Deep Dive: Indexed Annuity
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Deep Dive: Indexed Annuity
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About this listen
Indexed annuities are a type of fixed annuity that offers a balance between the growth potential of market-linked investments and the security of principal protection. These annuities provide a guaranteed minimum interest rate, shielding investors from market downturns while allowing them to potentially earn higher returns based on the performance of a chosen market index. Indexed annuities are particularly attractive for individuals seeking retirement income, downside protection during volatile markets, and long-term financial security. They also offer tax-deferred growth and potential legacy planning benefits, making them a versatile financial tool for a variety of needs. If you have any questions, feel free to contact Helen Hou, an experienced financial advisor and insurance specialist. She’s ready to assist with all your financial needs. Reach her at (408) 909-5865 for more information