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December 29th, 2025
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Narrated by:
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Topics covered this morning:
- Mortgage rates remain stable with the 30-year fixed around ~6.18%, influenced by bond market dynamics.
- Home values in some metros, like Miami, are declining — but equity remains for long-term holders.
- 2026 housing outlook shows affordability still constrained, though modest improvement may occur.
- Mortgage rate forecasts suggest only small shifts early next year — not dramatic breaks.
- Secondary market commentary suggests quiet bond sessions but rising repurchases and warehouse moves.
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