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In this episode of F*ck, I’m Nearly 50!, I’m joined by superannuation and wealth expert, founder of Pascale HM, and one of the most important voices in Australia when it comes to women and money, Pascale Helyar-Moray.

And honestly… this is a conversation most of us have been avoiding.

Because money, and especially super, can feel confusing, overwhelming… and let’s be real… a bit boring.

But here’s what hit me during this conversation.

👉 Super isn’t boring.

👉 It’s not optional.

👉 And it might actually be the most important financial asset you have outside your home.

And yet, so many women don’t really understand it.

This episode is that moment where we stop… and go: “Okay… it’s time to actually look at this.”

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✨ If you’ve ever thought:

“I should probably understand my super…”

“I don’t really know what mine is doing…”

“I’m hoping it’s all just fine…”

This episode is for you.

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💰 Why women retire with less super than men — and what’s really driving the gap

📉 How career breaks, part-time work, and even menopause impact long-term wealth

🧠 The real reason women feel less confident about money (it’s not what you think)

🔥 Why doing nothing with your money is the biggest risk of all

📊 What super actually is (in simple terms) and why it’s your future bank account

👀 The one thing every woman should check in her super today

💡 Practical, simple steps to start building wealth — even in your 40s and 50s

🏡 The truth about “pay off the mortgage vs build super”

⚖️ What women need to know about super in divorce (this is a big one)

📈 Why women are about to control trillions in wealth — whether we’re ready or not

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Pascale doesn’t make money feel intimidating.

She makes it feel like something you can actually understand… and take control of.

She reframes super from:

❌ confusing

❌ boring

❌ something you’ll deal with “later”

To:

✨ your biggest asset

✨ your future freedom

✨ your ability to have choice in your life

Because at the end of the day… Money isn’t about money.

It’s about:

• Freedom
• Choice
• Independence
• And not being stuck in situations you don’t want to be in.

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🌐 Learn more: https://pascalehm.com.au/

📘 Read Pascale’s book:

Rich Woman, Poor Woman - How to Break the Cycle of Financial Overwhelm

https://www.amazon.com.au/Rich-Woman-Poor-overwhelm-fin

Let me know what you'd love to hear about next.

🔥 Let’s keep the conversation going! 🔥

📺 Watch the episodes on YouTube – Subscribe here!

💬 Join the community – Follow me on Instagram @fckimnearlyfifty and share your thoughts on this episode. Or connect with me on LinkedIn.

🎧 Never miss an episode – Subscribe on Spotify, Apple Podcasts, or wherever you get your podcasts.

📢 Spread the word – If you loved this episode, share it with a friend (or 10). Because midlife is better when we figure it out together.

Because f*ck, we’re nearly 50, and isn’t that amazing? 🚀

SEASON 2 > EPISODE 1

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In this episode of F*ck, I’m Nearly 50!, I’m joined by longevity doctor, founder of AgeVantage, and all-round genius when it comes to decoding the science of ageing, Dr Mary Revelas.

This felt like the perfect way to kick off Season 2.

Because let’s be honest… something shifts in your 40s.

What used to work doesn’t.

Your energy changes.

Your body feels different.

And suddenly you’re asking bigger questions about how you want to age.

Mary brings a completely different lens to that conversation.

She takes genetics, hormones, lifestyle and everything in between and makes it feel clear, empowering and actionable.

✨ If you’ve ever thought, “I don’t feel like myself anymore, but I don’t know where to start” — this episode is for you.

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This episode gets into:

🧬 The truth about your genes and why they’re not your destiny

🧠 How biology, mindset and environment shape how you age

⚡ Why the “health hacks” that used to work suddenly stop working

🔍 How to take a “total view” of your health (instead of chasing quick fixes)

😴 What’s really behind low energy, poor sleep and midlife shifts

💡 How to move from information overload to clarity and action

🔥 The biggest myths about ageing well that need to go

📈 The 3 most important things to focus on after 45

What I love about Mary is that she doesn’t make health feel overwhelming or clinical.

She makes it feel like self-awareness.

Like understanding your body instead of fighting it.

Like having agency again.

Because here’s the truth:

✨ You can’t change your genes.

✨ But you can change how they behave.

And that’s where everything shifts.

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MYTH-BUSTING MINI-ROUND

❌ “It’s just hormones — there’s nothing you can do”

❌ “Ageing well is mostly luck or genetics”

❌ “If you’re tired all the time, that’s just midlife”

❌ “More supplements = better health”

❌ “You have to overhaul your whole life to feel better”

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🎯 The “Try This Before 50” Challenge

If you could stop guessing… and actually understand what your body needs - what would change?

This episode is your starting point.

Because this isn’t about chasing youth.

It’s about owning your next decade with clarity, energy and intention.

Because f*ck… we’re nearly 50. And isn’t it amazing that we still get to evolve?

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LEARN MORE ABOUT DR MARY REVELAS

🌐 Learn more: https://www.agevantage.com.au/

📲 Follow: https://www.instagram.com/agevantage_livebetter_longer/

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Let me know what you'd love to hear about next.

🔥 Let’s keep the conversation going! 🔥

📺 Watch the episodes on YouTube – Subscribe here!

💬 Join the community – Follow me on Instagram @fckimnearlyfifty and share your thoughts on this episode. Or connect with me on LinkedIn.

🎧 Never miss an episode – Subscribe on Spotify, Apple Podcasts, or wherever you get your podcasts.

📢 Spread the word – If you loved this episode, share it with a friend (or 10). Because midlife is better when we figure it out together.

Because f*ck, we’re nearly 50, and isn’t that amazing? 🚀

EPISODE 16: F*ck, Let’s End the Year on Purpose! with Shannah Kennedy

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In this episode of F*ck, I’m Nearly 50!, I’m joined (again!) by the brilliant Shannah Kennedy - master coach, best-selling author, queen of clarity and the most listened-to guest on the podcast so far.

Back by popular demand and in person, Shannah is here to help us close out the year with intention, not exhaustion.

We talk about how to actually feel good at the end of the year (instead of dragging ourselves to the finish line), why you need stillness more than another strategy, and how to build a 2026 that reflects you - not just your to-do list.

✨ And if you’ve ever felt like you’re running on empty, stuck in people-pleasing, or putting yourself last - this one’s for you.

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This episode gets into:

🧘‍♀️ Why stillness isn’t indulgent - it’s essential

💭 How to reflect on 2025 without spiralling into what you didn’t do

📅 The 3 things to ask yourself before the year ends

🥵 Why “busy” is burning you out and what to do instead

💫 How to reset your nervous system in 5 minutes (yes, in the car park counts!)

📈 How to plan a values-aligned 2026 that feels like a “f*ck yes”

🫶 Why midlife isn’t a crisis - it’s a reset

Shannah helped me redefine what success looked like after selling WiTH Collective. She helped me stop reacting to life and start designing it - based on what actually matters to me: health, family happiness, pleasure, adventure, and fun.

Now, she’s back to remind all of us:

✨ Clarity isn’t a luxury - it’s a tool.

✨ You don’t need a meltdown to make a change.

✨ Stillness is the place where real decisions come from.

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MYTH-BUSTING MINI-ROUND with Shannah Kennedy:

❌ “Burnout is just part of being successful.”

❌ “You need to hit rock bottom to reinvent.”

❌ “Saying no makes you selfish.”

❌ “Planning ruins spontaneity.”

❌ “If you’re not busy, you’re falling behind.”

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🎯 The “Try This Before 50” Challenge

Last time, Shannah dared us to define our values and start saying no to the things draining us. This time? She’s taking us even deeper…

If you’ve been meaning to stop, reflect, reset - or even just breathe - this episode is your invitation to do it.

Because f*ck, we’re nearly 50 and isn’t it amazing when we give ourselves permission to do it differently?

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🌐 Learn more: shannahkennedy.com

📲 Follow Shannah: @shannahkennedy

🎧 Listen now: https://fckimnearly50.buzzsprout.com

📺 Watch on YouTube: https://www.youtube.com/@FckImnearly50

Let me know what you'd love to hear about next.

🔥 Let’s keep the conversation going! 🔥

📺 Watch the episodes on YouTube – Subscribe here!

💬 Join the community – Follow me on Instagram @fckimnearlyfifty and share your thoughts on this episode. Or connect with me on LinkedIn.

🎧 Never miss an episode – Subscribe on Spotify, Apple Podcasts, or wherever you get your podcasts.

📢 Spread the word – If you loved this episode, share it with a friend (or 10). Because midlife is better when we figure it out together.

Because f*ck, we’re nearly 50, and isn’t that amazing? 🚀