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Debt Collection Self-Defense

Debt Collection Self-Defense

Written by: Brian
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About this listen

Tell consumers how to combat debt collectors and eliminate debt collection lawsuits

© 2026 Debt Collection Self-Defense
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Episodes
  • The Dirty Secret of Debt Buying
    Jan 12 2026

    Debt buyers pay pennies for charged off debt, then sue for the full amount. This video explains how that business model works, why it creates proof problems in court, and how you can use those weaknesses when defending a debt collection lawsuit.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:03 What Is A Charge Off
    03:11 Accounting Not Forgiveness
    05:07 Securitization Question
    07:23 Ownership Problems
    08:05 Pennies On The Dollar
    10:26 What They Actually Buy
    13:15 Without Recourse
    14:51 Burden Of Proof
    21:08 ParkerGPT & Closing

    #DebtBuying #ChargeOff #Securitization #Interrogatories #RequestsForProduction #RequestsForAdmission #ChainOfTitle #ChainOfAssignment #Standing #BurdenOfProof #SpreadsheetEvidence #MissingDocuments #WithoutRecourse #BillOfSale #FTCReport #DefaultJudgment #NeverIgnoreLawsuit #AccountStated #DebtDiscovery #SettlementLeverage #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    22 mins
  • Identity Theft Victim Turns the Tables on a Citibank with hard work and ParkerGPT.
    Jan 9 2026

    This video breaks down a real case study where a consumer used ParkerGPT and her hard work to kill Citibank's lawsuit and make them pay her. She used documented identity theft evidence, debt validation demands, and a critical contradiction in the bank’s own lawsuit to turn the tables and force a settlement. The member now sends you all her information so you can use it in your collection lawsuit against the creditor. Hope it helps.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt

    00:00 Intro
    01:00 The Lawsuit
    03:10 The Contradiction
    05:30 Identity Theft Proof
    08:20 Pressure Campaign
    10:40 Court Breakdown
    13:30 Counterclaims Filed
    16:20 The Settlement
    19:30 Final Lessons

    #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #CreditProtection #DebtAdvice #DebtTips #LegalRights #Killdebt #BrianParker #MirandaRights #DebtCollection #Citibank #CitibankLawsuit #CitibankCase #CitibankDebt #CitibankSued #IdentityTheft #BankLawsuit #CreditFraud #FDCPAViolation #FCRAViolation #MiniMiranda #DebtLawsuitDefense #ProSeDefense #ConsumerCaseStudy #CreditReportingDispute

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    22 mins
  • How to Set Aside a Default Judgment in Debt Collection Cases
    Jan 7 2026

    In this video, Brian breaks down a real Florida case where a debt collector obtained a default judgment after serving court papers on a tenant instead of the defendant. First you look at the lawsuit that the default is based upon and also why the lawsuit was not answered. You will learn why improper service matters, why defaults lock you out of court, and what it takes to set a default judgment aside. Great breakdown and foundation to learn how to beat the collector.

    📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Access guides, templates, and proven strategies to stop debt collector harassment.

    📘 Facebook → https://www.facebook.com/CollectionStopper
    📸 Instagram → https://www.instagram.com/collectionstopper
    🎵 TikTok → https://www.tiktok.com/@collectionsolutions
    ℹ️ LinkedIn → https://www.linkedin.com/company/killdebt


    00:00 Intro
    00:38 The Breakdown
    02:21 Why Defaults Happen
    03:06 Default Changes Everything
    04:50 Standard Allegations
    06:26 Time Is Everything
    07:00 Defective Service
    09:26 Sloppy Pleadings
    16:28 Setting It Aside


    #DefaultJudgment #SetAsideDefault #DefectiveService #ImproperService #DebtCollectionLawsuit #FloridaDebtLaw #MotionToSetAside #MeritoriousDefense #SubstituteService #DebtBuyerTactics #CreditCorpSolutions #StudentLoanLawsuit #DebtDefense #CivilProcedure #ServiceOfProcess #DebtLawEducation #DebtBuyer #CreditReport #KnowYourRights #FDCPA #DebtValidation #MiniMirandaRights #DebtHelp #CreditRepairTips #ConsumerRights #DebtCollection #DebtRelief #CreditScoreHelp #StopDebtCollectors #DebtLaws #CreditAwareness #FightDebtCollectors #Credit

    Support the show

    Disclaimer: Please remember that anyone viewing or listening to this information, podcast and/or video is not being invited to create an attorney-client relationship in any way. This is strictly informational to assist anyone who needs to be pointed in a direction similarly as one would do any research. Though I am a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker's mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker does represent. Take what you need knowing I am not practicing law for you or anyone else in any state through this medium or media. I am sharing and caring.
    BPP

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    23 mins
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