In this episode of Credit in Focus, we explore how alternative data is helping lenders expand access to credit for thin‑file and credit‑invisible consumers, without increasing risk. Drawing on research from over four million credit card applications, we break down why nearly a quarter of applicants lack a traditional credit footprint and how solutions like RiskView™ make 95% of them scorable.

Join Zach Tondre and Kristin Carlson-Vinjamuri as they unpack key findings, including how positive alternative data can double the likelihood of becoming scorable, improve future credit performance, and drive a 12% increase in approvals. They also explain why financial inclusion and risk management don’t have to be trade-offs—and how lenders can say “yes” with greater confidence.

Tune in to learn how smarter, more complete data is transforming credit decisioning and unlocking growth for lenders and consumers alike.

You can reference our data discussed in the episode here.

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