You’re not a bank, but your payment terms might say otherwise. This week, we break down the cash flow traps that sneak into healthy businesses: generous 60–90 day invoicing, month-end billing habits, and the seductive “no-interest, one-time fee” advances from payment processors. We show you how to reset terms without burning bridges, add late fees that actually get paid, and price longer terms with a fair financing premium so you stop discounting your work in the shadows.

We also put the spotlight on funding offers that claim there’s “no interest.” When you annualize the flat fee and factor in the daily skim from your sales, the effective APR can jump from 30% to over 100% as your revenue rises. That’s a fast path to a cash spiral. Instead, we walk through safer plays: negotiating vendor terms, responsibly using 0% promotional credit, timing card cycles to capture interest-free float, and tuning your pricing to match costs and value today, not last year.

Confused by profit on paper and a thin bank balance? We connect the dots between your P&L, balance sheet, and cash flow statement—what each shows, what each misses, and how to read them together. You’ll learn why loan principal, owner draws, asset purchases, and prior-year paydowns make your bank account diverge from your P&L. On the growth side, we share our lean AI video workflow—Vizard for clips, Captions for fast edits, Repurpose for distribution—and why live streaming builds trust and authority faster than polished videos alone.

If this conversation helps, tap follow, share it with a business owner who needs it, and leave a quick review. Tell us what live breakdowns you want next—funding offer teardowns, open Q&A, or financial statement reviews—and we’ll build the next sessions around your biggest wins and roadblocks.

Send us a text

Learn more about Triumph Business Solutions www.triumphbusinesssolution.pro

Receive a Complimentary Business Stability Snapshot and see how your business stacks up again 100,000+ successful businesses. https://triumphbusinesssolutions.pro/triumph-assessment

Schedule a 30-Minute Cash Clarity Conversation - Guaranteed Value or full refund - $97: https://stan.store/TriumphBusinessSolutions

​​Want to be a guest on the podcast? Register for a future episode here:
https://calendar.triumphbusinesssolutions.pro/businessunscriptedguest