Thomas Losher and Austin Ash are two innovative experts in the cash value life insurance space and young leaders within their organization. From growing up together as kids in Fort Wayne, IN to pioneering the future of insurance as colleagues, Thomas and Austin have developed a steadfast friendship centered on challenging one another to become their best selves. In this episode, they share their unique perspective on the value of life insurance and its importance in an overall financial plan for people of all ages.

We cover topics like:

• What exactly is cash value life insurance? How does it work and why would someone want to consider it as a part of their financial plan?
• Are there downsides to having cash value life insurance?
• Can you access funds in a cash value life insurance policy? What does that look like, and how does it affect the policy long-term?
• What is tax diversification and why is it important, specifically as it applies to our generation – Millennials and Gen Z?

Connect with Thomas Losher: LinkedIn

Connect with Austin Ash: LinkedIn

Face The Fear:

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P.S. Kaitlyn Duchien, Austin Ash, and Thomas Losher are registered representatives of First Palladium, LLC, Member FINRA and a wholly-owned subsidiary of Ash Brokerage, LLC. Supervising office located at 888 S. Harrison Street, Suite 900, Fort Wayne, IN 46802. 800-589-3000. Content provided is for informational use only and is not to be constituted as financial advice.

Abby Vick is a powerhouse financial advisor and entrepreneur. After graduating from Taylor University with a social work degree and working in the Active Trader Group at Charles Schwab, Abby founded Paradigm Money Management with the goal of revolutionizing the financial services industry. She empowers women to dramatically shift their thinking around money and awaken their full financial potential. In this episode, we tackle questions like:

• What changes should the financial industry make to stay relevant and serve people who traditionally lack financial education?
• Why is it important to be wealthy instead of being rich? How do I build wealth?
• What is the fear/greed cycle?
• What unique challenges to women face when planning for their financial futures? How can we overcome these challenges and thrive?
• Tips to start investing!

Connect with Abby:

• Instagram
• LinkedIn
• Website
• Free Financial Resources

Face The Fear:

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$avy Documentary: https://www.finishlinefeaturefilms.com/savvy/

Statistics:

• 53:00 - https://www.statista.com/statistics/242030/marital-status-of-the-us-population-by-sex/#:~:text=In%202020%2C%20there%20were%2068.43,and%2011.27%20million%20widowed%20women.
• 53:30 - https://www.forbes.com/sites/margueritacheng/2019/02/26/grey-divorce-its-reasons-its-implications/?sh=7292d72a4acd
• 53:38 - https://www.nirsonline.org/2016/03/women-80-more-likely-to-be-impoverished-in-retirement/
• 1:01:00 - https://www.strategymarketing.ca/wp-content/uploads/Why-women-leave-their-financial-advisors-and-how-to-prevent-it.pdf
• 1:12:00 - https://newsroom.fidelity.com/press-releases/news-details/2017/Fidelity-Investments-Survey-Reveals-Only-Nine-Percent-of-Women-Think-They-Make-Better-Investors-than-Men-Despite-Growing-Evidence-to-the-Contrary/default.aspx

P.S. Kaitlyn Duchien is a registered representative of First Palladium, LLC, Member FINRA and a wholly-owned subsidiary of Ash Brokerage, LLC. Supervising office located at 888 S. Harrison Street, Suite 900, Fort Wayne, IN 46802. 800-589-3000. Content provided is for informational use only and is not to be constituted as financial advice.

Welcome Back to Face The Fear Podcast: Season 2! We have missed you!

In this episode, we are joined by Meghan Cormany, a Disability Insurance (DI) Sales Development Specialist at Ash Brokerage (and just a fabulous human being overall). Meghan builds on our previous DI podcast with Tim Kukieza by answering questions such as:

• Why should a Millennial consider having Disability Insurance (DI)? When is the best time to purchase coverage?
• How I choose the right DI coverage for me?
• Are there certain occupations that claim DI benefits more than others?
• Does DI cover loss of work due to depression, stress, or other mental health issues?
• If I pay for DI and never claim benefits, do I lose all of the premiums I paid? (The answer may surprise you!)

Don't forget to subscribe! Questions? Email us at facethefearfw@gmail.com!

Meghan Cormany: LinkedIn

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• Website - facethefearfw.com

P.S. Kaitlyn Duchien is a registered representative of First Palladium, LLC, Member FINRA and a wholly-owned subsidiary of Ash Brokerage, LLC. Supervising office located at 888 S. Harrison Street, Suite 900, Fort Wayne, IN 46802. 800-589-3000. Content provided is for informational use only and is not to be constituted as financial advice.