What most boat owners in Florida don’t realize could cost them everything.

On this episode of Chapman On Air, Mia Rae Stephens sits down with Alex Hernandez, CEO of Norvos Insurance, a marine insurance expert with 16+ years of experience, to break down what boat owners must know before they hit the water.

If you own a boat—or plan to in Southwest Florida—you need to hear this.

From hurricane damage and liability risks to coverage gaps most boat owners never think about, this episode breaks down what really protects your vessel when things go wrong on the water.

Hosted by Chapman Insurance Group, the conversation explores:

• Why boat insurance is often misunderstood (and not required—but essential)
• The difference between agreed value vs. actual cash value coverage
• How hurricane preparation can actually lower your premium
• Real claim stories that show why the right policy matters
• What boat owners consistently underestimate about liability risk

Alex also shares insights from nearly a decade in marine insurance and explains how the right coverage decisions can prevent major financial loss.

This episode will change how you think about protecting your vessel—and yourself. 👉 Listen to the full episode now

🎥 Prefer video? Stream here: https://youtu.be/Z86FlU8jwYc

On this episode of Chapman On Air, host Mia Rae Stephens sits down with Jeanne Sweeney, founder of the Above Board Chamber, to talk about what it really takes to build a thriving business community in Southwest Florida.

Jeanne shares how she saw a gap in traditional networking—and created something different.

Instead of surface-level connections, her chamber focuses on education, expert-led panels, and meaningful relationships that actually help people grow their businesses.

Mia and Jeanne dive into the power of learning from the right sources, how to use tools like AI without losing your edge, and why relationships are the foundation of long-term success. They also discuss Jeanne’s work supporting local nonprofits and creating opportunities for professionals at every stage.

Tune in to learn how the right community can elevate your business, your knowledge, and your impact.

Hosted by Chapman Insurance Group | Insurance That Does

Prefer video? Watch the full episode here: https://youtu.be/CgvemQoAZ78

"Most won’t. I will."

That mindset shows up long before success does—and it’s exactly what we stand for at Chapman Insurance Group.

Insurance That Does means stepping up, following through, and doing what others won’t—every single time.

It’s the same mindset behind Joe’s story.

On this episode of Chapman On Air, we sit down with Joe Nugen founder of Joe the Home Pro, a Southwest Florida home inspection company redefining what clients expect from the inspection process.

After nearly 20 years in corporate hospitality, Joe launched his business in 2015—building it nights, weekends, and every spare moment while still working full time.

What started as a side effort is now a fast-growing home inspection company in Southwest Florida, setting a higher standard for speed, service, and reliability.

Joe breaks down what sets his company apart: a relentless commitment to service and a focus on guiding clients through high-stress moments with clarity and care.

Joe also shares how he approaches work-life balance, family priorities, and building a business with intention, even during rapid growth.

We also discuss his partnership with Chapman Insurance Group and why shared values around trust, service, and integrity matter in every referral and client experience.

This one is about work ethic, standards, and the quiet decision to do what others won’t.

Hosted by Chapman Insurance Group | Insurance That Does

Prefer video? Watch the full episode here: https://youtu.be/dQVqCD7gnuo