Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/

-----

In this episode, join Gabriel Mikha, Finance Broker, as he answers one of the most common homeowner questions in 2025: should you pay off your mortgage faster, or just stick to the minimum repayments? The short answer? For your own home, there’s almost never a bad reason to pay it down sooner—the only question is how you do it.

He shares seven smart strategies to cut years and thousands in interest off your home loan—from extra repayments and offset accounts, to choosing redraw or line of credit, and why HECS/HELP can wait. He also shares some examples on how as little as $150 extra a fortnight could save nearly four years on a 30-year mortgage.

If you’re serious about saving time, saving money, and building equity faster so you can invest sooner, this episode will give you the tools to get mortgage-free years ahead of schedule.

-----

SHOW NOTES LINKS

https://au.linkedin.com/in/gabriel-mikha-15727979

-----

LISTEN TO THE PODCAST

Spotify: https://spoti.fi/4gt1A94

Apple Podcast: https://apple.co/4gtRHbe

Amazon Music: https://amzn.to/4f85Ol4

-----

FIND US HERE

Facebook: https://www.facebook.com/profile.php?id=100069349250230

LinkedIn: https://www.linkedin.com/company/isav-group/

Instagram: https://www.instagram.com/thefinanceco.group/

TikTok: https://www.tiktok.com/@fromwhytowealth

YouTube: https://www.youtube.com/@fromwhytowealth/

-----

CONTACT US

Email: info@thefinanceco.group

Contact No.: 02 8004 5020

-----

TIME STAMPS:

00:00 Hook/Intro

00:49 Step-by-Step Guide to Mortgage Repayment Strategies

03:11 Offset Accounts and Redraw Facilities

06:14 Managing Low-Interest Debts and Final Recommendations

06:53 Outro

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/

-----

In this episode, join Gabriel Mikha, Finance Broker, as he uncovers the real reasons why home loans are getting rejected in 2025 and how you can avoid them. From risky spending habits and hidden lifestyle costs, to blacklisted properties, unused credit cards, and even the fine print of pre-approvals, Gabriel breaks down the predictable traps that can derail your application.

He shares the eight biggest red flags banks look for, why pre-approval isn’t a guarantee, and the simple steps you can take now to clean up your finances, boost your borrowing power, and stack the odds in your favour.

If you’re planning to buy a home in the next 12 months, this episode will show you how to get loan-ready, avoid costly mistakes, and move forward with confidence.

-----

SHOW NOTES LINKS

https://au.linkedin.com/in/gabriel-mikha-15727979

-----

LISTEN TO THE PODCAST

Spotify: https://spoti.fi/4gt1A94

Apple Podcast: https://apple.co/4gtRHbe

Amazon Music: https://amzn.to/4f85Ol4

-----

FIND US HERE

Facebook: https://www.facebook.com/profile.php?id=100069349250230

LinkedIn: https://www.linkedin.com/company/isav-group/

Instagram: https://www.instagram.com/thefinanceco.group/

TikTok: https://www.tiktok.com/@fromwhytowealth

YouTube: https://www.youtube.com/@fromwhytowealth/

-----

CONTACT US

Email: info@thefinanceco.group

Contact No.: 02 8004 5020

-----

TIME STAMPS:

00:00 Hook/Intro

01:49 Common Causes of Home Loan Rejections

02:57 Additional Factors Affecting Loan Approval

04:11 Practical Steps to Avoid Loan Rejection

04:27 Final Advice

04:37 Outro

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/

-----

In this episode, join Gabriel Mikha along with Andrew Ghaname, Finance and Mortgage Broker, and Andrew Willis, Senior Finance Broker, dives deep into the troubling reality of financial literacy in Australian schools, revealing how essential life skills like budgeting, taxes, and investing remain absent from the curriculum.

They talk about why textbooks fail students in preparing for real-world finances, the surprising disconnect between having a job and understanding money, and how misinformation on social media shapes young people's financial decisions.

They also discuss practical solutions like simulated trading accounts for teenagers, the crucial role families play in financial education, and why learning about financial literacy can radically transform a young person's future.

If you want to empower your kids, or yourself, to build genuine financial knowledge, avoid costly mistakes, and take control of your financial future, make sure to listen to this episode!

-----

SHOW NOTES LINKS

https://au.linkedin.com/in/gabriel-mikha-15727979

https://au.linkedin.com/in/andrew-ghaname-38b6b6321

https://www.linkedin.com/in/andrew-willis-741b441b8/

-----

LISTEN TO THE PODCAST

Spotify: https://spoti.fi/4gt1A94

Apple Podcast: https://apple.co/4gtRHbe

Amazon Music: https://amzn.to/4f85Ol4

-----

FIND US HERE

Facebook: https://www.facebook.com/profile.php?id=100069349250230

LinkedIn: https://www.linkedin.com/company/isav-group/

Instagram: https://www.instagram.com/thefinanceco.group/

TikTok: https://www.tiktok.com/@fromwhytowealth

YouTube: https://www.youtube.com/@fromwhytowealth/

-----

CONTACT US

Email: info@thefinanceco.group

Contact No.: 02 8004 5020

-----

TIME STAMPS:

00:00 Hook/Intro

01:05 Learning Financial Literacy

01:48 Where Financial Literacy Starts

04:11 Real-World Financial Lessons in Schools

13:09 Impact of Technology on Education

17:30 Implementing Financial Literacy in schools

27:17 The Role of Entrepreneurs in Education and The Need for Practical Financial Education

30:07 Conclusion/Outro

-----

DISCLAIMER

The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.