Many physicians associate financial planning primarily with investment management. In this episode, Vestia Partner and CEO Lauren Oschman, CFP®, CDFA® discusses how financial planning for physicians often extends beyond portfolio performance.

Referencing a Vanguard study on the value of financial advice and drawing from real-world conversations with doctors, Lauren outlines several areas where physicians may overlook planning opportunities. These include contract negotiation, Roth IRA and HSA funding strategies, tax efficiency, student loan considerations, mortgage refinancing, disability coverage, life insurance planning, and umbrella liability protection.

Topics discussed include:

• The four components of financial advice identified in a Vanguard study: financial planning value, portfolio value, emotional value, and time value

• How delays in investing can impact long-term outcomes

• The potential long-term effect of differences in physician compensation

• Tax considerations related to Roth IRAs and Health Savings Accounts

• Mortgage rate changes and refinancing considerations

• Insurance and asset protection planning for physicians

This episode provides a framework for understanding how comprehensive physician financial planning may involve coordinated strategies across income, taxes, debt, investments, and risk management.

If you are a physician evaluating your current financial plan or considering working with a financial advisor who specializes in financial planning for physicians, this discussion offers context for what that relationship can include.
For the Vanguard research - https://corporate.vanguard.com/content/dam/corp/research/pdf/how_to_talk_about_the_value_of_advice.pdf
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#ContractNegotiation

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#HSAPlanning

#DisabilityInsurance

#DoctorsEyesOnly

This special Women Physicians Day episode of the Doctors Eyes Only® podcast celebrates the voices, leadership, and lived experiences of women physicians who are redefining what it means to build meaningful careers in medicine.

Hosted by Vestia Partner and CEO Lauren Oschman, this episode features a compilation of powerful moments from conversations throughout the past year with women physicians who are advancing medicine, advocating for equity, and building lives aligned with their values.

In honor of National Women Physicians Day, celebrated on February 3rd in recognition of Elizabeth Blackwell, the first woman to earn a medical degree in the United States, this episode highlights how women physicians are shaping the future of healthcare while navigating leadership, financial independence, burnout prevention, and personal fulfillment. These conversations reflect Vestia’s mission to help physicians achieve Wealth That Matters®, not just financially, but across every dimension of life.

Below are the list of amazing women physicians featured in this episode in the order in which they appear.

Dr. Kelly Wright

Instagram: @pointsandmilesdoc

Website: www.pointsandmilesdoc.com

Dr. Sasha Shillcutt

Instagram: @braveenough

Website: www.braveenough.com

Dr. Betsy Grunch

Instagram: @ladyspinedoc

Website: www.ladyspinedoc.com

Dr. Pamela Mehta

Instagram: @learnatpinnacle

Website: www.learnatpinnacle.com

Dr. Devon Gimbel

Instagram: @pointmetofirstclass

Website: www.pointmetofirstclass.com

Dr. Kristine Goins

Instagram: @nomadmd

Website: www.thenomadmd.com

Dr. Adrienne Towsen

Instagram: @medicalworkingmoms

LinkedIn: https://www.linkedin.com/in/adriennetowsen/

Together, these conversations honor the resilience, leadership, and impact of women physicians across specialties. They highlight not only professional excellence, but also the courage to challenge norms, advocate for change, and design lives rooted in purpose. Vestia is deeply grateful to these physicians for sharing their voices on the Doctors Eyes Only® podcast and for the ways they continue to inspire the medical community. To all women physicians, thank you for your dedication, leadership, and care.

Happy Women Physicians Day!

In this episode of Doctors Eyes Only, titled “When You’re the Doctor, Who Helps Your Family?”, host Lauren Oshman, CFP®, CDFA®, and co‑host Cameron Heasley are joined by former trauma surgeon and critical care physician Angie Ingraham, MD for an in‑depth discussion on healthcare advocacy and why it matters, especially for physicians and their families.

Angie shares her personal experience navigating the healthcare system after her father was diagnosed with an aggressive brain cancer, offering insight into how the patient and family experience differs from the provider perspective. She explains what a healthcare advocate does, how advocacy supports both families and healthcare providers, and why even physicians with medical knowledge often need help managing care coordination, insurance challenges, and system complexity.

The conversation explores real‑world examples such as Medicare non‑coverage notices, transitions of care, and the emotional and logistical toll families face when health crises arise. Angie also discusses how physicians can proactively prepare for medical uncertainty, support aging parents, and locate board‑certified patient advocates through national databases.

This episode is designed to help physicians better understand healthcare advocacy, reflect on their own family planning, and recognize when additional support can improve outcomes for patients, families, and providers alike.

This content is for educational purposes only and does not constitute financial, medical, or legal advice. Listeners should consult appropriate professionals regarding their individual circumstances.

Find more information about Dr. Angie Ingraham, MD and True North Patient Advocates visit the links below.

https://truenorthpatientadvocates.com/

https://www.linkedin.com/in/aingraham/