Fat Profits Podcast - Finance, Property & More cover art

Fat Profits Podcast - Finance, Property & More

Fat Profits Podcast - Finance, Property & More

Written by: Corey Goldby
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A straight talking Aussie podcast for investors, finance enthusiasts, and anyone keen to build real wealth (With Laughts)

We dish out practical tips, investor stories, lending and tax hacks, expert strategies for growing your property portfolio. Whether you’re a first-timer or a seasoned investor, you’ll get honest Q&A, market updates, and the kind of advice your bank manager won’t tell you.

Hosted by the crew at Source Financial, we keep it bold, cheeky, and always results focused because in property, it pays to think bigger. Tune in, get inspired, and start making your money work harder.

Corey Goldby
Economics Leadership Management & Leadership Personal Finance
Episodes
  • Your Broke Habits Are Why You'll Never Own A Home (Stop Lying To Yourself) | EP 10 | FAT PROFITS PODCAST
    May 19 2026

    Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

    OR contact us on hello@sourcefinancial.com.au

    This one's going to sting. But you need to hear it 🔥

    You say you want to buy a house. You say you're "saving." But then you're spending $7 on coffee every morning, ordering UberEats three nights a week, and subscribing to six streaming services you don't even watch. Sound familiar? That's not saving. That's pretending to save while your deposit sits at the same number it was six months ago 😬

    In this episode, Corey and Ben lay it all out — the real cost of your daily habits, why fuel alone is eating your deposit, and the uncomfortable truth about what it actually takes to save for a home in today's market. No sugarcoating, no "you're doing great sweetie" — just the reality check most people need but nobody wants to give them 💰

    Here's what we get into:

    ⛽ Fuel price predictions — will it ever drop below $2 again? (Spoiler: no.)

    💸 The discretionary spending that's silently killing your deposit

    ☕ How small daily costs add up to tens of thousands per year

    💰 Strategies for actually saving — side hustles, cutting costs, and being honest with yourself 👫 Why you need to have the money conversation with your partner NOW

    📊 How your expenses directly impact your borrowing capacity

    🧠 Financial discipline vs financial excuses — which side are you on?

    🏠 James and Hermione's real home buying journey — the wins and the wake-up calls

    📉 Interest rates and what they mean for your buying timeline

    Corey and Ben don't hold back on this one. They talk about parental support, the reality of saving without a head start, and why accountability is the missing piece for most people who "can't afford" a house. The truth is — most people CAN afford it. They just can't afford their lifestyle AND a house at the same time 👊

    Whether you're saving for your first deposit, wondering why you're not getting ahead, or you know someone who needs this wake-up call — send them this episode. Seriously.

    💬 What's the one expense you KNOW you should cut but won't? Be honest in the comments 👇

    Chapters

    00:00 Introduction and Predictions on Fuel Prices

    03:07 Navigating Home Buying: Parental Support and Saving Strategies

    05:53 The Reality of Saving for Property

    08:55 Understanding Borrowing Capacity and Financial Discipline

    12:02 Discretionary Spending: The Hidden Costs of Lifestyle Choices

    14:59 The Importance of Accountability in Financial Decisions

    17:57 Scenario Analysis: James and Hermione's Home Buying Journey

    20:48 The Impact of Interest Rates on Home Buying

    24:10 Final Thoughts and Call to Action

    #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #SavingForAHome #FinancialDiscipline #BorrowingCapacity #FuelPrices #FirstHomeBuyer #PersonalFinance #moneyhabits

    This video is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456 Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

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    32 mins
  • Your House Is Making Someone Else Rich (And You're Letting It Happen) | EP 9 | FAT PROFITS PODCAST
    May 12 2026

    Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

    Your property is growing in value right now. The question is — who's benefiting from it? Because if you're just sitting in your home making repayments and doing nothing with the equity building up inside it... someone else is winning from the growth you're sleeping on 😬

    Most Australians own one property and stop there. They think they're "in the market" — but the truth is, they're barely scratching the surface of what their property could be doing for them. Meanwhile, the investors who understand equity release, valuations, and structure are using that same growth to buy their second, third, and fourth properties 💰

    In this episode, Corey and Ben break it all down — where property prices are headed, why equity is the most misunderstood asset in Australia, and how the right investment structure can completely change your borrowing power and your future 🏠

    Here's what we get into:

    🏘️ Property market predictions — why prices are likely to keep climbing 💰 The equity sitting in your home and how to actually put it to work 📊 Why valuations matter more than you think and how they affect your next move 🏦 Investment structures — how the wrong setup is keeping you stuck 🔑 The journey from one property to a real portfolio — step by step 📖 Real investor stories — people who bought at the right time and what they did differently 🧠 Why "don't wait" isn't just a slogan — it's backed by decades of data ⚡ How to engage with the right professionals to fast-track your strategy

    Corey says it best — "Don't wait, don't wait, don't wait." Property has historically rewarded the people who take action, not the ones who sit around waiting for the perfect conditions. The perfect conditions don't exist. But the right strategy does 👊

    Whether you're an owner-occupier who's never thought about your equity, someone stuck on one investment property, or just getting started and wondering when to jump in — this episode lays out exactly what to do next.

    Oh, and there might be something about bribing people with sausages. You'll have to listen for that one 😂

    💬 Real talk — how many properties do you own? And what's stopping you from getting the next one? Drop it in the comments 👇

    🎧 New episodes every Wednesday at 6am on YouTube, Spotify OR anywhere you listen to podcasts! 👉 Don't forget to SUBSCRIBE, hit the notification bell, and leave us a comment — we'd love to hear from you.

    Chapters 00:00 Introduction to Property Finance 02:52 Market Predictions and Property Prices 05:56 Understanding Equity and Valuations 09:10 Investment Structures and Strategies 12:02 The Journey to Second Property Investment 14:57 Investor Stories: Buying at the Right Time 18:01 Navigating the Property Market 20:54 Conclusion and Future Insights

    #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #EquityRelease #PropertyValuations #InvestmentStructure #PropertyPortfolio #FinancialFreedom #PropertyGrowth

    Corey Goldby is an Authorised Credit Representative (CRN 502276) of Source Finance Pty Ltd ACN 657 912 868 ("Source Financial") Australian Credit Licence 539456

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    26 mins
  • The Borrowing Hack That Added $200K Overnight (Just By Asking) | EP 8 | FAT PROFITS PODCAST
    May 5 2026

    Work with MORTGAGE BROKERS who invest themselves & have a track record building portfolios for other investors. Book your Initial Discovery Session here: https://sites.ludicrous.cloud.sourcefinancial.com.au/investors-survey

    What if one conversation could unlock $200K in borrowing power you didn't even know you had? Sounds too good to be true — but it's not. Most people never ask. And that's exactly why they stay stuck 💰

    In this episode, Corey and Ben unpack the strategies that actually move the needle on your borrowing capacity — from the simple stuff like asking for a pay rise (seriously, just ask) to the things nobody talks about, like how your relationship status, your kids, and your spending habits are quietly destroying your ability to borrow 🏠

    We also get into some wild real-life investor stories, including one that'll make you rethink what's possible when you stop playing it safe and start playing it smart 🔥

    Here's what we cover:

    💰 The $200K borrowing hack — how one simple ask changed everything

    📈 Why a pay rise is the fastest way to boost your borrowing power

    💳 The types of debt that are secretly tanking your capacity

    👫 How your partner (and your kids) affect what the banks will lend you

    🏡 Rent vesting — why living where you want and investing where the money is actually works 📊 How to decrease expenses on paper and in reality to unlock more lending

    🤯 Extreme investor success story — this one's going to blow your mind

    📐 Scenario of the week: high-value equity growth breakdown

    Corey drops a truth bomb in this one — "you can't get rid of a kid" — but you CAN restructure everything around your life to maximise what the banks will give you. It's not about earning more, it's about positioning smarter 🧠

    Whether you're trying to crack into the market, looking to add to your portfolio, or just wondering why the bank keeps saying no — this episode shows you the levers you didn't know you could pull 👊

    💬 Have you ever asked for a pay rise specifically to boost your borrowing power? Drop your story below 👇

    🎧 New episodes every Wednesday at 6am on YouTube, Spotify, Apple OR anywhere you listen to podcasts!

    Chapters

    00:00 Introduction and Podcast Purpose

    01:21 Predictions for the 2027 Federal Election

    04:38 Key Strategies to Make Property Investment Easier

    08:29 How to Increase Income for Borrowing Power

    12:45 Decreasing Debt and Managing Expenses

    17:10 Scenario of the Week: High-Value Equity Growth

    23:03 Coffee Sponsorship and Future Plans

    24:44 Extreme Investor Success Story

    29:31 Lessons on Building Wealth and Portfolio Growth

    30:48 Closing Remarks and Next Steps

    #PropertyInvesting #AustralianRealEstate #WealthBuilding #australia #property #BorrowingPower #MortgageHack #RentVesting #PropertyFinance #FinancialFreedom #InvestorStories

    This video is provided by Source Finance Pty Ltd (ACL 539456) & TGM Accounting Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.

    Corey Goldby is an Authorised Credit Representative (CRN 502276)) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

    Ben Perren is an Authorised Credit Representative (CRN 553223) of Source Finance Pty Ltd ACN 657 912 868 (“Source Financial”) Australian Credit Licence 539456

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    31 mins
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