple formula for a deep connection Annie’s framework of authenticity, vulnerability, and trust, and why it drives success in both personal and professional relationships.How to vet a business partner like a Navy SEAL mission The due diligence process Annie uses to uncover wounds, patterns, and values misalignment long before a merger or partnership becomes a problem.The one question that reveals true alignment Asking “What are the hardest lessons you’ve learned in business?” exposes compatibility far better than traditional reference checks.Why vulnerability and courage have to coexist How being open, honest, and courageous protects you from disastrous partnerships and supports long-term success.Burnout, reinvention, and the midlife turning point How high achievers in their 40s hit a wall—and why reinvention can unlock the most meaningful, productive stage of your life.When a ‘profitable’ client is the wrong client John explains why misaligned clients can cost you more than money, and how firing them may be a decision that protects your family and your future.7 phrases that reshape home and work How small shifts in language can dissolve conflict, build support, and boost your leadership capacity.Free Resource from Annie🎁 “7 Phrases to Connect and Lead at Home.”Annie’s free PDF containing the exact phrases her clients use to reduce conflict, increase connection, and create stability at home.👉 Get it here: https://api.leadconnectorhq.com/widget/form/1A9yfDnMehwAFcZcyGu8Connect with AnnieLinkedIn: https://www.linkedin.com/in/annie-yatchConnect with John / Guardian Rock Wealth🌐 Website: https://www.guardianrockwealth.com🎧 Podcast: The Building Your Life Podcast📰 Subscribe to the Morning Market Update: https://buildalifeyoulove.substack.com/📱 Text “LIFE” to 321-421-5213 to get John’s contact info, free resources, and daily updates.Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or implementing the strategies and tactics we discuss in any of our publications.#buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning #401k #money #finance #financialliteracy #portfolio #401k #retirement #cashflow #socialsecurity #investmentrisk #GuardianRockWealth #johnbrowning #taxes #intimacy #relationships
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    35 mins
  • Ep 260 Unlock Your True Wealth: The Psychiatrist Who Redefines Healing
    Dec 8 2025

    On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Dr. Fred Moss, a psychiatrist with 46 years of experience, emphasize the importance of human connection in healing. Dr. Fred argues that many mental health issues are misdiagnosed and exacerbated by medications. Dr. Moss advocates for alternative methods like gratitude, meditation, and nutrition. John Browning draws parallels to the financial industry, highlighting the need for personalized approaches rather than generic solutions. Both discuss the importance of individual experiences and the potential for self-improvement without relying on external labels or treatments. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.


    Connect with Dr. Fred Moss:

    https://drfred360.com/


    Connect with John Browning:

    Substack: https://substack.com/@buildalifeyoulove

    LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/


    John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA


    Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe


    Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.


    #buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

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    36 mins
  • Ep 259 Why No Financial Product Is Bad
    Nov 24 2025

    On today's episode, Financial expert and #1 Amazon best-selling author John Browning and his co-host Doug Sandler talk about the importance of understanding financial products and their suitability for individual needs. He emphasizes that no product is inherently bad but may not be the right choice for everyone. John highlights the role of risk tolerance, using annuities as an example that provides downside protection and can include long-term care benefits. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.


    Connect with John Browning:

    Substack: https://substack.com/@buildalifeyoulove

    LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/


    John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA


    Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe


    Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.


    #buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning

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    27 mins
  • Ep 258 What Most Entrepreneurs Don’t Know About SBA Loans—Until It’s Too Late with Sue Schuster
    Nov 10 2025

    On today's episode, Financial expert and #1 Amazon best-selling author John Browning and Sue Schuster discuss the importance of corporate credit in building a financially secure future. Sue, a business coach specializing in corporate credit, explains the risks of SBA loans, which personally guarantee business debts, potentially jeopardizing personal assets. She advocates for building corporate credit through LLCs and EIN numbers, which can provide businesses with larger, better-term loans. Sue introduces an app called Turbo Turing, which helps establish corporate credit and offers funding within 90 days, though it requires initial investment. John emphasizes the importance of separating corporate from personal credit and encourages listeners to seek expert advice for their business needs. To get a copy of John's book called, Build a Life, Not (just) a Portfolio or to connect with John, text "LIFE" to 321-421-5213 or visit John's website at www.GuardianRockWealth.com.


    Connect with Sue Schuster:

    Website: https://sschuster.profitturing.ai/


    Connect with John Browning:

    Substack: https://substack.com/@buildalifeyoulove

    LinkedIn: https://www.linkedin.com/in/johnbrowningfinancialsolutions/


    John Browning YouTube Channel: https://www.youtube.com/channel/UCfi9tzGPUqbqrJUPte_53aA


    Guardian Rock Wealth Substack link: https://buildalifeyoulove.substack.com/subscribe


    Nothing in this communication should be construed as personal advice & past performance is no guarantee of future results. There is a risk of loss associated with investing. No representation or implication is made that any methodology or system will generate profits or ensure freedom from losses. Guardian Rock LLC and its affiliates are fiduciary investment advisors. Please consult with us before making investment decisions and/or attempting to implement the strategies and tactics we discuss in any of our publications.


    #buildalife #buildalifeyoulove #wealthmanagement #financialplanning #strategicplanning



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    27 mins