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Faith & Finance

Faith & Finance

Written by: Faith & Finance
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 Faith & Finance is a daily radio ministry of FaithFi, hosted by Rob West, CEO of Kingdom Advisors. At FaithFi, we help you integrate your faith and financial decisions for the glory of God. Our vision is that every Christian would see God as their ultimate treasure. Join Rob and expert guests as they give biblical wisdom for your financial journey and provide practical answers to your pressing financial questions. From budgeting and debt management to investing and stewardship, Faith & Finance equips listeners with insights to handle money wisely and live generously for God's Kingdom. Listen now or ask your question live by calling 800-525-7000 each weekday from 10-11 a.m. ET on American Family Radio and 4-5 p.m. ET on Moody Radio. You can learn more at FaithFi.com.Copyright 2023-2025 FaithFi: Faith & Finance Christianity Economics Ministry & Evangelism Personal Finance Spirituality
Episodes
  • A Tribute to Faithful Mothers on Mother’s Day

    A Tribute to Faithful Mothers on Mother’s Day
    May 8 2026
    “I am reminded of your sincere faith, which first lived in your grandmother Lois and in your mother Eunice and, I am persuaded, now lives in you also.” - 2 Timothy 1:5 As Mother’s Day approaches, that verse offers a beautiful reminder: the influence of a faithful mother often reaches farther than we can see. Through daily acts of love, sacrifice, prayer, and perseverance, mothers shape hearts, homes, and generations. Their work is not always loud or publicly celebrated, but it is deeply significant. Many of the values we carry, the lessons we live by, and even our understanding of God’s care have been formed through the steady presence of a mother or mother figure in our lives. The Hidden Work Mothers Carry Most of the time, when we think about the contribution of mothers, we think of things money could never measure—love, compassion, wisdom, patience, and strength. Still, it can be eye-opening to consider the sheer amount of work mothers carry each day. According to Salary.com’s annual survey, working moms put in an average of 54 hours each week managing their households on top of their professional responsibilities. For stay-at-home moms, the workload can resemble 15-hour days, seven days a week. That work often includes serving as chef, teacher, nurse, counselor, scheduler, chauffeur, financial manager, and conflict negotiator—sometimes all before lunch. Salary.com estimated that if a mother were paid for all the roles she fills, the annual base salary would exceed $200,000. When bonuses, overtime, and other “premium pay” are added, the total could rise above $250,000. Those numbers may catch our attention, but they still do not tell the full story. Her Worth Cannot Be Measured Even the highest estimate falls short of what mothers truly provide. Why? Because the most meaningful things a mother offers cannot be bought. She gives comfort in moments of fear, wisdom in seasons of confusion, encouragement when confidence is low, and love that remains steady through every stage of life. For many, a mother’s care becomes one of the clearest early reflections of God’s tenderness and faithfulness. That is why Scripture calls us not merely to acknowledge mothers, but to honor them. Honor with Words Proverbs 31:28 paints a beautiful picture of gratitude in action: “Her children rise up and call her blessed; her husband also, and he praises her.” Notice that this family does not simply feel thankful—they express it. One of the simplest and most powerful ways to honor your mother is to tell her what she means to you. Thank her for the sacrifices she made, the prayers she prayed, and the ways she loved and served, even when no one else noticed. Words of gratitude can become a gift that lingers long after Mother’s Day has passed. Honor with Care As mothers grow older, honoring them often takes on a new form. It becomes practical, intentional care. That may mean helping financially, assisting with daily needs, offering emotional support, or simply giving the gift of your time and presence. Jesus addressed this in Mark 7:10–13 when He rebuked those who used religious excuses to avoid caring for their parents. Their outward devotion masked inward selfishness. Christ made it clear that genuine love for God is never separated from love for people—especially those within our own families. Honoring a mother is not confined to a holiday. It is a lifestyle of gratitude, responsibility, and love. A Legacy That Lasts Forever This Mother’s Day, take time to celebrate the women who have shaped your life—your mother, your wife, your grandmother, or perhaps a spiritual mother who has walked beside you in faith. Let her know she is seen. Let her know she is loved. Let her know her work matters. Because when a mother faithfully serves her family, prays for her children, and passes on her faith, she is doing more than building a home. She is shaping eternity. Mother’s Day is more than a date on the calendar. It is an opportunity to pause and give thanks for one of God’s gifts—the faithful influence of mothers. So this week, don’t let the moment pass by. Offer your praise. Share your gratitude. Show your love. And wherever possible, serve the mothers in your life with joy. In doing so, you reflect the heart of Christ and fulfill one of Scripture’s most foundational commands: “Honor your father and your mother” (Exodus 20:12). On Today’s Program, Rob Answers Listener Questions: My wife and I are both 70, retired school teachers, and I’m also retired military. Most of our retirement income comes from fixed pensions, and we’ve invested heavily in agriculture and farm property. We still want to invest. At our age and with our income setup, how should we approach investing now?I need help finding affordable health insurance on a limited income. I’ve had major health issues in the past, and I’m worried that could affect my options. My husband is retired, our resources are ...
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    25 mins
  • Supporting Adult Children Without Holding Them Back

    Supporting Adult Children Without Holding Them Back
    May 7 2026
    Is it possible to help your adult children in a way that actually keeps them from growing? It’s a difficult question, but an important one. Many parents want to support their children well, especially when their children face setbacks, financial stress, or uncertain times. Yet the way we offer help can shape not only their circumstances, but also their character. The goal isn’t simply to make life easier. It’s to help in ways that strengthen them rather than sideline them. When Love Needs Wisdom For many parents, this is a tender place to stand. You love your children deeply. You want to see them flourish. And when they struggle, every instinct says, Step in and fix it. That instinct often comes from a good place. But even good instincts need wisdom. Consider a baby bird hatching from its shell. It may seem compassionate to help it break free, but if you intervene too soon, the bird may not survive. The struggle of pushing through the shell is essential. It develops the strength and coordination needed for life outside the egg. The struggle isn’t the problem. It’s part of the preparation. In the same way, when we remove every difficulty from our children’s lives, we may step in at the very moment when growth is meant to happen. When Support Slowly Becomes Dependence Most parental help begins with simple acts of care: Covering an unexpected billHelping with a car repairLetting them move back homeOffering temporary financial support None of these is inherently wrong. In many cases, they are loving and appropriate responses. But over time, those moments can accumulate. And eventually the question changes from How can I help? to Is this actually helping? Are you helping them move forward—or delaying lessons they need to learn? Are you offering support—or carrying responsibilities that now belong to them? That tension is real, and one of the hardest parts of parenting adult children is knowing when to step back. Support in Ways That Move Them Forward Healthy support should encourage progress, not prolong immaturity. This is an act of stewardship—not only of your resources, but of their formation. The goal is not to eliminate every hardship. Often, maturity takes root in the soil of challenge. Consider tying support to clear next steps, such as: Progress toward employmentPursuing education or trainingContributing to household responsibilitiesTaking increasing ownership of personal expensesWorking toward specific financial goals Support like this doesn’t replace responsibility. It reinforces it. An adult child living at home is not automatically a sign of failure. Throughout history, including biblical times, multigenerational living was common and remains normal in many cultures today. The better question is not Where are they living? But are they growing in responsibility? Are they contributing? Learning? Planning? Taking steps toward independence? Those are the indicators that matter most. Burdens and Loads: Knowing the Difference Scripture offers a helpful framework for discerning when to step in and when to step back. Galatians 6:2 says, “Bear one another’s burdens.” Yet Galatians 6:5 says, “For each will have to bear his own load.” So which is it? The answer is both. A burden is something too heavy to carry alone—a crisis, deep hardship, or overwhelming circumstance. A load is the ordinary responsibility each person is meant to carry—daily choices, obligations, and personal stewardship. This distinction is helpfully explained in Boundaries by Henry Cloud and John Townsend. They note that healthy relationships require clarity about what belongs to us and what belongs to someone else. Wisdom is knowing the difference. When parents consistently carry what belongs to their adult children, they may relieve pressure in the moment—but unintentionally prevent the growth that responsibility can produce. Protect Your Marriage and Financial Foundation Before offering significant financial help, it’s wise to pause and talk with your spouse. Pray together. Discuss what you can realistically give, what you cannot sustain, and what patterns you want to avoid. Unity matters. So does financial stability. Just as flight attendants remind passengers to secure their own oxygen mask first, you need to protect your own financial foundation if you hope to help others well. Helping your children should not come at the expense of wise stewardship or unnecessary strain in your marriage. Trust God With Their Story Supporting adult children isn’t about getting every decision perfectly right. It’s about faithfully stewarding your role in this season—with wisdom, grace, and trust. God is at work in their lives even more than you are. Sometimes the most loving thing you can do is help. Sometimes it is to wait. Sometimes it is to say no. And often, the greatest gift you can offer is not rescue—but the opportunity to grow through responsibility, perseverance, and dependence on the Lord. ...
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    25 mins
  • Surviving Financial Meltdown with Ron Blue

    Surviving Financial Meltdown with Ron Blue
    May 6 2026
    Economic headlines can rattle our confidence. Markets fluctuate, layoffs make news, and inflation or recession fears can create a sense of instability. When uncertainty rises, fear often follows—and fear can drive financial decisions we later regret. But while the economy changes, God’s wisdom does not. Scripture offers steady guidance that helps us respond with clarity instead of anxiety. In today’s conversation, financial teacher, author, and co-founder of Kingdom Advisors, Ron Blue, shared with us timeless principles for navigating uncertain times with confidence rooted in the Lord. Why Financial Uncertainty Creates Anxiety According to Ron Blue, much of our financial stress comes down to one word: uncertainty. When people feel like circumstances are outside their control, anxiety often increases. Daily headlines about markets, job losses, or global instability can make us feel like something urgent must be done immediately. That pressure can lead to emotional rather than wise decision-making. Rather than acting from fear, believers are invited to remember that while circumstances may shift, God remains faithful. As Scripture reminds us: “Jesus Christ is the same yesterday and today and forever.” (Hebrews 13:8) One of the greatest ways to reduce fear is to have a plan. Without a plan, every headline can push us into reaction mode. We may feel tempted to sell investments too quickly, take on debt to maintain our lifestyle, or abandon long-term goals because of short-term concerns. But when we follow wise, biblical principles, we gain perspective. We can step back, think clearly, and make decisions based on truth rather than emotion. A plan does not remove every challenge, but it provides direction when emotions run high. Four Timeless Financial Principles Ron Blue highlighted four foundational principles that remain effective in both strong economies and difficult ones. 1. Think Long Term Financial decisions should be guided by long-term goals, not short-term fear. Temporary headlines should not determine permanent strategies. Patience and perspective are essential parts of wise stewardship. 2. Spend Less Than You Earn This is one of the most foundational financial principles. Living below your means creates margin, flexibility, and peace. When income exceeds spending, you are better positioned to save, give, and prepare for future needs. 3. Build Emergency Savings Unexpected expenses are not a matter of if, but when. An emergency fund creates liquidity when life brings surprises. Even small, consistent savings can provide stability over time. 4. Minimize Debt Debt increases financial risk by committing future income to past decisions. It can reduce flexibility and add pressure during already stressful seasons. While not all debt is the same, reducing unnecessary debt is often a wise step toward greater freedom. A Practical Step You Can Take This Week If you feel unsettled financially, start with a simple financial checkup: Review what you earnReview what you spendDetermine whether you are living within your meansIdentify one area to reduce spendingBegin or grow an emergency fund Start small if needed. Small steps often create momentum, and momentum builds confidence. It’s similar to using a roadmap or GPS. When you know where you’re going and how you plan to get there, the journey feels less overwhelming. Every generation has faced seasons of fear and uncertainty. Economic downturns, wars, political unrest, and personal hardship have always been part of life in a fallen world. What changes are the circumstances. What remains constant is God’s truth. His Word is still trustworthy, still relevant, and still sufficient for the challenges we face today. Where Trust Ultimately Rests A biblical view of money does more than change what we do—it transforms how we think and ultimately who we trust. Financial security is never found merely in markets, savings accounts, or headlines. True security is found in the Lord, who is our provider and guide in every season. When uncertainty comes, wise stewardship matters. But even more than that, so does remembering that our hope has never rested in the economy. It has always rested in God. On Today’s Program, Rob Answers Listener Questions: I’m 60 and planning to refinance my mortgage this summer. I’d like to honor God with my finances. Is there a biblically based or faith-aligned mortgage company I can refinance with, and how would I find one?My wife and I are both self-employed, but after taking on loans to grow her business, we’re overwhelmed with debt. Bills are piling up, my credit is suffering, and we’re trying to support seven kids at home. Should we consider bankruptcy, or is there a better path to stabilize our finances and get out of debt?My wife and I just lost our 26-year-old son, who lived with us. He didn’t have a will, and we’re waiting on corrected death certificates. He also had a life insurance policy naming my wife...
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    25 mins
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