Forget the 4% Rule—Here’s the Real Math Behind Retirement cover art

Forget the 4% Rule—Here’s the Real Math Behind Retirement

Forget the 4% Rule—Here’s the Real Math Behind Retirement

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The myths you grew up believing may be harmless—but the myths you believe about retirement can cost you big. In this episode, Jim Fox breaks down the most common (and dangerous) misconceptions, from the “magic million‑dollar number” to the outdated 4% withdrawal rule, and why relying on your neighbor’s Social Security timing is not a strategy. Jim explains how retirement success depends on math, logic, and a real relationship with an advisor—not rules of thumb, fear, or hearsay. Discover how personalized planning helps you avoid pitfalls, understand your income needs, and build a clearer financial path forward.

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