Do you need an escape from Patriotic Pops? Here’s how to plan a vacation without spending your entire holiday pay.

Health insurance can feel like a foreign language — especially when you're a freelancer trying to figure it out solo. In this episode, we break down what those confusing terms like deductible, premium, and PPO actually mean, how to choose a plan that makes sense for your life and income, and where to find affordable coverage (including some musician-specific options). Whether you're switching plans, picking for the first time, or just want to stop panicking during open enrollment — this one’s for you.

💸 Investing is for everyone. And this episode is your crash course — made simple, approachable, and totally beginner-friendly.

Lauren and Mackenzie walk you through what investing really means, why it’s essential (especially for musicians and freelancers), and how powerful compounding can grow your money over time. You’ll also learn how to get started with just a little cash and why you don’t need to be a stock market expert to build wealth.

Do you drive your car constantly? Do you almost live in your car? Is your dealer out to get you? Find the cheapest quality care tips in this episode for your gigmobile.

This episode is all about where to put your money to maximize your savings! We'll cover general savings accounts, as well as places to put your money for retirement, healthcare expenses, children's education, and investment accounts.

Are you wondering what happened to your hard earned coin?

Do you need to save for a project or audition? We've got advice that's not just cutting out lattes and avocado toast.

In this week’s mini ‘sode of Freeway Philharmonic, we’re diving into why the Bilt Mastercard® is one of the best tools a working musician can have in their financial arsenal. Whether you're just starting your career or deep in the freelance hustle, this $0 annual fee card could help you earn free travel to auditions, lessons, gigs, and festivals — all by using the money you're already spending on essentials like rent, dining, rideshare, and travel.

We'll break down how the Bilt card works, why it’s tailor-made for musicians, and how to make the most of its rewards, protections, and point-transfer potential. We'll also touch on the psychological impact of financial instability and how strategic spending can give you back a sense of control.

Here's my family's referral link for the Bilt card if you're interested in supporting the show! Thanks again, as always!

https://bilt.page/r/QTJ8-T6PX

Bilt Rent Payment Info: https://support.biltrewards.com/hc/en-us/articles/34703901703309-What-is-BillPay-How-does-it-work

Today's episode is all about saving money on restaurants! Whether you're dining out or taking it to go, we have compiled a Lizst of over 20 tips for you to cut costs and get more back for your spend!!! You're not gonna wanna miss this episode!

-----------------------------------------------------------

www.FreewayPhilharmonic.com

https://www.instagram.com/freewayphilharmonic/

www.youtube.com/@FreewayPhilharmonic

-----------------------------------------------------------

00:00:00 Intro

00:00:45 Tip #1

00:03:00 Tip #2

00:04:10 Tip #3

00:04:45 Tip #4

00:05:10 Tip #5

00:05:25 Tip #6

00:06:00 Tip #7

00:07:00 Tip #8

00:08:25 Tip #9

00:09:10 Tip #10

00:10:30 Tip #11

00:11:00 Tip #13

00:11:45 Tip #14

00:12:10 Tip #15

00:13:00 Tip #16

00:13:25 Tip #17

00:13:50 Tip #18

00:14:20 Tip #19

00:14:50 Tip #20

00:15:27 Tip #21

00:16:00 Tip #22

00:16:15 Tip #23

00:17:04 Tip #24

00:17:20 Tip #25

00:17:40 Tip #26

00:18:25 Conclusion