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The Smart Money Show

The Smart Money Show

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Watch this space! 💚The Smart Money Show Careers Economics Personal Success
Episodes
  • Bonus Episode: The NEFS Conference and The Students Building It - with Haaris Khan and Misgana Berhane
    Dec 31 2025

    A massive finance conference OUTSIDE London FOR students!? 🤔


    In the season of giving - here’s a BONUS episode of The Smart Money Show, about the University of Nottingham’s Economics and Finance Society 2026 Annual Conference.


    Firstly, we're really excited to announce our partnership with the NEFS Conference. As part of this collaboration, we’ve got exclusive access to a range of professional speakers from elite financial institutions, and on the day of the conference we’ll be setting up a studio to record interviews with speakers and senior professionals in attendance!


    So to kick off our collaboration, we are joined by their two co-presidents Haaris Khan and Misgana Berhane. After experiences across financial services and healthcare, Haaris is an incoming Industrial Placement Analyst at Lazard. Misgana completed spring weeks at Jefferies, Citi, and Scotiabank, alongside internships at Octopus Energy and Grosvenor, and is gearing up for a return internship at Jefferies this summer.


    In this bonus episode, we unpick their career journeys so far, their time with NEFS and why you should attend their flagship conference in the new year!


    Plus a Happy New Year from the team at The Smart Money Show! 🙌


    Contacts and Details:


    Get your tickets here! - https://www.instagram.com/uonnefs?igsh=cWc3OWlwbTI1emNn


    Haaris Khan - https://www.linkedin.com/in/haariskhanlinkedin/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3BhS%2BbHsVcRh6soIKalYihbg%3D%3D


    Misgana Berhane - https://www.linkedin.com/in/misganaberhane/?lipi=urn%3Ali%3Apage%3Ad_flagship3_detail_base%3BhS%2BbHsVcRh6soIKalYihbg%3D%3D


    NEFS TikTok - https://www.tiktok.com/@nefsconference?_r=1&_t=ZN-92dI7LvKENy


    NEFS Instagram - https://www.instagram.com/uonnefs?igsh=cWc3OWlwbTI1emNn


    🎥 Recorded: 23rd December 2025


    Chapters:


    0:00 – Intro 🎙️

    1:07 – NEFS Conference Partnership Announcement 🤝

    1:40 – Guest Introductions: Haaris Khan & Misgana Berhane 👋

    2:44 – Why Finance? Early Motivations 💡

    5:57 – Early Perceptions of Finance & Misconceptions 🧠

    7:52 – Degrees, Backgrounds & Transferable Skills 🎓

    9:42 – Breaking the “Non-Finance” Barrier 🚪

    11:20 – The Moment Finance Became Real 🎯

    16:22 – Testing Career Paths & Gaining Exposure 🔍

    20:59 – Rejection, Resilience & Bouncing Back 💪

    24:28 – Converting a Spring Week into a Summer Offer 🔁

    26:36 – Why Societies Matter for Careers & Confidence 🏛️

    29:10 – Inside NEFS & Its Growing Influence 📈

    31:36 – Stepping Into Leadership Roles 🧠

    34:37 – Balancing Academics, Societies & Applications ⚖️

    40:51 – Building the NEFS Conference Vision 🎤

    45:27 – Why the Conference Matters for Students 🎓

    46:23 – Who Should Attend & What You’ll Gain 🎟️

    48:02 – Getting Involved & Making the Most of It 🚀

    49:16 – Final Reflections & Key Lessons 🌱

    55:30 – Outro 👋


    As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! 💚


    Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


    Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

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    56 mins
  • Episode 30: Inside the World of Credit Ratings and Global Finance - with Olivier Beroud
    Dec 4 2025

    Risk, ratings, and a rise in reputation... ⚠️


    In our THIRTIETH episode, join Ali and Noman as they meet Olivier Beroud, the Executive Chair of ARC Risk Group, to discuss credit ratings and the future of risk management.


    With an illustrious career spanning continents and household names, Olivier has held senior positions in risk management at GCR Ratings, Moody’s Investors’ Service, Barclays and Standard & Poor’s. Passionate about risk appetite but also education and mentorship, Olivier's consulting firm allows him to coach executives, lecture around the world and mentor students with financial fanaticism.


    Elaborating on his various roles and hot-takes on the function of credit ratings as a foundation of the global financial ecosystem, both his theoretical insights and practical advice turn this episode into a must-watch for anyone who envisions themselves with a future in finance!


    Olivier Beroud - https://www.linkedin.com/in/olivier-beroud-3854423/


    🎥 Recorded: 9th October


    Chapters:


    0:00 - Intro 🎙️

    3:11 - Olivier’s Career Snapshot 🧭

    5:03 - What Drew Him to Risk & Credit 📚

    6:17 - Mentors, Networks & Early Lessons 🤝

    9:57 - Why Accounting Still Matters 🧾

    12:21 - Inside S&P: Learning Credit 🏭

    15:06 - How Rating Agencies Really Work 📊

    19:54 - Handling High-Stakes Meetings as a Young Analyst 🧑‍⚖️

    23:40 - Big Agencies vs Niche Players 🚢

    27:25 - How Banks Rate Risk Internally 🏦

    30:54 - The ThyssenKrupp Downgrade Case ⚖️

    35:03 - Independence, Conflicts & the 2008 Impact 🧩

    42:13 - Tech, AI & The Future of Ratings ⏱️

    46:57 - ESG in Practice: Real-World Challenges 🌍

    55:02 - Building ARC into a Global Player 📈

    1:03:40 - Key Lessons & Advice for Students ✨

    1:09:10 - Outro 👋


    As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! 💚


    Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


    Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

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    1 hr and 14 mins
  • Episode 29: From Bank Warnings to AI Issuance and Buffett's Patience - with Dylan Ilett and Wahy Yahya
    Nov 10 2025

    Another month, another market shake-up... 💡


    Welcome to our October economic recap, the TWENTY-NINTH episode of The Smart Money Show! We analyse a month full of evolving macro narratives and noteworthy corporate stories with our Head of FICC, Wahy Yahya, and Head of Equities, Dylan Ilett.


    Tune in as we uncover how the US and UK economies have been performing since the beginning of Q4, as well as the performance of indexes like the S&P 500 and FTSE. Major banks have also been reporting a string of losses and Dylan will be sharing what has been causing this and how markets have been reacting. 📉📈


    We also look at Buffett's so-called "noninvestment" strategy, Gunvor's $22 billion deal with Lukoil and its effects on the energy market, Microsoft's earnings and the AI momentum driving Big Tech, and why inflation in the Eurozone may finally be in a "good place."


    This is also the final appearance for Wahy on The Smart Money Show. We are sad to see him go and wish him the best for the future - savour the last time we hear him!


    Guest Contacts:


    Dylan Ilett - https://www.linkedin.com/in/dylan-ilett/

    Wahy Yahya - https://www.linkedin.com/in/wahy-yahya-1b1563301/


    🎥 Recorded: 5th November


    Chapters:


    0:00 - Intro 🎙️

    2:31 - US Macro: Shutdown & Fed Rate Decisions 🇺🇸

    5:59 - UK Macro: Sticky Inflation & Bank of England 🇬🇧

    11:14 - S&P 500 vs. FTSE 100 📈

    14:14 - The $200B AI Credit Issuance Flood 🤖

    18:23 - Bank Earnings: Regional Losses & Systemic Risk 🏦

    24:09 - Norway's $2.1T Fund vs. Elon Musk's Pay Package 💰

    28:44 - Microsoft Earnings & The Hidden $3.1B OpenAI Loss 🤫

    39:14 - Commodity Risk: Gunvor's Deal with Lukoil 🛢️

    43:10 - Warren Buffett's $382B Cash Pile: A Warning Sign? 🤔

    48:36 - Good News: Euro Zone Inflation Nears Target 🇪🇺

    53:10 - Show Announcements & Schedule Change 📢

    53:54 - A Farewell to Wahy 🤝

    57:50 - Outro 👋


    As always, stay tuned to us weekly as we bring you unheard insights, professional guests and a few laughs! 💚


    Check out our work and connect with us here: https://www.thesmartmoneyshow.co.uk/


    Please be advised, none of our episodes constitute as financial advice and we will never attempt to do so.

    Show More Show Less
    59 mins
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