Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

What’s new in 2026 for retirees and pre-retirees? This year brings several updates that could quietly affect your cash flow, taxes, and savings strategy. Dennis walks through what’s worth paying attention to as 2026 begins- because small changes can have noticeable impacts if ignored, and a quick review now can save you stress down the road.

Here’s some of what we discuss in this episode:

📈 COLA Increase – Social Security benefits receive modest raise

🏥 Medicare Premiums – Higher premiums offset income increases

🧾 Senior Deductions – New tax breaks for eligible retirees

📊 Catch-Up Savings – Higher contribution limits for older workers

🧭 Planning Conversations – Why advisor communication matters now

Our website: https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

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LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/

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Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

Turning 62 unlocks Social Security, but deciding when to file is one of the biggest income decisions you’ll make in retirement. Find out why some people claim early, why others wait, and how fear, health, and lifestyle goals often shape the decision more than math alone. If you want a decision you won’t second-guess later, Dennis helps you think it through.

Here’s some of what we discuss in this episode:

🗓️ Filing Timing: How to think about starting Social Security

😓 Early Claiming Reasons: Work burnout, health, and fear of “missing out”

🎯 Full Retirement Age: Why waiting can change the outcome

💡 Early Strategy Options: What to do if you claim but don’t need income

📊 Planning Process: How decisions are tested inside a real retirement plan

Our website: https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

Facebook: https://www.facebook.com/profile.php?id=100063561056644

LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/

X: https://x.com/dennishorr

Get your customized planning started today by connecting with Dennis 👉 https://www.faith401kmgmt.com/contact_us/

Nothing will mess with your financial confidence faster than comparing your savings to someone else’s highlight reel. Whether it’s a sibling, a coworker, or a YouTuber who claims they retired at 35, comparison can make even solid savers feel behind. Today, Dennis shares what really matters when evaluating your retirement readiness. Once you stop comparing and start planning, the next steps become much clearer.

Here’s some of what we discuss in this episode:

🔍 Comparison Trap: confidence eroded by measuring others

🧭 Planning First: strategy beats benchmarks every time

🎯 “Enough” Defined: income needs are more important than your total balance

✈️ Lifestyle Fit: spending choices shape retirement reality

💰 Catch-Up Options: saving more, working longer, adjusting risk

Our website: https://www.401k.faith

Phone: (513) 898-1897

Contact our team: https://www.faith401kmgmt.com/contact_us/

Book an Introductory Meeting: https://www.faith401kmgmt.com/contact_us/

Check out our no-cost financial flipbooks here: https://www.faith401kmgmt.com/learning_center/flipbooks/

Join one of our upcoming events: https://www.faith401kmgmt.com/events.htm

Check out our online calculators: https://www.faith401kmgmt.com/learning_center/calculators/

Check us out on YouTube: https://www.youtube.com/channel/UCpuK6WuipFhXBxujjM6nl7g

Facebook: https://www.facebook.com/profile.php?id=100063561056644

LinkedIn: https://www.linkedin.com/in/dennis-horr-2ba3714/

X: https://x.com/dennishorr