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Dirty Money, Clean Truths

Dirty Money, Clean Truths

Written by: ShubhAashi
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About this listen

Dirty Money, Clean Truths is the podcast that pulls back the curtain on the hidden world of financial crime. From fraudsters with more creativity than caution, to money launderers who think an offshore shell company is a clever disguise, we break down how dirty money moves and how it gets stopped. Whether you’re in compliance, finance, or just curious about how money laundering really works, this show makes a serious subject insightful, clear, and occasionally a little funny. Because in the world of financial crime, the money may be dirty — but the truths we uncover are always clean.ShubhAashi True Crime
Episodes
  • Episode 14 : Gold Investment: Physical Assets Versus Financial Instruments
    Nov 23 2025

    🎙️ The Gold Paradox: Physical vs Financial Gold📌


    This episode reveals how traditional gold investing is quietly draining wealth from millions of Indian investors—and what to do about it.

    When you buy ₹1 lakh worth of gold jewelry, you actually pay ₹1.18 lakh (making charges + GST). But when you sell? You only get the metal's weight value. Those extra ₹18,000? Gone forever.

    Add storage costs (₹4,000-₹20,000/year), buyback haircuts (5-10%), and you need 20%+ appreciation just to break even.

    Vikram invests ₹1,18,000 in physical gold → 5-year profit: ₹14,000

    Ananya invests ₹1,00,000 in Gold ETF → 5-year profit: ₹42,000

    Same gold appreciation. 3x different returns. The only difference? How they owned it.

    • Gold ETFs/Mutual Funds: Long-term tax benefits after just 12 months
    • Physical Gold: Requires 24 months for same benefits
    • This creates a massive tax advantage for financial gold

    🔸 Wedding planning? Invest in ETFs now, buy jewelry 6 months before the event🔸 Portfolio diversification? Gold ETFs (lowest costs, best liquidity)🔸 Small regular saver? Gold Mutual Funds with SIPs from ₹500/month🔸 Want physical comfort? Buy bullion from MMTC-PAMP (accept lower returns)

    Digital gold apps (6-9% spread kills returns)❌ Buying wedding jewelry years early (design obsolescence)❌ Bank gold coins (banks can't buy them back!)

    Creative destruction isn't eliminating traditional gold ownership—it's creating smarter alternatives. Use jewelry for culture and celebration. Use ETFs and mutual funds for building wealth.

    The gold matters less than how you hold it.

    Duration: 629minutes | Best for: Indian investors, NRIs, anyone holding or planning to buy gold

    💰 The Shocking Truth About Physical Gold🆚 The Comparison That Changes Everything⚡ The 2024/25 Tax Game-Changer🎯 What Should You Do?⚠️ Avoid These Traps💡 The Big Takeaway

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    29 mins
  • Episode 13 : The Dance of Destruction - How Economics of Progress Really Work.
    Nov 21 2025

    🔥 In This Episode:


    We unpack the 2025 Nobel Prize in Economics and the single most important—and unsettling—idea behind our modern world: creative destruction.


    This isn't a story about collapse. It's a story about birth. We explore how the relentless, chaotic churn of the economy—where companies fall and industries die—is the very engine that powers human progress.

    ---


    🎯 You Will Discover:


    🤯 The 200-Year Miracle:Why 99% of human history was marked by zero progress, and the specific conditions that finally broke us free from stagnation.

    📱 The Nokia Paradox:The real story of how the death of a beloved, "indestructible" giant made your smartphone—and the entire app economy—possible.

    🏆 The 2025 Nobel Laureates: What three brilliant economists can teach us about why some societies innovate and others stall.

    🕺 The Dance of Lord Shiva:The powerful metaphor from Hindu mythology that perfectly captures the beautiful, brutal rhythm of capitalism.

    🤖 AI: The Ultimate Disruptor: Why Artificial Intelligence is the most significant wave of creative destruction in history, and a data-driven look at what might come next.

    🛡️ The Policy Playbook: The essential strategies we must adopt—from building real safety nets to walking the competition tightrope—to survive and thrive through the coming storm.


    ---


    💡 The Big Idea:


    > "Progress isn't built. It's born from the necessary rubble of the old.”

    We are living in a 200-year-old experiment of sustained growth. It is remarkable, fragile, and not guaranteed to continue. This episode is your guide to understanding the forces that shape our world and how we can learn to dance with destruction, rather than be crushed by it.

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    🎧 Listen Now on All Major Podcast Platforms.

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    29 mins
  • Episode 12 : The Economics of War: Inside the Billion-Dollar Business of Gaza's Destruction
    Nov 15 2025

    What if I told you that while 56,000 Palestinians died in Gaza, someone made $220 billion betting on their deaths? This isn't a conspiracy theory—it's a business model. And your tax dollars, your retirement fund, and the apps on your phone are all part of the machine.

    📌 Overview

    In this explosive episode, we follow the money trail from destroyed Gaza neighborhoods to American factory floors, Silicon Valley boardrooms, and your own investment portfolio. We expose how a $32 billion arms pipeline has transformed tragedy into Wall Street's most profitable quarter, why Microsoft, Amazon, and Google are actually digital weapons manufacturers, and how defense contracts work like subscription services—locking in decades of recurring revenue from destruction. This is the story of war you've never heard: where spreadsheets matter more than lives, and genocide has become a quarterly earnings call.

    ✨ Key Highlights:

    • The circular money machine: Your tax dollars fund $6.8 billion in Israeli military aid, which flows back to Boeing, Lockheed Martin, and Caterpillar—essentially subsidizing American corporate profits with public money while Palestinians lose everything

    • Big Tech's secret role: Microsoft Azure, Amazon Web Services, and Google AI don't just power your emails—they're the backbone of Israel's targeting systems, using artificial intelligence to generate thousands of "acceptable targets" including schools and hospitals

    • "Battle-tested" as marketing gold: Israeli defense companies openly advertise weapons as "proven effective in Gaza," turning the territory into a showroom where 120-140 countries shop for surveillance tech and weapons systems tested on Palestinian civilians

    • The subscription model of warfare: Those F-15s being delivered in 2029 will require decades of maintenance, parts, updates, and eventual replacement—each initial sale locks in generations of guaranteed revenue, making peace literally bad for business

    • Your hidden complicity: If you have a 401(k), use Microsoft Office, or shop on Amazon, you're financially connected to this system—your retirement fund likely owns defense stocks, and your subscription fees fund military cloud services

    • The UN bombshell report: A landmark investigation named 60 global corporations as complicit in what Special Rapporteur Francesca Albanese called a "joint criminal enterprise," drawing parallels to Nuremberg Trials and suggesting executives could face criminal liability

    💬 Best Quote:

    "If the genocide has not stopped, it's not just because there has always been an economy of occupation. It's because the economy of occupation has turned into an economy of genocide. There have been people and organizations that have profited from the violence, the killing, the maiming, the destruction." — UN Special Rapporteur Francesca Albanese

    🎯 Who Should Listen:

    Essential for anyone who's ever wondered why wars persist despite global outcry, or why "defense" companies are always hiring during conflicts. Perfect for investors questioning what's really in their portfolios, tech workers concerned about their company's government contracts, and anyone who's ever felt powerless watching injustice unfold—because understanding the economics reveals exactly where the leverage points are. This episode will fundamentally change how you see the connection between your daily choices and distant wars.

    • 🔥 Call-to-Action:

      Ready to understand the real economics of modern warfare? This episode connects dots you never knew existed and reveals uncomfortable truths about where your money actually goes. Listen now, and you'll never look at defense stocks, tech companies, or international conflicts the same way again.

      Subscribe, share with someone who needs to hear this, and join the conversation: Is peace possible when war is this profitable?

      #WarEconomics #MilitaryIndustrialComplex #Gaza #DefenseContracts #BigTech #EthicalInvesting #CorporateAccountability #GenocideEconomics


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    36 mins
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