Talking about stablecoins can sometimes feel technical or confusing, especially when the word crypto already makes some people hesitate. In this episode, we break down the steady side of crypto and show how digital dollars actually work in real life.

In this episode of Crypto, Explained, we sit down with Jack McDonald, SVP of Stablecoins at Ripple, to unpack what stablecoins are, how they stay pegged to the U.S. dollar, and why they are becoming one of the most practical use cases in crypto today. We break down how stablecoins are minted and redeemed, how reserves are held in treasuries and money market funds, what the GENIUS Act means for regulation, and why some people call stablecoins the least crypto part of crypto.

We also explore cross border payments, inflation in high risk countries, on chain money that moves 24-7, programmable payments, de-pegging risk, and how everyday users can do smart due diligence before getting started.

Jack McDonald leads stablecoin strategy at Ripple, one of the longest standing digital asset companies in the industry, and helps institutions understand how regulated digital dollars can move faster, settle instantly, and bridge traditional finance with blockchain technology.

What We Discuss:

• (00:00) Why Stablecoins Are Getting So Much Attention

• (04:12) What a Stablecoin Actually Is in Plain English

• (08:45) How Stablecoins Stay Pegged to the US Dollar

• (14:30) The Difference Between Fiat Backed and Algorithmic Stablecoins

• (19:22) What the GENIUS Act Means for Regulation

• (24:10) Cross Border Payments and Inflation Use Cases

• (30:05) What On Chain Money and Programmable Payments Really Mean

• (36:48) De Pegging Risk and What Could Go Wrong

• (42:15) How to Do Smart Due Diligence Before Buying

• (48:30) Why Stablecoins Can Be an Entry Point Into Crypto
  

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Learn more about Ripple:

Ripple Website: https://ripple.com
Ripple X: https://x.com/Ripple
Ripple LinkedIn: https://www.linkedin.com/company/ripple/

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

Talking about crypto with your partner can feel awkward, risky, or even off limits. In this episode, we break down how real couples navigate skepticism, risk tolerance, and long term financial goals without turning it into a fight.

In this episode of Crypto, Explained, we sit down with Jennifer and Jason, a real life couple balancing careers, parenting, and investing, to unpack what it actually looks like when one partner is crypto curious and the other is skeptical. We explore how they moved from doubt to alignment, what helped build trust, how they created a shared financial path, and why starting small made all the difference.

We also explore FOMO, risk tolerance, crypto ETFs using retirement accounts, merchant adoption at places like Whole Foods and Home Depot, and how tools like glossaries, beginner courses, and simulators can make crypto feel practical instead of intimidating.

Jennifer and Jason are working parents who approach crypto with transparency, research, and humor, showing how everyday families can build confidence, stay aligned, and make thoughtful decisions about money in a digital world.

What We Discuss:

• (0:47) Why crypto talks feel tense with partners

• (1:01) Meet Jennifer and Jason and their starting gap

• (2:18) What pulled Jason into crypto in the first place

• (4:24) The moment he shifted from skeptical to supportive

• (5:22) Different tokens in plain English and what they are for

• (6:52) Paying with crypto and merchants like Whole Foods and Home Depot

• (9:36) Institutional adoption and ETFs as a familiarity bridge

• (10:19) Jen's first reaction and what built her confidence

• (12:39) Risk tolerance, emergency funds, and keeping fundamentals first

• (17:37) How their first real couple conversations unfolded

• (29:56) A practical framework for starting the conversation with less pressure

• (40:34) Closing takeaway: build a shared thesis, revisit it, move at your pace

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

Building on a blockchain can sound technical, intimidating, or out of reach, but at its core it is simply software created by real people that runs on decentralized networks instead of traditional servers. This episode breaks down what building on-chain really means, how it works, and why more people than ever can participate without being engineers or insiders.

In this episode of Crypto, Explained, we unpack blockchain building in plain English with Phil and Dom Kwok, co-founders of EasyA. We explain what "building on-chain" actually means, how it differs from traditional software development, and how tools like smart contracts make it easier to create apps, move value, and launch ideas directly on blockchain networks.

We also explore common myths and misconceptions around crypto and blockchain, including who can build, how much coding knowledge is required, and debunking that this technology is only for experts. The conversation highlights real-world use cases, from payments and stablecoins to global access and mobile-first education, showing how blockchain is already part of everyday life around the world.

Ali is the approachable, curious voice behind Crypto, Explained, guiding beginners through crypto and blockchain without hype or jargon, and helping listeners feel confident, capable, and included as they learn how blockchain can fit into their everyday lives.

What We Discuss:

(00:40) Introduction: Why Building on Blockchain Feels Intimidating
(00:53) What "Building on Chain" Actually Means
(02:19) Blockchain vs Traditional Software Development
(03:01) Origin Story: How Phil and Dom Got Into Crypto
(8:30) Real World Crypto Use Cases: Payments, Stablecoins, Access
(13:03) Smart Contracts Explained in Plain English
(18:52) Common Myths and Misconceptions About Blockchain
(23:51) The EasyA Origin Story
(29:43) Real People, Real Projects Built Through EasyA
(31:28) Why Mobile First Learning Changes Everything
(36:40) Where Beginners Get Stuck and How to Push Through
(41:42) The Aha Moment: Utility Over Hype
(53:45) How to Learn More

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Learn more about Phil Kwok and Dom Kwok.

X: https://x.com/kwok_phil

X : https://x.com/dom_kwok

Learn more about EasyA:

Website: https://www.easya.io
X: https://x.com/easya_app

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

Crypto donations can feel complicated, intimidating, or unclear, but at their core they are simply a new way to give using digital assets. This episode breaks down what crypto donations really are, how they work, and why they can make giving easier, faster, and more impactful for both donors and nonprofits.

In this episode of Crypto, Explained, we unpack crypto philanthropy in plain English with Emily Fascilla from The Giving Block. We explain what crypto is at a basic level, how donating crypto works step by step, and how it differs from traditional payment tools like credit cards or Venmo.

We also explore common myths and misconceptions around crypto, including anonymity, security, and risk, and explain the real benefits of crypto giving, from tax advantages to global access and financial sovereignty. The conversation highlights how crypto is already being used for good and why it is not just for experts, insiders, or tech savvy investors.

Ali is the approachable, curious voice behind Crypto, Explained, guiding beginners through crypto and blockchain without hype or jargon, and helping listeners feel confident, capable, and included as they learn how crypto can fit into everyday life.

What We Discuss:

• (00:40) Introduction: Why Crypto Donations Feel Confusing

• (01:50) What Crypto Is at a Basic Level

• (04:15) Crypto vs Traditional Payment Tools

• (07:40) Ownership, Access, and Financial Sovereignty

• (12:35) Common Myths and Misconceptions About Crypto

• (19:39) How Crypto Donations Work Step by Step

• (22:15) Tax Benefits and Why Donors Choose Crypto

• (24:50) Trends in Crypto Philanthropy

• (27:16) Why Nonprofits Are Embracing Crypto

• (36:16) The Giving Block Origin Story

• (41:08) Recap and Key Takeaways

• (41:50) Closing Thoughts and How to Learn More

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Learn more about Emily Fascilla:

X: https://x.com/TGBEmily

LinkedIn: linkedin.com/in/emilyfascilla

X : https://x.com/TheGivingBlock

website : https://thegivingblock.com

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

Memecoins can sometimes feel confusing, overhyped, or outright chaotic, but at their core they are digital tokens driven by internet culture, community, and attention rather than utility. This episode breaks down what meme coins really are, how they work, and how to approach them safely if you choose to experiment.

In this episode of Crypto, Explained, Ali unpacks memecoins to explain why they move so fast, how they differ from other cryptocurrencies, and why their value is tied more to hype and momentum than long-term use. The episode covers common memecoin scenarios, major misconceptions, real pros and cons, and the risks beginners need to understand.

We also explore how understanding memecoins helps listeners set realistic expectations, recognize scams, manage risk, and decide whether treating memecoins as digital collectibles or entertainment makes sense for them.

Ali is the approachable, curious voice behind Crypto, Explained, guiding beginners through blockchain and crypto in plain English and helping people feel confident, capable, and included in the digital asset space.

What We Discuss:

(00:40) Introduction: What Meme Coins Are and Why They Feel Confusing

(01:50) What Is a Meme Coin and How It Works

(04:26) Meme Coins vs Other Cryptocurrencies

(5:46) Three Real Meme Coin Scenarios

(9:25) The Biggest Misconceptions About Meme Coins

(11:40) Pros, Cons, and Real Risks

(16:30) How to Try Meme Coins Safely

(19:42) Recap and Key Takeaways

(21:05) Closing Thoughts and What's Next

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

NFTs can sometimes feel confusing, overhyped, or hard to understand, but they are simply unique digital assets with verified ownership on the blockchain. This episode breaks down what NFTs really are, how they work, and why they matter in everyday life.

In this episode of Crypto, Explained, Ali unpacks NFTs, or non-fungible tokens, to explain how they establish digital ownership, why each one is unique, and how blockchain keeps transfers secure and transparent. The episode covers NFTs uses from art and gaming to access, and real-world assets (RWA's).

We also explore how understanding NFTs helps listeners approach digital assets with clarity, knowing what they are actually buying, what rights come with them, and how these tools can be used meaningfully.

Ali is the approachable, curious voice behind Crypto, Explained, guiding beginners through blockchain and crypto in plain English and helping people feel confident, capable, and included in the digital asset space.

What We Discuss:

(00:38) Introduction: Why NFTs Confuse Newcomers (01:31) What Actually is an NFT? (03:01) Non-Fungible Tokens: The Definition of Fungibility (03:42) How the Blockchain Records Ownership (04:23) NFTs Beyond Art: Music, Gaming, and Access (05:43) Real-World Uses: Royalties and Gaming Items (06:53) Tickets, Membership Passes, and Real-World Records (08:09) Understanding NFTs With the Museum Painting Analogy (09:24) Benefits and Trade-Offs: Verification and Fractional Ownership (11:42) Considerations: Terms, Volatility, and Scams (13:02) What Happens if You Sell an NFT? (14:13) Getting Started: Wallets, Marketplaces, and Buying (16:10) Recap: The Seven Key Takeaways (18:16) Closing Thoughts: Reviews and Next Episode

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

Smart contracts can sound complicated, but at their core, they are just code that executes agreements automatically. In this episode, Ali breaks down how these digital rules work and why they matter in everyday life.

In this episode of Crypto, Explained, Ali unpacks smart contracts to uncover how these programs remove middlemen, enforce rules automatically, and make blockchain more than just a way to send money. She explains how smart contracts automate agreements, make rules transparent, and reduce extra steps by running directly on the blockchain.

She also explores how smart contracts show up in real-world situations, from buying digital art and trading in-game items to accessing financial tools without traditional barriers. Understanding these examples helps make these programs feel practical, usable, and safe.

Ali is the approachable, curious voice behind Crypto, Explained, guiding listeners through blockchain and crypto in plain English, and helping beginners see how smart contracts can actually simplify and empower everyday interactions with digital assets.

What's Discussed:

(00:41) Introduction to Smart Contracts and How They Work

(02:02) How Smart Contracts Run Automatically Without Middlemen

(04:23) A Simple Example: Buying Digital Art and NFTs

(05:29) Why Blockchains Needed Smart Contracts to Evolve

(07:15) Smart Contracts Explained with the Hotel Key Card Analogy

(08:41) Rules, Predictability, and Removing Ambiguity in Contracts

(12:03) Real-World Uses: Gaming, Digital Assets, and Everyday Tools

(15:01) How Smart Contracts Expand Access Beyond Traditional Systems

(16:01) Speed and Reliability Compared to Traditional Methods

(16:50) Recap and What's Next: Building on Smart Contracts

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/

Disclaimer: This content is for educational purposes only and does not constitute financial, legal, or tax advice.

Crypto security can feel complicated, but most protection comes from simple habits anyone can learn. In this episode, we walk through eight small routines that make a big difference in keeping your accounts and devices safe. Everything stays clear, practical, and beginner friendly.

In this episode of Crypto, Explained, we walk through eight essential steps that strengthen your online security and protect your digital assets. You will learn how two factor authentication adds a critical layer of defense, why phishing traps are so convincing, and how to set up your tools so they work quietly in the background to keep you safe. We also explain hot and cold wallets, why test transactions prevent expensive mistakes, and how each step works together to shut down the most common scams.

We also explore how bookmarking official sites, updating your devices regularly, and reviewing wallet activity each week can turn security into a simple routine that supports your crypto confidence over the long term.

Ali is the curious, approachable voice behind Crypto Explained, guiding listeners through crypto in plain English and giving beginners the tools they need to feel secure, capable, and ready to explore digital money with confidence.

Tune in to Crypto, Explained by the NCA, Episode 11, to discover how curiosity can turn into confidence in the world of digital money.

What's Discussed:

(00:06) How two-factor authentication protects your most important accounts

(03:51) Why phishing traps work and how to avoid them

(06:21) The difference between hot wallets and cold wallets

(07:17) Why test transactions prevent costly mistakes

(08:04) How updates, browser hygiene, and clean devices keep wallets safe

(08:58) The right way to store keys and recovery phrases offline

(10:17) How to spot scams that rely on urgency or unrealistic promises

(11:03) Why checking wallet activity weekly boosts long-term security

Learn more about the National Cryptocurrency Association (NCA):

Website: https://nca.org

X: @natcryptoassoc

Instagram: @natcryptoassoc

TikTok: @natcryptoassoc

LinkedIn: https://www.linkedin.com/company/natcryptoassoc

Facebook: https://www.facebook.com/natcryptoassoc/