Real estate can be more than just a home—it’s a powerful tool for enhancing your retirement plan.

In this episode, Nate Yeomans and Gregg Indovina explore innovative ways to integrate real estate into retirement strategies. They discuss leveraging equity, investment options, and managing risks to turn real estate into a resource that supports long-term financial goals.

With their knowledge, they help listeners reimagine real estate’s potential in achieving a fulfilling retirement.

Nate & Gregg discuss:

• Using home equity lines of credit and reverse mortgages as strategic tools for cash access during unexpected financial needs
• How to optimize rental properties to generate income while minimizing management challenges
• The pros and cons of downsizing to free up funds and simplify lifestyle in retirement
• Alternatives to owning physical properties, such as Real Estate Investment Trusts (REITs), and their impact on financial portfolios
• Strategic planning to maximize real estate’s role in providing tax benefits, mitigating risks, and enhancing overall retirement plans
• And more!

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Retirement is about more than financial stability; it’s about designing a meaningful, fulfilling next chapter of life.

What role do health and social connections play in your retirement satisfaction? How can understanding the psychological side of money improve your journey?

In this episode, Nate Yeomans and Gregg Indovina talk with Brendan Frazier, Chief Behavioral Officer at RFG Advisory, about creating a purpose-driven retirement. Brendan shares his insights on aligning financial plans with life goals, focusing on health, and the importance of social connections.

Brendan discusses:

• The crucial role of social connections for fulfilling retirement
• The psychological side of money management
• Three pillars of a happy retirement: money, health, and relationships
• The pitfalls of delayed gratification and procrastination
• And more!

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Connect with Brendan Frazier:

• LinkedIn: Brendan Frazier
• Website: RFG Advisory

About our Guest:

Brendan Frazier is the Chief Behavioral Officer at RFG Advisory. He joined RFG after founding Wired Planning, a global training platform for financial advisors. Brendan leverages his expertise in behavioral finance to support RFG’s advisors and their clients. He holds a BBA in Marketing from Belmont University.

Women are poised to control more wealth than ever before, but they continue to face unique challenges in financial planning.

How can advisors create genuine connections to help women achieve financial confidence and purpose-driven wealth management?

In this episode of EXTRAordinary Retirement, hosts Nate Yeomans and Greg Indovina welcome Shannon Spotswood, CEO of RFG Advisory and recognized leader in the financial services industry.

Shannon shares her insights on the transformative power of women and wealth, drawing on her personal journey and professional experience.

Listeners will learn about the unique financial challenges women face, the importance of financial literacy, and how women can achieve financial stability and independence by building self-confidence in managing their finances.

They discuss:

• Shannon’s journey in financial services
• The statistic that 70% of women leave their financial advisors in the event of death or divorce.
• “StrongHer Money” initiative aimed at empowering women to live financially fearless
• The upcoming generational wealth transfer and women’s pivotal role in managing this change
• And more!

Resources:

• LinkedIn: StrongHer Money
• Instagram StrongHer Money

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Connect with Shannon Spotswood:

• RFG Advisory
• LinkedIn: Shannon Spotswood
• sspotswood@rfgadvisory.com
• Instagram: Shannon Spotswood

About Shannon Spotswood:

Shannon Spotswood is a 25+ year industry veteran in financial services with an outstanding reputation built on leadership roles in professional management, investment banking, hedge fund management and business development. At RFG Advisory, Shannon oversees all aspects of RFG 2.0, a fully integrated platform designed for independent financial advisors and the implementation of strategic initiatives contributing to advisor success. Joining RFG Advisory in 2015, Shannon recognized the opportunity to combine her entrepreneurial experience with her passion to build an innovative, advisor-focused RIA of the future.

Have you ever wondered how to protect your legacy and ensure peace of mind for your loved ones?

In this episode of EXTRAordinary Retirement by Design, Nate and Gregg welcome Kevin Forbush, an experienced estate planning attorney, to discuss the critical importance of estate planning.

You’ll gain invaluable insights into why estate planning isn’t just for the wealthy, the potential consequences of delaying your planning, and practical steps you can take today to minimize estate taxes and protect your assets from creditors.

They discuss:

• Introduction to Kevin Forbush and his experience in estate planning.
• The necessity of estate planning for everyone, not just the wealthy.
• Strategies to minimize estate taxes and the tools you can use.
• Understanding the complexities of choosing the right trustee for your estate.

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Connect with Kevin Forbush:

• LinkedIn: Kevin Forbush
• Forbush Legal, PLLC
• 719-473-6654

About our Guest:

Kevin is an attorney licensed in Colorado, Texas, and Wyoming. He is also a CPA actively licensed in Colorado. His combination of legal and accounting experience makes Kevin uniquely qualified to counsel clients on the complex issues where the law, taxes and financial matters intersect. Kevin focuses his practice on estate planning, tax planning, asset protection and business planning.

Kevin earned his Bachelor of Science in Business Administration (with a concentration in Accounting) from California State University, San Bernardino, in 1982 and his Juris Doctor, cum laude, from the University of California, Hastings College of Law in 1988. Kevin retired in 2006 as a Lieutenant Colonel from the United States Air Force Reserves after 24 years of active-duty and reserve service. He served most of his military career as a member of the Air Force Judge Advocate General (JAG) Corps.

​He is currently a member of the Colorado State Bar, the Trust and Estates Section of the Colorado Bar Association, the El Paso County Bar Association, the State Bar of California, and the Colorado Springs Financial Planning Association (FPA). Kevin was selected as the 2009 Best Lawyer by the Colorado Springs Independent. He is a member of the Laureate Circle for Wealth Advisors.

​Kevin lives in Colorado Springs, Colorado, with his wife and best friend of 28 years, Elizabeth “Beth” Morgan, Ph.D. Kevin and Beth have four children and seven grandchildren. Kevin & Beth enjoy their family and dog, “Timber”, spending time at their place in Orlando, Florida, and participating in tennis and all the other outdoor opportunities that living on the Front Range of the Rocky Mountains has to offer.

Investments are a key component of your retirement plan. Interested in understanding more about maximizing your investments?

Gregg Indovina and Nate Yeomans discuss foundational investment principles and the role of investments in financial planning. They explore setting specific goals, maintaining realistic return expectations, understanding market trends, and the importance of understanding risk and volatility.

Nate & Gregg discuss:

• The importance of setting specific goals in investing and how it helps maintain focus and purpose.
• How realistic return expectations can help manage emotions during market cycles.
• The role of understanding market trends and managing risk in achieving investment success.
• The necessity of having an investment strategy and the discipline to execute it to avoid emotional decisions.
• The impact of investor psychology on investment outcomes and the importance of staying focused on long-term goals despite short-term market fluctuations.
• And more.

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Gregg Indovina and Nate Yeomans introduce the transformative Return on Life Manifesto, shifting the focus to living a deeply fulfilling and intentional retirement.

They discuss the evolution of the financial planning industry and the revolutionary concept of Return on Life. They explore how your relationship with money impacts your happiness in retirement and provide actionable insights to personalize your planning.

Other episode discussions include:

• Understanding Return on Life: Learn how this new paradigm in financial planning puts your life goals at the center
• Insights on shifting focus from return on investment to return on life
• Exploring how your past, present, and future relationship with money influences your retirement
• How to make intentional, impactful decisions for a fulfilling life post-retirement

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Are you getting the most out of your Social Security benefits? Does your strategy connect Social Security with the rest of your retirement plan?

Nate Yeomans and Gregg Indovina dive into the historical context of Social Security, shedding light on its inception as a solution to address the challenges of retirement in America. Together they discuss the intricacies of Social Security. Whether you’re approaching retirement or reevaluating your plan, this discussion covers the foundational knowledge and strategic considerations vital for enhancing your benefits.

Nate & Gregg discuss:

• Understanding the calculation and significance of earning credits.
• The crucial role of full retirement age in your Social Security strategy.
• Strategies for spousal and survivor benefits to maximize household income.
• The impact of early retirement and income limits on your benefits.
• And more

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676

Are you ready to tackle the psychological hurdle of spending in retirement?

Join Nate Yeomans and Gregg Indovina as they delve into the intricate dynamics of our relationship with money during retirement. Unpacking the shift from saving to spending, they offer practical strategies to start living a more enriched and rewarding retirement.

In their discussion, Nate & Gregg cover:

• The psychological hurdles of using retirement savings.
• Tips for transitioning from saving mode to spending mode.
• Crafting a meaningful retirement plan.
• Concrete steps to overcome the fear of depleting retirement funds.
• And much more.

Connect with Design Wealth Advisors:

• LinkedIn: Nathan Yeomans
• LinkedIn: Gregg Indovina
• LinkedIn: Design Wealth Advisors
• DesignWealthAdvisors.com
• (720) 833-7676