Southeast Asia runs on QR code payments - but if you're a tourist, digital nomad, or expat, you're likely stuck using cash, overpaying with cards, or hitting ATM fees just to get around.

In this episode of the Efani Features Podcast, host Mark Kreitzman talks with Walid Mah’d, CEO of Moreta Pay, about how his startup is helping travelers tap into local payment networks across Thailand, Vietnam, Laos, and beyond - without needing a local bank account.

Inspired by real problems faced while working in payments (and backpacking across Asia), Walid co-founded Moreta Pay to bridge the gap between Western travelers and Asia’s rapidly digitizing payment infrastructure.

🌏 Inside the episode:

• Why QR code payments dominate Southeast Asia - and why credit cards won’t cut it
• The problems with local banking laws, visa restrictions, and expat-unfriendly policies
• How Moreta Pay lets you scan-to-pay in local currency, with zero ATM or card surcharges
• Use cases for short-term tourists, digital nomads, retirees, and remote workers
• App onboarding: Load funds in minutes with Apple Pay, credit/debit card, or U.S. bank account
• Where it works today (Thailand, Vietnam, Laos) - and what’s coming next (Indonesia, Malaysia, Japan)
• How personal QR code payments and peer-to-peer transfers are being added soon
• The role of Y Combinator in backing Moreta Pay, and what it means for user trust and global expansion

Walid also shares why user feedback goes straight to the top - and how he personally responds to messages to help shape the product in real time.

💬 “We want to build something people want - and that means listening to every traveler, every expat, every retiree trying to live cashless across Asia.” – Walid Mah’d

📲 Download Moreta Pay: https://moretapay.com
🔐 Secure your mobile identity: https://efani.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani

What if the biggest cybersecurity threat in your company isn’t your tech — but your people?

In this episode of the Efani Features Podcast, host Mark Kreitzman interviews Craig Taylor, veteran cybersecurity expert and CEO of CyberHoot, to uncover why outdated training models are failing — and how a psychology-driven, reward-based approach is changing how businesses defend themselves from phishing, smishing, ransomware, and scam-driven breaches.

With over 30 years in the industry and a mission to cyber-train 1 billion people, Craig shares how CyberHoot helps organizations of all sizes (from 5 to 50,000+ employees) tackle today’s threat landscape with gamified, positive-reinforcement-based cyber literacy programs.

🎯 In this episode:

• Why most corporate phishing tests fail to change behavior
• How fake punishment emails (e.g., fake bonuses, fake HR messages) damage employee trust
• The psychology behind successful training: reward good behavior, don’t shame mistakes
• The most common scams in 2025: pig butchering, QR code parking scams, romance traps, job offer frauds, overpayment bait
• How CyberHoot helps both individuals (free) and businesses (through MSPs or direct)
• Why SMBs are prime targets for ransomware — and why cyber apathy is the real enemy
• How “too small to be targeted” is the most dangerous lie businesses tell themselves
• Craig’s #1 recommendation for every person and company: get a password manager

You'll also learn how Efani’s secure SIM protection pairs with CyberHoot’s training to close the last major human gap in cybersecurity.

🔐 Lock down your mobile life: https://efani.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani

What happens when your bank fails, your government locks your money, and your savings vanish overnight?

That’s exactly what happened to Tony Yazbeck, co-founder of The Bitcoin Way, when Lebanon's financial collapse wiped out his life savings. In this riveting episode of the Efani Features Podcast, host Mark Kreitzman talks with Tony about how that devastation led him to Bitcoin — and why he now helps others reclaim their financial sovereignty through education, self-custody, and privacy-first infrastructure.

This is not another “Bitcoin price” conversation. This is about survival, control, and the future of money.

🧠 In this episode:

• How losing everything revealed the truth about fiat, banking, and centralized control
• Why Bitcoin is not an investment — it’s savings technology for the post-dollar world
• Why self-custody is non-negotiable (and how to do it properly)
• What The Bitcoin Way teaches: cold wallets, encrypted vaults, air-gapped security, Bitcoin nodes, disaster recovery, and more
• Helping non-technical users get started — even if they’ve never bought Bitcoin before
• How to avoid the top 3 mistakes that get people’s coins stolen
• Digital privacy strategies including de-Googled phones, GrapheneOS setups, and privacy-first comms
• Why Tony believes the future is Bitcoin + sovereign communities — and why the dollar system is already collapsing

You’ll also hear why any amount of Bitcoin — even 0.01 — is meaningful, and why high-net-worth individuals are often the most vulnerable due to misplaced trust in legacy systems.

📱 SIM-swap-proof mobile protection from Efani: https://efani.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani
🔗 Follow Tony on X: @V4BTC

Imagine waking up to find your entire crypto portfolio, 1.2 million XRP, gone overnight. That’s exactly what happened to Brandon LaRoque, a longtime XRP investor who lost $3 million in a single hack. In this emotional and brutally honest episode of the Efani Features Podcast, host Mark Kreitzman sits down with Brandon to unpack one of the most devastating crypto theft stories of 2025 - and the hard lessons every investor must learn before it's too late.

This isn’t just a cautionary tale. It’s a wake-up call for anyone using hardware wallets, storing crypto long-term, or assuming they’re "too small to be targeted."

🔐 In this episode:

• How a cold wallet turned into a hot wallet without Brandon realizing it — and how the attackers exploited that
• The chilling timeline: 1.2M XRP drained within minutes, split across dozens of wallets, and laundered globally
• What the FBI, Secret Service, and Homeland Security said — and why victims get little recourse
• The dark truth about “pig butchering” scams, Southeast Asia crypto rings, and AI-powered phishing
• The moment Brandon realized everything was gone — and how he’s turning tragedy into public education
• Why Efani and Tangem are stepping in to support Brandon and other victims with secure tools and giveaways

You’ll also hear Brandon’s firsthand tips on what he wished he knew, how to avoid the same mistake, and what cold wallet users need to double-check right now — especially if they use companion apps.

💥 Giveaway:
Efani is giving away a free Tangem 2-card cold wallet to a lucky listener.
To enter: Comment on the YouTube video (U.S. only, 18+).
[Details shared during the episode.]

🎁 Special Offers:

• 10% off with Tangem promo code: EFANI
• 15% off Tangem Ring: use 15OFFRING
• Stack both for 25% off total (limited time) when you also sign-up for Efani.

📱 Secure your SIM with Efani: https://efani.com
🔐 Learn about Tangem Wallets: https://tangem.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani

Financial institutions are getting hit with billions in fines — not because of fraud, but because of non-compliant mobile communication. In this episode of the Efani Features Podcast, host Mark Kreitzman is joined by Mark Meyer, Partner Manager at Smarsh/TeleMessage, to break down a growing crisis: why SEC-regulated firms are struggling to archive mobile messages, and how a new partnership with Efani offers a fully compliant, secure, and fast-to-deploy solution.

If you're a compliance officer, RIA, broker-dealer, or manage any business regulated by the SEC, FINRA, or CFTC, this episode is a must-listen.

📲 What you’ll learn:

• Why over $8.2 billion in fines were handed out in 2024 for mobile message violations
• Why traditional archiving solutions only cover email — and miss critical mobile communications like SMS, MMS, WhatsApp, and Signal
• How Efani’s secure mobile service (AT&T-powered) integrates directly with Smarsh’s archiving platform
• What happens during a compliance audit — and how this partnership ensures you pass
• Why most firms still rely on insecure messaging channels, even when they know better
• The step-by-step onboarding process: provisioning, integration, and capture in under 10 days
• Support structures: full 24/7 tech support from both Smarsh and Efani teams
• Why this is built not just for large enterprises, but for SMBs and mid-market firms who lack in-house compliance teams

You’ll also hear about Efani’s game-changing guarantee: if you're using Efani’s mobile service with Smarsh archiving and still get fined for noncompliance on mobile — Efani will pay the SEC fine.

🛡️ One secure solution. One compliance vendor. One fixed price.

🔗 Learn more & book a call: https://efani.com/compliance
📤 Explore Smarsh archiving solutions: https://smarsh.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani

In this episode of the Efani Features Podcast, host Mark Kreitzman speaks with Matthew Fisch, founder of FortMesa, about how managed service providers (MSPs), IT consultants, and cybersecurity professionals can transform compliance burdens into business opportunities — while helping clients meet insurance, regulatory, and security demands in 2025.

FortMesa is more than just compliance software — it’s a co-delivery model designed to help IT providers formalize and scale their cybersecurity offerings, land more clients, and retain them longer by solving real risk-based problems.

💼 What you’ll learn in this episode:

• Why MSPs and IT pros are missing revenue by not formalizing security services
• How FortMesa helps providers respond to urgent client needs (like insurance, audits, or vendor assessments)
• The hidden risks of cyber insurance policies — and how insurers are avoiding payouts in 2025
• What every IT provider must do to avoid legal liability when clients experience a breach
• How to protect high-net-worth individuals, SMBs, and enterprise clients using the same compliance foundation
• Key mistakes IT firms make when responding to client security questions
• The legal and ethical reasons to document risk acceptance — not just mention it
• Why even top-tier technical teams lose deals due to lack of formal security evidence

You’ll also hear Matthew’s three “2025 public service announcements” for IT providers — covering deepfake threats, insurance denial tactics, and the shift toward zero-trust client validation.

Whether you're a one-person consultancy or a large-scale MSP, this episode explains why cybersecurity isn’t just a service — it's a strategic differentiator.

🔐 Become a FortMesa Partner (Free): https://fortmesa.com
📱 Secure your mobile life from SIM swap and surveillance: https://efani.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani

Turning off your phone doesn’t mean you’ve disappeared. In this episode of the Efani Features Podcast, host Mark Kreitzman sits down with Todd Ariss, physicist and CEO of GoDark Bags, to explore one of the most powerful - yet misunderstood — tools for modern privacy: the Faraday bag.

Todd shares the origin story behind GoDark, how he applied decades of experimental physics to create military-grade shielding for everyday electronics, and why Faraday protection has become essential for privacy-conscious individuals, law enforcement, disaster preppers, and even search & rescue teams.

📴 What you'll learn in this episode:

• Why your phone still tracks you even when it’s turned off
• The science behind Faraday shielding and electromagnetic isolation
• How GoDark Bags are used by the FBI, U.S. military, NATO, and civilian privacy advocates
• Real-world use cases: from avalanche rescues to stopping remote phone wipes at crime scenes
• Why modern protests, prepper communities, and crypto holders are all turning to Faraday tech
• The surprising health and EMF reasons some users carry Faraday bags daily
• How to choose the right Faraday bag - phone, tablet, key fob, crossbody, or duffel
• What EMP protection really means and how GoDark tests for it with independent labs

You’ll also hear why the “off” button on modern smartphones doesn’t actually turn off the radios, and how tech evolution has quietly crept into our lives - removing control while increasing surveillance.

🎁 Limited-Time Offer
Use promo code EFANI15 for 15% off GoDark Bags (valid until September 30th, 2025)
Shop now: https://godarkbags.com

🔒 Bundle SIM protection with device shielding - get $99 off: https://www.efani.com/godarkbags
🎙 Hosted by Mark Kreitzman, General Manager at Efani

Crypto adoption is rising - but so are the hacks. In this episode of the Efani Features Podcast, host Mark Kreitzman sits down with Mikhail Yerganjiev, Business Development Manager at CertiK, the world’s largest Web3 security firm.

Mikhail breaks down how billions of dollars in crypto are being lost to smart contract exploits, phishing scams, and private key mismanagement - and what projects, founders, and investors can do to stay ahead of the curve.

From rug pulls and DAO takeovers to poor wallet hygiene, this episode shines a light on the hidden dangers in crypto - and how CertiK is working to secure the future of decentralized finance.

🛡️ In this episode:

• Why $800M+ was lost to Web3 hacks in Q2 2025 alone
• Why phishing and key theft now surpass smart contract vulnerabilities
• How CertiK’s auditing process works — from code review to remediation
• Why an audit is not a stamp of approval, and why most projects don’t audit enough
• How CertiK's Skynet platform monitors projects in real time for suspicious behavior
• The role of bug bounties, ongoing audits, and transparency in building trust
• What founders should ask before choosing a smart contract auditor
• How CertiK works with both new and legacy Web3 protocols to improve security posture

You’ll also learn about Mikhail’s community initiative Network Spotlight, a vetted group of Web3 professionals, and why establishing relationships with security teams early can save your project - and your users - from disaster.

Whether you're a DeFi builder, Web3 investor, or just someone who wants to avoid the next rug pull, this episode is packed with real, actionable insight from the frontlines of crypto security.

🔍 Explore CertiK: https://certik.com
📊 Read the latest hack report: certik.com/resources/blog
📱 Lock down your SIM and mobile identity: https://efani.com
🎙 Hosted by Mark Kreitzman, General Manager at Efani