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Debt Free Life

Debt Free Life

Written by: Richard Sklar
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About this listen

Welcome to "Debt Free Life," a podcast dedicated to helping Canadians take control of their finances and eliminate debt. Presented by David Sklar & Associates, a supportive and caring team of Licensed Insolvency Trustees, we're committed to guiding you toward a brighter financial future.

Join us as we explore a wide range of topics, including Consumer Proposals, Credit Counselling, Division 1 Proposals, Personal Bankruptcy, Debt Consolidation, Student Loans, Money Management, Protection from Creditors, Income Tax Debt, Wage Garnishment, Budgeting, Saving, and so much more. Our knowledgeable and compassionate team shares insights and strategies to empower you with the tools you need to make informed financial decisions.

At "Debt Free Life," our mission is to provide education and support as you navigate the world of insolvency. Tune in to start your journey toward financial freedom and a debt-free life.

© 2025 Debt Free Life Self-Help Success
Episodes
  • The Risks of Co-Signing a Loan | What You Need to Know Before You Sign

    The Risks of Co-Signing a Loan | What You Need to Know Before You Sign
    Oct 8 2025

    If you’ve ever co-signed a loan for a family member or friend, you might think you’re just helping them get approved — but what happens if they stop paying or file for bankruptcy?

    In this episode of Debt Free Life, Licensed Insolvency Trustee Richard Sklar from David Sklar & Associates explains the financial, legal, and credit risks that come with co-signing a loan in Canada. You’ll learn what happens to co-signers when the borrower declares bankruptcy or files a consumer proposal, why you’re still legally responsible for the debt, and what steps you can take to protect yourself before agreeing to co-sign.

    Richard also shares practical advice on what to do if you’re already facing co-signing debt problems — including when to seek help from a Licensed Insolvency Trustee.

    👉 Read the full article for more details:
    What Happens to Co-Signers With a Bankruptcy?

    🎙️ Debt Free Life is brought to you by David Sklar & Associates, helping Canadians find relief from debt and take back control of their finances. Visit www.davidsklar.com
    to book your free consultation today.
    Show More Show Less
    7 mins
  • What Happens to Your Debt When You Die in Canada?

    What Happens to Your Debt When You Die in Canada?
    Jun 2 2025

    No one likes thinking about death — but if you have debt, it’s important to know what happens to it when you’re gone. In this episode of Debt Free Life, Licensed Insolvency Trustee Richard Sklar breaks down how debt is handled after death in Canada, who is responsible for paying it, and how to protect your loved ones from financial stress during an already difficult time. Whether it’s credit cards, mortgages, or co-signed loans, we’ll help you understand what your family can expect — and what steps you can take today to minimize the burden tomorrow.

    Need help with your debt?
    Book a free, confidential consultation with a Licensed Insolvency Trustee at David Sklar & Associates.
    Visit davidsklar.com, call us at (416) 498-9200, or email info@davidsklar.com.

    Read the full blog article:
    https://davidsklar.com/blog/death-and-debt-ontario/
    Show More Show Less
    6 mins
  • Who Will Know That I’ve Declared Bankruptcy?

    Who Will Know That I’ve Declared Bankruptcy?
    Oct 3 2024

    In this episode, we debunk common myths about the confidentiality of declaring bankruptcy in Canada. Worried about who will find out if you file for bankruptcy? We break down who is legally informed and why your financial fresh start is more private than you might think.

    For personalized advice and a free consultation, visit David Sklar & Associates.

    Link to Blog: Who Will Know That I’ve Declared Bankruptcy?
    Show More Show Less
    10 mins
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