I’ll begin with a secret: I never cared much about the nuts and bolts of personal finance (the means), but I was rather enamored with the idea of a financially secure life (the ends). In 2018, climbing media was still full of narratives glorifying the poor dirtbag ideal, but that didn’t align with my lived experience. I wanted to climb hard, while also yearning for meaningful work and financial security. That’s the first half of this story.

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Show Notes and Links at Clippingchains.com

From a market perspective, history has always favored the unfazed, the patient, the forgetful. Drastic action in times of great uncertainty is almost always the wrong move. Time and again—just like now—people convinced themselves of imminent disaster. And in nearly all cases, they were wrong. Financial writers and hardened optimists are right to remind us: “This time isn’t different.”

But I’ll be straight with you: This time might be different.

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Show Notes and Links at Clippingchains.com

I’ve made it my goal over the past few years to steer people toward financial independence but away from early retirement. I have many reasons, and I’ve laid those out over numerous blog posts and podcast episodes. These are the big themes:

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Show Notes and Links at Clippingchains.com