• Finding Financial Peace - Episode 1 - Financial First Aid - Out MONDAY 5th September!
    Jul 20 2022

    John Mellis and Wendy Fleming look at the times we're living in with rising inflation and a cost of living crisis, and Wendy explains some of the things we can do to make ourselves as financially robust as possible in the hopes we can weather any oncoming financial storm.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

    Wendy offers hints and guidance for some of the financial aspects of your life you might want to try and get in order, or check off on our list to make sure you're already doing the right thing. 

    Everything from Life Assurance to Emergency Funds, it's all right here, on Finding Financial Peace.  

    Episode 1 is out on Monday,  September 5th. 

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    1 min
  • Finding Financial Peace - Episode 1 - Financial First Aid
    Sep 5 2022

    In this first episode, John and Wendy look at the times we're living in with rising inflation and a cost of living crisis, and Wendy explains some of the things we can do to make ourselves as financially robust as possible in the hopes we can weather any oncoming financial storm.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

    Wendy offers hints and guidance for some of the financial aspects of your life you might want to try and get in order, or check off on our list to make sure you're already doing the right thing. 

    Everything from Life Assurance to Emergency Funds, it's all right here, on Finding Financial Peace. 

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    35 mins
  • Finding Financial Peace - Episode 2 - Money Magic - Out MONDAY!
    Sep 8 2022

    In Episode 2, John and Wendy move onto Knowing Your Numbers and Money Magic. 

    Wendy will take you through understanding and calculating your income, your fixed costs and your variable weekly costs.

    Then, to manage your numbers she'll show you how to set up 3 separate bank accounts so you can separate your key pots and have full control

    We discuss what happens if you discover you have more going out than coming in, and how to tackle debt properly with the assistance the Money Magic facility provides.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

    Episode 2 of Finding Financial Peace is out on Monday.

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    1 min
  • Finding Financial Peace - Episode 2 - Money Magic
    Sep 12 2022

    In Episode 2, John and Wendy move onto Knowing Your Numbers and Money Magic. 

    Wendy will take you through understanding and calculating your income, your fixed costs and your variable weekly costs.

    Then, to manage your numbers she'll show you how to set up 3 separate bank accounts so you can separate your key pots and have full control

    • Bills Account Income and Fixed Expenditure. (No Debit Cards linked to this account.) 
    • Spending Account - A Debit Card is linked to this account and it's used for your weekly cash spends. 
    • Savings Account - For regular monthly savings 

    We discuss what happens if you discover you have more going out than coming in, and how to tackle debt properly with the assistance the Money Magic facility provides.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

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    39 mins
  • Finding Financial Peace - Episode 3 - Being Money Confident - Out MONDAY!
    Sep 22 2022

    In  Episode 3, having already worked at making your finances as robust as possible in Episode 1, and getting to know your numbers and utilise Money Magic in Episode 2, John and Wendy now discuss being money confident.

    Through Wendy's experience, she explains how a lot of people suffer from Financial Phobia meaning the merest mention of money or anything connected to it paralyses them with fear.

    This can be exacerbated if the person in question has recently lost a long term partner through death, separation or divorce, where the partner was predominantly the one who dealt with the financial side of things in their relationship. Or, if you've constantly been told from a young age you were useless with money.

    How do you move from circumstances like that to being money confident?

    As always, Wendy has a few hints and tips to help take you from there to here.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

    Episode 3 is out on Monday.

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    1 min
  • Finding Financial Peace - Episode 3 - Being Money Confident
    Sep 26 2022

    In  Episode 3, having already worked at making your finances as robust as possible in Episode 1, and getting to know your numbers and utilise Money Magic in Episode 2, John and Wendy now discuss being money confident.

    Through Wendy's experience, she explains how a lot of people suffer from Financial Phobia meaning the merest mention of money or anything connected to it paralyses them with fear.

    This can be exacerbated if the person in question has recently lost a long term partner through death, separation or divorce, where the partner was predominantly the one who dealt with the financial side of things in their relationship. Or, if you've constantly been told from a young age you were useless with money.

    How do you move from circumstances like that to being money confident?

    As always, Wendy has a few hints and tips to help take you from there to here.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

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    31 mins
  • Finding Financial Peace - Episode 4 - Good Versus Bad Debt - Out MONDAY!
    Sep 29 2022

    John Mellis and Wendy Fleming are on Episode 4 in a journey to Finding Financial Peace.

    In this edition Wendy explains how not all debt is to be necessarily avoided, and the essential differences between Good and Bad Debt.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays.

    Episode 4 is available on Monday. 

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    1 min
  • Finding Financial Peace - Episode 4 - Good Versus Bad Debt
    Oct 3 2022

    John Mellis and Wendy Fleming are on Episode 4 in a journey to Finding Financial Peace.

    In this edition Wendy explains how not all debt is to be necessarily avoided, and the essential differences between Good and Bad Debt.

    The podcast is easier to understand if you first access some of the free resources made available by Ditch Debt With Dignity enabling you to work along with us as the episode plays. 

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    21 mins