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Get Money Smart

Get Money Smart

Written by: Arthur Shalomov
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Welcome to Get Money Smart, the podcast where we dive into building wealth, managing debt, and saving money! Our host Art Shalomov has been in the mortgage industry since he was 20 years old. Having years of experience, including struggling through the big financial crisis of 2008, Art has not only personally learned what it takes to rebuild wealth from the ground up, but he has also helped his clients reach their own goals. Whether you are wanting to buy your family home or building wealth through real estate, this is the place to get money smart! Economics Personal Finance
Episodes
  • The Appraisal Process & Getting the Most Value Out of Your Home with Ryan Riveras
    Aug 26 2021

    Are you refinancing or selling your home? We're sitting down with Ryan Riveras of AMC to talk about all things home appraisals! From walking through the appraisal process to giving insider tips for preparing your home for appraisal, there is something in this episode for agents and homeowners alike. Tune in for ways to best approach communicating with your appraiser, and what research and information will help you get the most value out of your home!

    01:15 What is AMC?

    04:20 How to talk to an appraiser.

    08:00 What's the difference between a Closed sale vs Comps?

    11:50 How do you handle multiple appraisals that have a big gap in value between them?

    15:00 What's the best way for a new realtor to get comps?

    17:00 How do flash appraisals work?

    19:15 If the market is crazy, are there adjustments made to consider the rise in the market?

    21:30 Are appraisals different for a purchase vs a refinance?

    25:00 When is the best time to sell or refinance?

    27:15 Three updates that will have the biggest impact on your home value!

    30:00 How accurate is Zillow at estimating home value?

    33:20 What documentation should agents provide appraisers?

    36:15 What can I do to prepare my home for the appraiser when refinancing?



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    Learn more on our website | arthurshalomov.com

    Follow along on Instagram | @artshalomov

    Connect on Facebook | @artshalomov

    Contact Art and the team | ashalomov@allwestern.com


    Subscribe to our Youtube Channel | Arthur Shalomov

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    40 mins
  • Estate Planning with Attorney Allison Kierman
    Jul 5 2021

    Do you have a Will? What about a Trust? In this episode, we're joined by Estate Planning Attorney, Allison Kierman. Allison is here debunking the idea that Trusts are only for the uber-wealthy. She is also sharing the benefits of having a Trust which will have your assets broken down into far greater detail than simply having a Will, and when both a Will and a Trust are needed!

    00:40 What led you to Estate planning?

    01:30 What is a Trust, and how is it used?

    02:40 At what point is it good to think about putting a trust together?

    03:40 If I already have a will, do I need a Trust?

    05:00 What assets can be included in a Trust?

    06:30 Things you need to prepare for your attorney to create a Trust.

    07:40 What is the difference between having a Trust and an LLC?

    08:30 What happens to mortgages when parents pass and no Trust is in place?

    10:00 Are there any drawbacks of having a Trust?

    10:50 What does the process look like for Probate?

    12:40 What is the investment in putting a Trust together?

    15:20 Do you still need to put it in a Trust if you share a title?

    17:00 What happens if circumstances change and you need to make a change to your Trust?

    Connect with Allison Kierman

    Instagram | @allisonkierman

    Website | kiermanlaw.com

    Email | akierman@kiermanlaw.com

    Phone | 480-719-7333

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    Learn more on our website | arthurshalomov.com

    Follow along on Instagram | @artshalomov

    Connect on Facebook | @artshalomov

    Contact Art and the team | ashalomov@allwestern.com

    Subscribe to our Youtube Channel | Arthur Shalomov

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    19 mins
  • Advantages of Being a Seller in Today's Market with Celina Acosta
    Jun 21 2021

    The East Valley market is on fire - and not only because of the summer heat! Real estate agent and podcast guest, Celina Acosta, is here to share her knowledge on the growing real estate in the East Valley! What is driving the growth and demand? Why are people choosing to move there over Phoenix? How long will this burgeoning market continue? In this episode, we're diving into the advantages of being in a seller's market and how you can be a strong buyer, so join us as we get down to business!

    0:25 Meet Celina!

    0:45 How did you get into real estate?

    2:40 What is the East Valley?

    4:20 What is driving the market in the East Valley?

    7:55 Why would people choose Gilbert or Chandler over Phoenix?

    11:25 Is Gilbert a growing city?

    13:45 What is the benefit of being in a seller's market when you are a buyer?

    15:30 What strategies do you use to win the offer?

    19:05 How long do you think this market is going to continue?

    Find Celina on Instagram: @celinasellsaz

    Get in contact with Celina: (602) 413-2951



    ………………………..

    Learn more on our website | arthurshalomov.com

    Follow along on Instagram | @artshalomov

    Connect on Facebook | @artshalomov

    Contact Art and the team | ashalomov@allwestern.com

    Subscribe to our Youtube Channel | Arthur Shalomov

    Show More Show Less
    22 mins
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