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CreditGauge LIVE

CreditGauge LIVE

Written by: VantageScore
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About this listen

Be the first to know the latest high-frequency data on consumer credit trends. Every month, tune into CreditGauge LIVE and hear from the newsmakers impacting interest rates and credit.

We will cover important topics such as:

• Changes in the state of U.S. consumer credit health

• Macro and micro-economic trends impacting consumers

• How lenders can anticipate borrowing trends and other headwinds

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Episodes
  • Late Stage Delinquencies Rise As "K" Shaped Economy Persists

    Late Stage Delinquencies Rise As "K" Shaped Economy Persists
    Dec 17 2025

    In the December edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

    This month, they’re also joined by Mani Massoomi, Chief Risk Officer at Patelco Credit Union, who shares insights into the trends affecting consumer credit usage.

    Insights from the latest VantageScore CreditGauge™:
    ➡️ Late Stage Delinquencies Increase
    ➡️ Personal Loan and Credit Card Originations Rise
    ➡️ Average Credit Balances Climb While Utilization Remains the Same

    Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/
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    12 mins
  • Low-Income Consumers Experience Economic Stress

    Low-Income Consumers Experience Economic Stress
    Nov 19 2025

    In the November edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

    This month, they’re also joined by Dr. Rikard Bandebo, EVP, Chief Strategy Officer, and Chief Economist at VantageScore, who shares insights into the latest economic trends affecting consumers.

    Insights from the latest VantageScore CreditGauge™:

    ➡️ Low-Income Consumers Experience Economic Stress

    ➡️ Overall Credit Balances Increase

    ➡️ Mortgage Delinquencies Show Significant Increase

    Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/
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    6 mins
  • New Consumer Credit Activity Cools Off After a Hot Summer

    New Consumer Credit Activity Cools Off After a Hot Summer
    Oct 27 2025

    In the October edition of CreditGauge LIVE, VantageScore’s Jeff Richardson, Susan McBreen Fahy, and Atif Mirza share the latest insights into U.S. consumer credit health.

    This month, they’re also joined by Dr. Andrada Pacheco, EVP and Chief Data Scientist at VantageScore, who shares the latest data analysis comparing VantageScore 4.0 to FICO Classic for mortgages.

    Insights from the September 2025 VantageScore CreditGauge™:

    ➡️ New Consumer Credit Activity Slows

    ➡️ Mortgage Credit Delinquencies Rise

    ➡️ Early-Stage Delinquencies at Year-to-Date High

    Tune in monthly to VantageScore’s CreditGauge LIVE featuring the latest newsmakers and insights into consumer credit health. Read the latest CreditGauge analysis here: https://www.vantagescore.com/lenders/credit-gauge/
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    9 mins
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