Why is "we never fight about money" an unhealthy sign to a relationship?

Can you overcome your ego to ask for help?

This week's guest on the Crushing Debt Podcast is TJ Recinella, a financial coach, speaker, and the founder of TJR Financial Coaching, where he helps individuals and couples dream big and live free by moving from financial stress and confusion to clarity, confidence, and long-term freedom.

You can contact TJ at TJRFinancialcoaching@yahoo.com.

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026

Happy Valentine's Day from The Crushing Debt Podcast!

What is "good debt?"

What is "bad debt?"

What is debt that is neither good or bad?

In this week's episode, Shawn & George talk about the difference between "good" and "bad" debt, including a four-question debt test:

1. Does the debt help you earn more money?
2. Is the interest rate under control?
3. Would "future me" thank "present me" for this decision?
4. If I lost my income tomorrow, would this payment wreck me?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026

Do you work with family?

How does relationship-based networking impact your life? Your company? Your bottom line?

What are some of the biggest misconceptions about networking?

In this week's episode of The Crushing Debt Podcast, Shawn & George talk to Spencer Reynolds and his son Kamryn Reynolds, Co-Executive Directors of BNI Tampa.

Originally from Northern Utah, Spencer and his family packed up and
moved to Florida in 2017, trading mountains for sunshine and lakes. With
his wife, Tricia, running the show (let's be honest, she's the boss) and their
four incredible kids—three adventurous adult sons and their adopted
princess, almost 16—they're all about outdoor thrills, especially water sports
and international adventure travel. And when we say "thrills," we mean it!
Spencer's an adrenaline junkie—skydiving, hang gliding, mountain biking,
and even trekking to Everest Base Camp with his brothers. If it involves
speed, heights, or a near-death experience, he's probably done it… twice.
(Ask about their Grand Canyon White Water Rafting trip from last year,
wild!)

Before becoming the networking master he is today, Spencer spent 12
years as a mortgage broker before making the leap into professional
speaking and training in 2005. He's taken the stage in every major city
across the U.S. and Canada, teaching professionals how to build systems,
work By Referral Only, and grow businesses the right way with referrals.
Through BNI, he's expanded his reach globally, inspiring thousands of
entrepreneurs to unlock the power of relationships.

Kamryn Reynolds is a communication coach, keynote speaker, and the youngest Executive Director in BNI history. He's the founder of Articulate Advantage, helping professionals speak with power, clarity, and confidence.

A USF grad, Eagle Scout, and fluent Spanish speaker after serving a two-year mission in Argentina. Kamryn now specializes in keynotes and trainings for high-end hotels and resorts. Known for his high energy and practical frameworks, he's on a mission to become an Ironman, a TEDx speaker, and an international voice for intentional communication. He lives by one core belief: connection is the currency of opportunity.

Spencer, Kamryn, George & Shawn talk about:

• What surprises them the most about working together.
• Early money lessons.
• BNI / Networking Success Stories
• Biggest Misconception about BNI / Networking
• How long before networking pays off
• One business habit to adopt this year? To stop this year?

Let us know if you enjoy this episode and, if so, please share it with your friends!

Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt

To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026