Buying Property Isn’t About Saving More It’s About Structuring Better
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Buying Property Isn’t About Saving More It’s About Structuring Better
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About this listen
Buying property isn’t just about saving a bigger deposit. For many Defence members and first-time buyers, it’s about structuring smarter and using the right lending pathway.
In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury sits down with Ben from Ironbark, a mortgage broker who helps first property buyers and investors across Australia. They break down why a proper, bank-assessed pre-approval matters, how the 5% First Home Guarantee Scheme can help eligible buyers avoid LMI and access sharper rates, and what banks really look for when assessing genuine savings (including when a rental ledger can help).
They also cover guarantor loans (and the biggest myths around them), the Defence advantage of rent-vesting, and the common traps that can reduce borrowing power, like Afterpay/Zip accounts, gambling transactions, and spending habits shown on bank statements.
📌 Learn More or Connect with Us
Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury