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Dev Raga Personal Finance

Dev Raga Personal Finance

Written by: Dev Raga
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About this listen

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.


Formerly named my millennial money professional

Hosted on Acast. See acast.com/privacy for more information.

Dev Raga
Economics Personal Finance
Episodes
  • 618 there's more to life than money: global health, charity work & why giving back matters
    May 12 2026

    What does a fulfilling medical career look like beyond the income? Dev sits down with Dr Jono, an emergency physician, point-of-care ultrasound specialist and co-founder of Tambe Global to explore why giving back might be one of the most valuable investments you make as a clinician. They touch on:


    👉🏾 career opportunities in emergency medicine

    👉🏿 Jono's path into global health, starting the PEARLS program & establishing a charity organisation

    👉🏻 pros & cons of charity work for doctors

    👉 the practicalities of doing overseas charity work: getting the right visa, taking leave, indemnity insurance

    👉🏼 what opportunities exist for doctors?

    👉🏽 navigating the emotional impact of high stakes work


    Learn more about Jono's work below:


    https://www.tambeglobal.org/

    www.youtube.com/@PEARLS_POCUS

    www.twitter.com/PEARLS_POCUS

    Research paper: https://onlinelibrary.wiley.com/doi/10.1002/ajum.70014


    Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.


    Need a mortgage broker? Check out https://www.spherehomeloans.com.au

    Need to review your personal insurances? Head to https://skye.com.au


    To chat with a professional and get help about your situation, click here.

    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

    Hosted on Acast. See acast.com/privacy for more information.

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    38 mins
  • 617 what is a Transition To Retirement income stream? (TTR)
    May 5 2026

    In this episode Dev explains how people approaching retirement can access their super while still working. He touches on:


    👉🏾 what is a transition to retirement pension is and how to make use of it

    👉🏿 what is preservation age and how is calculated

    👉🏻 when can you use a TTR?

    👉 why was it created?

    👉🏼 how does tax work with a TTR

    👉🏽 the pros and cons


    Related episodes: 🎧 612 what is the super recontribution strategy


    Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.


    Need a mortgage broker? Check out https://www.spherehomeloans.com.au

    Need to review your personal insurances? Head to https://skye.com.au


    To chat with a professional and get help about your situation, click here.

    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    18 mins
  • 616 MLMs vs Pyramid Schemes
    Apr 28 2026

    In today’s episode Dev explains the difference between Multi-Level Marketing (MLM) and Pyramid Schemes touching on:


    👉🏾 what is MLM and how does it work

    👉🏼 how much do most MLM participants actually make

    👉🏿 what is a Pyramid Scheme and why are they illegal

    👉🏻 real examples of legitimate MLMs

    👉 is joining an MLM actually worth it?


    Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth.


    Need a mortgage broker? Check out https://www.spherehomeloans.com.au

    Need to review your personal insurances? Head to https://skye.com.au

    Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf

    Hosted on Acast. See acast.com/privacy for more information.

    Show More Show Less
    11 mins
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