In Part 2 of Cash Flow Confidence, we continue the conversation with Matthew Grant, following on from Part 1 where we explored why profitable businesses still run into trouble because of cash flow.

In Part 1 Matthew unpacked the most common cash flow mistakes he sees in growing SMEs, from weak terms of trade and slow debtor management to a lack of visibility over the true cash position of the business.

In this second part, the focus shifts from awareness to action. Matthew breaks down three practical operational levers that can unlock cash already sitting inside a business: the sales cycle, the purchases cycle and the stock cycle.

We also discuss why forecasting and scenario planning are now essential disciplines, and how SMEs can use the right systems, processes and tools to stay ahead of cash pressure rather than constantly firefighting.

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Fresh Perspectives is the business podcast from Azets where advisers, experts and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

In this episode, Chris Horne, CEO of Azets Group, reflects on what it really means to lead a people-first, tech-enabled accountancy group at scale.

From fast-tracked digitisation in the pandemic to scaling across eight countries through selective M&A, Chris explains why alignment beats speed alone - because direction builds an army, not crowd control. The future of accountancy, Chris argues, is ‘full stack’, with AI for insight and benchmarking, humans for trust and relationships, and culture as the connective tissue.

Looking ahead to 2026 with optimism, Chris reinforces a leadership philosophy that doubles as Azets’ competitive edge: purpose, people, performance. In that order. Great data needs great people to deliver it, and sustainable growth starts with a story everyone can genuinely believe and repeat.

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Fresh Perspectives is the business podcast from Azets – where advisers, experts, and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas, and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

In this episode, we delve into the essentials of cash flow confidence with expert insights from Matthew Grant, a seasoned expert in financial advisory.

Discover the five critical areas where SMEs often falter, including robust terms of trade, handling non-paying clients, understanding the cash conversion cycle, utilising payment gateways, and offering early payment discounts to strengthen business relationships.

Join us as we explore these vital topics and uncover common mistakes businesses make in managing cash flow.

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Fresh Perspectives is the business podcast from Azets – where advisers, experts, and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas, and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

Recorded one week after the UK Autumn Statement 2025, this episode looks at the employment tax impact, featuring Jez Howson, Employment Tax Partner at Azets.

Jez explains the real-world implications for employers as wage inflation, pension changes and national insurance adjustments reshape workforce costs. We explore the risks, the opportunities and the actions businesses should be taking now.

The conversation covers national minimum wage increases, pension salary sacrifice changes, IR35 and off-payroll labour considerations, umbrella company risks and how employers can stay ahead of rising compliance pressures.

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Fresh Perspectives is the business podcast from Azets – where advisers, experts, and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas, and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

This episode looks at the private client impact of the Autumn Budget, featuring Jodie Barwick Bell, Private Client Partner at Azets.

Jodie explains how the changes affect property owners, wealthy families and business owners, exploring what the new rules mean for investments, inheritance tax and the broader planning landscape.

The conversation covers cover property income tax increases, structuring options, investment portfolios, ISAs, family investment companies, dividend changes, EIS opportunities, the new council tax surcharge, inheritance tax reform, estate planning, trusts, pension changes and what families need to prepare for ahead of April 2026.

Fresh Perspectives is the business podcast from Azets – where advisers, experts, and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas, and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

This episode explores the key tax changes emerging in the week following the Budget and what they mean in practice for UK businesses.

Tax expert Claire Smailes breaks down the measures that matter most, how they affect investment, remuneration, transactions and compliance, and what manufacturing businesses should pay particular attention to.

Fresh Perspectives is the business podcast from Azets – where advisers, experts, and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas, and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

A fast, honest, and expert reaction to the Chancellor’s Autumn Budget 2025. Recorded immediately after the announcement, this episode captures first impressions from Azets’ senior tax specialists.

We unpack the headline measures, early implications for business owners, and what looks positive, challenging, or surprising at first glance.

Fresh Perspectives is the business podcast from Azets – where advisers, experts, and leaders share fresh thinking to help you move forward with confidence.

Each episode explores real-world challenges and opportunities for business owners and entrepreneurs, from finance and growth to leadership and technology.

Formerly Bang The Drum, the show continues Azets’ commitment to sharing practical advice, new ideas, and inspiring stories from across the business community.

This podcast has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Follow and subscribe to Fresh Perspectives on your favourite player, leave a review and share it with others who you think might enjoy it.

Find more about Azets at www.azets.com.

Contact us at podcast@azets.co.uk.

In this special UK Spring Statement 2025 episode, host Emma Sheppard is joined by a panel of Azets’ expert advisers for live reaction to Chancellor Rachel Reeves’ latest fiscal update.

They explore the implications for business, tax, and the wider economy - examining how Labour’s evolving policies are shaping the path to growth and investment across the UK.

Bang the Drum has featured at #1 in the Apple Podcast charts for Management podcasts and #19 in the Apple Podcasts charts for Business podcasts.

Listen, subscribe, rate and review, and share Bang the Drum with others who you think might enjoy it.

Get in touch with Bang the Drum at podcast@azets.co.uk.

Bang the Drum is brought to you by Azets, the international advisory, outsourcing, and compliance Group. Find out more at www.azets.co.uk.

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