As we step into 2026, many people are setting financial goals: save more, invest better, stop living pay-to-pay. But if 2025 taught us anything, it’s this wealth is rarely built through one big decision. It’s built through small, consistent habits, repeated over time.In this reflective solo episode, Arlyne Chinyanganya, Founder of Roots to Froots and host of From Roots to Froots, shares the two most powerful money lessons she’s learned from working with individuals and families throughout 2025:1. Money success is behavioural, not mathematical2. Tracking and awareness create controlIf you’re serious about growing your wealth and building a healthier relationship with money, 2026 isn’t about doing more — it’s about doing better.What You’ll Learn in This Episode• Why wealth starts with awareness, not willpower• How tracking your money creates clarity without shame• The real reason high earners still struggle financially• Why starting small beats waiting to feel “ready”• How long-term thinking and simple habits lead to sustainable wealthArlyne breaks down why paying attention to your money matters more than earning more, and how compounding, patience, and consistency outperform quick wins every time.Key Habits to Take Into 2026• Spend 10 minutes a week reviewing your finances no judgement, just facts• Focus on consistency over perfection• Start where you are it’s never too late to build wealthWhether you’re just beginning your financial journey or looking to reset after a challenging year, this episode will help you approach 2026 with clarity, confidence, and intention.🎧 Listen now and start building wealth from the roots up.

Episode 53 is here, and we’re diving deep into the world of property investment and development with Julianah Owusu — founder of Property By Jewels.

Julianah has spent years building her expertise in property, from buy-to-let to development, and today she opens up about the mindset, challenges, and strategies behind her journey.

In this episode, we explore:Julianah’s Journey

🚀How she started her path into property investing and development

🚀The moment she found the confidence to build her own business

🚀Her attitude towards money and wealth-building

🚀The biggest challenges she has faced as a property developer

Property Investing: What You Need to Know

💰How much money you actually need to get started

💰Unexpected costs new investors are often shocked by

💰How economic changes, inflation and interest rates have impacted the property world

💰The different property investment routes and strategies

The most common mistakes new investors make!

📚Julianah’s book recommendation: The Bible

📚Insight into her mentorship programme

How you can connect with Julianah: Linktree: https://linktr.ee/propertybyjewels

Whether you're thinking about your first investment or looking to grow your portfolio, this conversation gives you practical guidance and real-life wisdom from someone who’s walked the path.

Listen, learn, and take your financial journey to the next level.

In this episode, we sit down with Matthew Addai — entrepreneur, day trader, and the visionary cofounder of CashBlack & Afrofiliate, the UK’s first cashback platform dedicated to supporting Black-owned businesses.**Matthew shares how a simple idea born from his trading background grew into a powerful economic engine designed to keep more pounds circulating in the Black community. From mindset to money, business ecosystems to generational wealth, this conversation is full of gems. 💎What We Cover in This Episode🔥 The origin story of Cash Black🔥 How Matthew went from day trading to founding a fintech platform🔥 The huge spending power of the Black community — and why it rarely stays within it🔥 How cashback rewards can drive real economic change🔥 Navigating entrepreneurship while building a mission-driven brand🔥 Why supporting Black-owned businesses is bigger than just “being Black”🔥 The mindset shifts that help people grow wealth🔥 Matthew’s long-term vision for Cash Black and community empowerment His mission? To build a stronger economic ecosystem for Black communities through everyday spending.🔗 Connect With MatthewWebsite: https://www.cashblack.comInstagram: @cashblackhqLinkedIn: https://www.linkedin.com/in/mattyaddai/🌱 About From Roots to FrootsFrom Roots to Froots is a financial wellbeing platform empowering individuals, families and communities with real, relatable conversations about money, wealth-building and financial confidence. Hosted by Arlyne Chinyanganya.❤️ If you enjoy the episode…✔️ Like✔️ Comment✔️ Subscribe✔️ Share with someone building wealth!