Who decided “high net worth” starts at a certain dollar amount in an investment account, and why do so few of those definitions include us in the picture?

In this episode, Meg takes apart the idea of being “high net worth” and asks a bigger, better question instead: what does wealth actually mean for our communities? She looks at how the financial industry use labels like “mass affluent” and “HNW” to decide who gets access and support, and how those labels were built on stolen land, unpaid labor, and generations of exclusion.

Then we zoom in on what it looks like to define wealth on your own terms and build a version of “high net worth” that includes safety, support, and community. You will walk away with practical steps to measure what matters, set your own “enough” number, and build wealth that actually serves you and your people.

⏱️ In This Episode:

00:00 Who Gets to Be “High Net Worth”

00:42 How The Industry Defines Wealth

02:11 The Racial And Gender Wealth Gaps Behind Those Labels

04:05 What Those Labels Decide For You

08:00 Redefining Wealth For Our Communities

09:27 Beyond Dollars: Rest, Safety, Support And Time

13:12 Setting Your Own “Enough” Number

15:06 Building Community Wealth, Not Just Individual Wealth

17:02 Aligning Prices, Boundaries And Goals With Your New Definition

19:10 Reflection Prompts And Your Next Small Step

🔗 Mentioned in This Episode:

👉 Net worth tracking tools and simple spreadsheets you will actually use
👉 Community banks and credit unions in your area
👉 Mutual aid funds and community care networks
👉 Equitable Money Project resources on values based money planning

💬 Connect with Us:

🌐 Website → https://equitablemoneyproject.com

📸 Instagram → https://instagram.com/equitablemoneyproject

🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:

Ready to make your money match your values and build a version of wealth that actually includes you and your community? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

When you picture wealth, what do you see? If it’s a tug-of-war between “take care of my people” and “don’t sell my soul,” this episode is for you.

In this episode of Disrupt Your Money, Meg digs into what it really means to build wealth without selling out—especially when you care deeply about justice, equity, and community.

You’ll learn how to align your prices, partnerships, growth plans, and even your definition of “success” with your values. This isn’t about being a martyr or being perfect—it’s about building sustainable, values-driven wealth that supports you, your people, and the world you’re trying to change.

⏱️ In This Episode:

00:00 Rethinking What Wealth Really Looks Like

01:01 Building Wealth with Integrity (Not Martyrdom)

03:18 Step One: Know Your Numbers with Transparency

04:11 Step Two: Choose Values-Aligned Partners & Mone

05:02 Step Three: Rethink Growth Beyond “Bigger Is Better”

06:13 Money as a Political Tool & Voting with Your Dollars

07:18 Define What Wealth Means to You

08:34 The Compounding Power of Values + Money Alignment

11:28 Invitation: Build Wealth Your Way—Without Selling Out

🔗 Mentioned in This Episode:

👉 Community banks & credit unions
👉 Grassroots organizations and mutual aid funds
👉 Values-aligned vendors, partners, and clients in your own ecosystem

💬 Connect with Us:

🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:

Ready to make your money match your values and build wealth without selling out? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

Trying to grow a business when you can’t get to the money you need? That’s not a personal failure—that’s a design feature of our financial system.

In this episode of Disrupt Your Money, Meg talks about access to capital: who gets approved, who gets shut out, and why “just build your credit” is a lot more complicated (and biased) than it sounds.

Meg walks through the receipts on how banks, credit scores, and venture capital decide who’s “worthy” of funding—often before anyone even looks at your business. Then she shifts into strategy: how to build business credit on purpose, where to find community-based capital (like CDFIs, co-ops, and community rounds), and what it looks like to push for fairer systems while still surviving inside the current ones.

⏱️ In This Episode:

00:00 Access to Money vs. “Merit”

01:23 What the Data Says About Funding Gaps

02:23 Venture Capital & Double Standards

05:23 Strategy #1: Learn How Credit Really Works

05:43 Building Business Credit on Purpose

06:00 Strategy #2: Community Capital, CDFIs & Relationship-Based Lending

06:42 Strategy #3: Co-ops, Community Rounds & Lending Circles

07:33 Getting Your Business “Lend-Ready” (Separation, Records, Support)

08:26 The Thin Credit File Catch-22

09:15 Policy, Advocacy & Pushing for Fair Lending

10:21 Building Credit and Community as Acts of Disruption

🔗 Mentioned in This Episode:

👉 Federal Reserve Small Business Credit Survey (funding gaps by race & gender)
👉 Community Development Financial Institutions (CDFIs) & mission-driven lenders
👉 WeFunder – community round / crowdfunding platform for small businesses → https://wefunder.com/
👉 National Urban League → https://nul.org/
👉 Latino Economic Development Center → https://www.ledcmetro.org/
👉 Association for Enterprise Opportunity → https://aeoworks.org/

💬 Connect with Us:

🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values and help build new paths to capital? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

If you’ve ever been told “if you can’t beat the system, join it” and felt your whole body go NOPE—this one’s for you.

Meg digs into a hard truth: most of the systems we move through every day—money, tax, healthcare, education, “justice”—were never designed to make space for us. They were designed to protect wealth, maintain power, and then gaslight us into thinking our struggles are personal failures instead of predictable outcomes of a rigged game.

In this episode, you’ll hear how that rigging shows up in credit scores, redlining, business funding, healthcare premiums, and student loans—and what it really means to “burn it down” versus “build something better.”

⏱️ In This Episode:

00:00 The System Was Never Built for Us

01:35 The Economy Built on Stolen Land & Labor

02:42 Playing a Rigged Game: Credit, Banking & Redlining

03:00 Entrepreneurship Under Biased Systems

04:53 Healthcare Costs, Premium Tax Credits & the Price of Freedom

06:48 Mutual Aid, Co-ops & Building New Systems

07:59 What You Can Control vs What You Can’t

08:41 Our Own Systems: Lending Circles, Rest & Ethical Wealth

10:52 Anger as Sacred Fuel & Building What Comes Next

🔗 Mentioned in This Episode:

👉 Mutual aid networks & community care
👉 Cooperative business models & community banks
👉 Worker-owned companies, credit unions & local businesses
👉 Informal lending circles, bartering & community markets
👉 Community investment funds, universal healthcare, debt forgiveness & fair lending as policy goals

💬 Connect with Us:

🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values and help build the next system, not just survive the old one? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

When you hear “DIY entrepreneur,” what do you picture? Because somehow it’s scrappy and admirable for some people, and reckless or “unprofessional” for others.

In this episode of Disrupt Your Money, we’re unpacking the double standard baked into entrepreneurship: why marginalized business owners are expected to bootstrap forever, learn everything themselves, and “just Google it,” while others are encouraged (and funded) to outsource, scale, and get support early.

We talk about how the glorification of DIY culture is deeply tied to capitalism, white supremacy, and respectability politics, and how it quietly keeps people underpaid, overworked, and burned out. This isn’t about shaming DIY paths (we’ve all been there). It’s about naming the system, reclaiming choice, and deciding when DIY is empowering—and when it’s a trap.

Because building equitable wealth shouldn’t require you to suffer, struggle, or do everything alone.

So grab your tea and let’s disrupt the lie that you have to DIY your way to exhaustion to be taken seriously.

⏱️ In This Episode:

00:00 The Myth of Entrepreneurship

00:40 The Harsh Reality of Self-Employment

01:33 The Double Standard in Entrepreneurship

02:39 The Challenges Faced by Marginalized Entrepreneurs

03:54 The Inequity in Access to Capital

04:38 The Cultural Pressure and Systemic Barriers

06:51 Redefining Success in Entrepreneurship

09:57 Building Businesses on Your Own Terms

11:02 Collective Entrepreneurship and Solidarity

13:17 Call to Action: Support Equitable Entrepreneurship

🔗 Mentioned in This Episode:

👉 Wealth is Resistance Action Kit – use your money as a tool for change → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values and navigate this new tax law on your own terms? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

In this episode of Disrupt Your Money, we pull back the curtain on the One Big Beautiful Bill Act (OBBA)—the shiny new “tax relief” law that’s being sold as a gift to families and small business owners… while quietly shoveling billions toward corporations and high-income households. Spoiler: the marketing doesn’t match the math.

Meg walks through what actually changed in OBBA. From the SALT cap drama to the child tax credit tweak, she shows you who really wins and who’s getting crumbs.

Instead of just doom-scrolling headlines, you’ll learn how to make this law work for you where it can, understand where it falls short, and use that clarity as fuel—not shame.

⏱️ In This Episode:

00:00 Introduction: Why this new tax law matters for our communities
01:43 Breaking down the One Big Beautiful Bill Act (OBBA)
05:20 “Win” #1 – The 20% pass-through (qualified business income) deduction
06:25 “Win” #2 – Standard deduction changes
07:18 SALT cap drama
11:05 How OBBA boosts the Child Tax Credit a bit while adding new earnings requirements that shut out the lowest-income families
16:57 New itemized deduction for auto loan interest
22:36 Healthcare on the line
26:36 How OBBA funnels most benefits up the income ladder while giving temporary crumbs to everyone else
28:12 What to do with this information
30:47 Final recap: what to watch in 2025–2029, how to use the small wins without falling for the spin, and staying politically awake without burning out

🔗 Mentioned in This Episode:

👉 Wealth is Resistance Action Kit – use your money as a tool for change → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values and navigate this new tax law on your own terms? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

Most people would rather talk about sex than talk about their bank account. And honestly? Fair. Because when you don’t know your numbers, looking at them can feel like peeking into a financial jump-scare—you’re bracing for something awful.

But here’s the truth: the fear isn’t in the numbers. The fear is in avoiding them.

In this episode of Disrupt Your Money, we break down why knowing your numbers isn’t about spreadsheets, shame, or being “good with money.” It’s about liberation. It’s about clarity. It’s about reclaiming power in a system that profits when we stay confused, overwhelmed, or checked out.

Through real stories, cultural receipts, and a little economic truth-telling, we explore why data is power everywhere else—politics, corporations, sports—but somehow becomes taboo when it comes to our own financial lives. You’ll hear what happens when people finally look at their numbers (spoiler: transformation), why avoidance keeps you stuck, and how simple awareness can shift everything.

So grab your tea, pull up those bank statements, and get ready to reclaim your financial power—one honest look at the numbers at a time.

⏱️ In This Episode:
00:00 Why We Fear Looking at Our Numbers
00:42 Story #1: The Mystery Business
03:11 Why We Avoid the Numbers
06:02 Data Is Power (Everywhere Else)
08:10 Story #2: Receipts Don’t Lie
10:44 Numbers as Liberation
13:02 Foundations + Cash Flow
15:21 Economic Gaslighting
17:58 Story #3: The Turning Point
20:42 Your Weekly Challenge

🔗 Mentioned in This Episode:
👉 Equitable Wealth Builders Program → https://equitablemoneyproject.com

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

When you hear the word wealth, who comes to mind?
If your answer isn’t you—you’re not alone.

In this episode of Disrupt Your Money, we unpack what equitable wealth really means and why reclaiming it is one of the most radical, empowering moves we can make with our money. Because wealth as we know it? It’s not neutral. It’s political, it’s personal, and it’s been intentionally kept out of reach for too many of us for too long.

Through real stories and sharp truth-telling, we break down how financial systems are designed to concentrate power—and how we can start taking that power back, step by step. You’ll learn what equitable wealth looks like in practice (spoiler: it’s not yachts and private jets), and how clarity, protection, intention, and legacy are the keys to building wealth that’s truly ours.

So grab your tea and get ready to reimagine what wealth can look like—for you, your business, and your community.

⏱️ In This Episode:
00:00 Rethinking Wealth

00:37 The Concept of Equitable Wealth

01:07 Real-Life Stories of Inequity

02:12 Defining Equitable Wealth

03:22 The Politics of Wealth

04:39 Breaking the Silence Around Money

07:55 Taking Back Financial Power

10:24 Building a Legacy of Equitable Wealth

14:52 Envisioning Your Wealth

🔗 Mentioned in This Episode:
👉 Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit

💬 Connect with Us:
🌐 Website → https://equitablemoneyproject.com
📸 Instagram → https://instagram.com/equitablemoneyproject
🎧 Podcast → https://equitablemoneyproject.com/podcast

🚀 Your Next Step:
Ready to make your money match your values? Download our free Wealth is Resistance Action Kit → https://equitablemoneyproject.com/kit